Living in Salt Lake, Sandy, Holladay, Draper or South Jordan does not make us immune from theft, fire, flood or other natural disasters.Â cataloging your belongings beforehand will prove invaluable should a disaster occur.Â Here's how to make the most of your home inventory:
Everything counts.Â Don't just list your furniture, large appliances and electronic equipment.Â Include your clothes, kitchen and bath contents, books, collections, musical instruments and anything else of value.
Start organizing.Â List serial numbers and categorize receipts of your belongings.Â You'll have a better chance of receiving full reimbursement when you can prove ownership.
Create a video.Â Grab a camcorder and walk through each room as you narrate the contents.Â Thumb through clothing while recording to show how many articles you own.Â
Make duplicates.Â Store copies of your inventory list, photos and videos in a safe deposit box or another location outside your home.Â Also include copies of your home ownership documents, insurance policies, titles, etc., in case of fire.
Consider additional coverage.Â if you have a valuable collection such as fine art, antique furniture, expensive jewelry or electronics, you may want to purchase a rider to your homeowners insurance policy to protect those items.Â Personal Articles policies are not extremely expensive and are worth the possibility of loss.Â Â Â
LINDA SECRIST - LINDA SECRIST & ASSOCIATES - EVERYTHING THEY TOUCH TURNS TO SOLD!