We're a localÂ CLEARWATERÂ FL FHA Mortgage Lender that has money to lend. Fill ourquick applicationÂ Â to find out more about the manyÂ CLEARWATERÂ Florida FHA home loan programs.
FIRST TIME HOMEBUYERS AND MOVING UP HOMEBUYERS FIND THAT FHA HOME LOANS HAVE KEY ADVANTAGES INCLUDING:
EASIER QUALIFICATION-Â The FHA loan insuresÂ CLEARWATERÂ Florida FHA mortgage lenders against loss for FHA loans made to properly qualifiedÂ CLEARWATERÂ FLÂ FHA home loan applicants. MostÂ CLEARWATERÂ FL home buyers will find it easier to qualify with anÂ FHA loan compared toÂ any other Florida home loan programs.
MINIMAL DOWNPAYMENT-Â FHA mortgages work with the smallest down payment of all Florida home loan programs. The FHA downpaymentÂ can come from a family member, charity, or your employer. Although the FHAÂ loan does not have a zero down mortgage option yet, you will find that our experiencedÂ CLEARWATERÂ FL FHAmortgage professionalsÂ can point you to the manyÂ FloridaÂ FHAÂ Down Payment assistance programsÂ thatÂ work well with FHA home loans.
LESS THAN PERFECT CREDIT IS OK- TheÂ FHA home loan program exists to expand the pool ofÂ qualifiedÂ CLEARWATERÂ FLÂ home buyers. EvenÂ CLEARWATERFLÂ FHA loan applicantsÂ no credit score scoreÂ or even prior bankruptcies and foreclosuresÂ withÂ late mortgage payments get approved every day for FHA home loansÂ to buy orÂ RefinanceÂ a homeÂ inÂ CLEARWATERÂ FL.Â The FHA loan program uses credit quality, not credit score!
LOWER COST OVER THE LIFE OF THE LOAN- The FHA home loan rates are extremely competitive. FHA's lower risk to that FHA mortgage means a lower interest rate forÂ CLEARWATERÂ FL home buyers and homeowners.
SAFEGUARDS FOR HOMEOWNERS THAT GET BEHIND-The FHA home loan givesÂ CLEARWATERÂ FL FHA mortgageÂ lenders more options for helping homeowners who fall behindÂ get current again: special forbearance, workouts, even free FHA mortgage counseling.Â Furthermore,Â HUDÂ allows Florida FHA mortgageÂ lenders to take past due payments and move them to the end of the FHA loan and in some instance will actually pay your past due paymentsÂ for you. Options to save yourÂ CLEARWATERÂ FL home from foreclosure that you'll never get from a conventional loan! In an uncertain world, this is another excellent reason for you to apply for an FHA mortgage.
FHA MANUFACTUREDÂ HOME LOANS-Â FHA Loans are also available forÂ CLEARWATERÂ FL modular homes including single wide, double homes (with land) built after June 15thÂ 1976. Check out theÂ FHA manufactured home loan program.
FHA HOME LOANS ARE FULLY ASSUMABLE-Â WhenÂ you are ready to sell yourÂ CLEARWATERÂ FLÂ single family home, townhouseÂ orÂ condo, youÂ can offerÂ CLEARWATERÂ FL home buyers an FHA home loan! All FHA loans can be assumed by qualifiedÂ CLEARWATERÂ FL FHAÂ loan applicants.
These are just a few of the many good reasons to apply for an FHA mortgage. The FHA loan program has evolved since it started in 1934 and now has options for HUD insured loans that fit a variety of differentÂ CLEARWATERÂ FL home buyer situations.Â We are a localÂ CLEARWATERÂ FL mortgage companyÂ that has money to lend. Fill ourÂ quick applicationÂ Â to find out more about the manyÂ CLEARWATERÂ FL FHA home loan programs.
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