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Jack Wilson's Blog

By Jack Wilson | Other/Just Looking in Florida

FREE FLORIDA CREDIT REPAIR:: REPAIR CREDIT FLORIDA MORTGAGE QUALIFY

FLORIDA FHA LOAN :: FLORIDA FHA MORTGAGE :: FHA REFINANCE FLORIDA ::  :: FHA MORTGAGE FLORIDA  :: FLORIDA :: FHA REFINANCE FLORIDA :: FHA LOAN FLORIDA :: FHA MORTGAGE FLORIDA ::BAD CREDIT MORTGAGE ::  FHA FLORIDA 1:: FHA FLORIDA 2


FREE FLORIDA CREDIT REPAIR

Free Florida Credit Repair: Free Credit Repair Help To Qualify For A Florida Mortgage

You see the advertisements in Florida newspapers, on TV, and on the Internet. You hear them on the Florida radio. You get fliers in the mail, and maybe even calls offering Florida credit repair services. They all make the same claims:

“Credit problems? No problem!”

“We can remove bankruptcies, judgments, liens, and bad loans from your credit file forever!”

“We can erase your bad credit — 100% guaranteed.”

“Create a new credit identity — legally.”

The Federal Trade Commission (FTC) says do yourself a favor and save some money, too. Don’t believe these claims: they’re very likely signs of a scam. Indeed, Florida attorneys at the nation’s consumer protection agency say they’ve never seen a legitimate credit repair operation making those claims. The fact is there’s no quick fix for creditworthiness. You can improve your credit report legitimately, but it takes time, a conscious effort, and sticking to a personal debt repayment plan.

Recognizing a Florida Credit Repair Scam

Everyday, companies target Florida consumers who have poor credit histories with promises to clean up their credit report so they can get a car loan, a home Florida mortgage, insurance, or even a job once they pay them a fee for the credit repair service. The truth is, these companies can’t deliver an improved credit report for you using the tactics they promote. It’s illegal: No one can remove accurate negative information from your credit report. So after you pay them hundreds or thousands of dollars in fees, you’re left with the same Bad credit report and someone else has your money.

WE SHOW YOU HOW TO REPAIR YOUR BAD CREDIT AND QUALIFY FOR A FLORIDA MORTGAGE FREE!!!

FREE CREDIT REPAIR  START NOW

WE SHOW YOU EXACLTY HOW TO FIX YOUR CREDIT &

 QUALIFY FOR A FLORIDA MORTGAGE!!

FHA LOAN APPLICATION

or use our Quick Application to receive a no obligation consultation on your next Florida mortgage.

FHA MORTGAGE FLORIDA | FHA LOAN FLORIDA

FHA MORTGAGE PROGRAMS FOR FLORIDA HOMEBUYERS AND HOMEOWNERS- FHA loans have been helping Florida homeowners and home buyers since 1934. How does FHA do it? The (FHA) Federal Housing Administration is part of HUD – HUD/FHA insures FHA approved mortgage lenders so they can offer you a better deal. We have detailed some FHA highlights below:

FHA LOANS HAVE MINIMAL DOWN PAYMENT AND CLOSING COST:
• Down payment only 3.5% of the Purchase Price. 
• Gift's and Grants for down payment and closing costs OK! 
• Seller can credit up to 6% of sales price towards buyers costs. 
• No reserves or required savings for future payments required.
• FHA regulated closing costs.

FHA HAVE  EASIER CREDIT QUALIFYING GUIDLINES SUCH AS:
• 12 months after a chapter 13 Bankruptcy.- 2 years after a chapter 7 Bankruptcy.
• FHA will allow a home purchase 3 years after a Foreclosure.  
• Minimum FICO credit score of 580 for 3.5% Down payment.
• Minimum FICO credit score of 530 for 10% Down payment.
• No Credit Score Florida home loans & No Trade Line Florida FHA home loans.

FHA ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• Higher Debt Ratio's than any other home loan programs. 
• Less than two years on the same job is OK! 
• Self-Employed individuals OK!.

  1. HAVE QUESTIONS? FHA FREQUENTLY ASKED QUESTIONS PAGE
  2. VISIT OUR FHA INFORMATION PAGE.
  3. CHECK FLORIDA FHA LOAN LIMITS.

CLICK START NOW TO GET PRE APPROVED TODAY!

FHA LOAN APPLICATION
FLORIDA FHA LOAN :: FLORIDA FHA MORTGAGE :: FHA REFINANCE FLORIDA ::  :: FHA MORTGAGE FLORIDA  :: FLORIDA :: FHA REFINANCE FLORIDA :: FHA LOAN FLORIDA :: FHA MORTGAGE FLORIDA ::BAD CREDIT MORTGAGE ::  FHA FLORIDA 1:: FHA FLORIDA 2

Applying for a Bad Credit Florida Mortgage isn't as easy as it was a few years ago. Nevertheless, it is not impossible as some Florida mortgage reports make it appear. We are still pre approving Florida first time home buyers andno credit score Florida homebuyers and moving up buyers with past foreclosures and bankruptcies to buy a Florida home every day. Need more info? Fill out our quick response form and we will contact you Today! 

HOW DO I GET A GOOD FLORIDA MORTGAGE WITH BAD CREDIT?  In order to get a good Florida mortgage with bad credit you must have the following:

  1. No 30 day late payments on your credit report in the last 12 months. Its ok if your 5, 20 or 27 days late.You are not late until you are a full 30 days late on your credit report. Your credit report must show 0x30 days late in the last 12 months..
  2. You must  provide 12 months of verified on time rental history. Either by providing 12 months of canceled checks, money orders  or verification of rent from a management company. (No private landlord letters).
  3. If you cannot verify rental history you may need 3-6 months of future payments in your account at closing.
  4. In addition to verifying rental history (see #3,4) you must have 3 lines of credit on time for the past 12 months. Or use non traditional credit to qualify.
  5. FHA allows 3.5% Down Payment with a 580 FICO score. In most cases when you settle all collections or pay them in full your credit score will increase to at least 580.

THATS RIGHT!!! -WE PROVIDE BAD CREDIT & NO CREDIT SCORE FLORIDA HOME LOANS!!!

CLICK START NOW TO GET PRE APPROVED TODAY!

FHA LOAN APPLICATION

or use our Quick Application to receive a no obligation consultation on your next Florida mortgage.

If you cannot provide these requirements listed above for a good Florida mortgage with bad credit. Your other option is a Florida Hard Money Loan.

Although recent problems in the sub prime market have made lenders more careful about how they extend credit, it's still very possible to buy a home in Florida past bad credit problems. To learn more about our Florida home buyer programs, use our Quick Application to inquire today!

REFINANCE OUT OF A BAD CREDIT FLORIDA MORTGAGE TO LOWER  FLORIDA MORTGAGE PAYMENTS

• Bad credit Florida mortgages give you the chance to clean up your credit.
• Consolidate all your bills into one, low monthly payment with bad credit Florida home loans.
• Get relief from the non stop harassing calls of creditors.
• Bad credit Florida  mortgages provide a way to live your life without worrying about every penny you spend.
• Need extra cash? Bad credit home loans give you what you need for home improvements, back child support, late payments, or a much needed vacation.
• Bad credit home loans can even give you the leverage you need to avoid bankruptcy.
• And so much more!

Feel Free to Apply Now for a Bad Credit mortgage or use our Quick Application to receive a no obligation consultation on your next Florida mortgage.

AS A BAD CREDIT MORTGAGE MORTGAGE LENDER -WHY  ARE WE DIFFERENT?

• Quick closings
• A higher level of customer service
• Flexible guidelines
• Convenient online applications
• NO up-front costs to you
• Many different Bad credit different programs to choose from

It's our mission to exceed your expectations, and deliver the help you need to get back on track

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