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pjbennie66

Home Buyer in Cleveland

Joined Jan 7, 2013

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About Me

Husband and wife want to purchase a home. He is a contractor (verifiable income approx $4500mo) and mine, approx $2500 mo. Problem...... I work for governmental agency, good secure position. BAD CREDIT. He is self-employed, great income, decent credit, but 2013 will be first year he files taxes. can someone please tell me how we can purchase our first home. We are thinking of getting into a rent to Own since we believe husband will qualify in two years after filing taxes 2013 and 2014. can someone tell me if my income can be included as income when we purchase without using my credit? Or should I try to clean up $18000 in debt that was from my EX, in order to purchase since I can show income.