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Joanna Mcparland's Blog

By Joanna McParland | Agent in Las Vegas, NV

Las Vegas News You Can Use 2/24/14

Monday - Las Vegas News you can use 2/24/14

Las Vegas



“According to a new survey from Fannie Mae, credit availability is improving. For the first time in over three years, the majority of consumers believe it's easier to get a mortgage.”

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What to expect at closing

“You've survived house hunting and the bidding and negotiating on your new home, and now it's time to make it yours. But to do so, you have to sit down with various people, which may include the seller, your real estate agent, title and mortgage company officials and possibly your attorney at what's known in real estate lingo as the "closing table."

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Using the power of pre-inspection

“Imagine finally finding a buyer for your home, negotiating the offer, opening up escrow and beginning to pack your prized spoon collection when disaster strikes. The home buyer's pest and dry rot inspection has revealed issues that have caused the buyer to panic. Your sale is now in danger of failing!

 While most states require that sellers disclose all known defects to a buyer, it's the unknown issues that inspectors are hired to find. These paid consultants have the tough job of crawling into the nooks and crannies of your home, the places most of us rarely if ever visit, to identify problems that can haunt the home buyer if not addressed prior to closing.

 So how can you avoid a nasty surprise? One popular way is to consider the power of pre-inspections.”

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 Money Matters:

Reasons you can't get a mortgage - and how to overcome it:

“No matter how you look at it, getting rejected for a home loan can hurt.

 And with the new Dodd-Frank rules in effect, would-be borrowers could find their applications headed to the rejection pile without understanding why.

 Concerned about details that could trip you up during the mortgage loan process? If so, here's the lowdown on factors that could cause lenders to deny your application - and what you can do to avoid rejection.”

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“Las Vegas home prices rise; yearly gain is second-highest in the U.S.

Las Vegas home values inched higher last month but continued showing some of the biggest year-to-year gains in the country.

 The median value of local homes in January was $168,800, up 0.7 percent from December and 26.9 percent from January 2013, according to a new report from housing-data firm Zillow.

 The annual gain was second fastest among the 35 metro areas covered in the report. Riverside, Calif., was No. 1 at 27.3 percent.”


Nevada remains a top foreclosure state as new filings climb

Banks seized a rising number of homes from delinquent Nevada borrowers last month, keeping the state’s foreclosure rate one of the worst in the country.

 One in every 533 housing units statewide received a foreclosure-related filing in January, up 28 percent from December but down 35 percent from January 2013, according to a new report from Irvine, Calif.-based RealtyTrac.

 Filings include default notices, scheduled auctions and bank repossessions.

 Nevada had the second-highest foreclosure rate in the country last month, behind Florida. Nationally, one in every 1,058 homes received a foreclosure filing in January.


Only in Las Vegas:

Vegas Food Drive Named USA Weekend-Make A Difference Day 2014 All-Star Award Finalist

Las Vegas, NV – A Las Vegas Food Drive benefiting the Salvation Army Food Bank, as part of the national USA Weekend Magazine Make A Difference Day has been named a finalist of the 2014 All-Star Award. The winner of the coveted award and a $10,000 grant for the charity will be determined by an on-line vothttp://www.lasvegassun.com/community/press-releases/4770/e off with the five finalists at http://www.makeadifferenceday.com/vote-now.


“I can’t believe I ate the whole thing.” :)

 Neither can Kristen LoVullo and Ashley Mastowski, who’ve just overwhelmed me (in the best possible way) with dessert and wine at their sparkling new “bake shoppe” in Henderson. Three decadent plates, three lip-smacking glasses and a little Haute Chocolate for good measure. That’s how they roll at Gimme Some Sugar.”


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