Home > Blogs > Gayle Barton's GA Real Estate Blog
4,314 views

Gayle Barton's GA Real Estate Blog

Blue Ridge Georgia - Information about our beautiful mtn town and area

By Gayle Barton | Agent in Cumming, GA
  • Apple Picking at Mercier Orchards Blue Ridge, GA

    Posted Under: General Area in Blue Ridge, Entertainment & Nightlife in Blue Ridge, Shopping & Local Amenities in Blue Ridge  |  September 11, 2010 1:59 AM  |  698 views  |  1 comment

     U-Pick 2010 is here!!!!

    Mercier Orchards, nestled in the quaint north Georgia mountain town of Blue Ridge, has been growing apples since 1943.  This year they celebrate 67 years of business and their business has never been stronger!

    I invite you to come experience "a taste of the mountains" at Mercier Orchards. The U-pick event is fun for the whole family. Enjoy lunch at the deli/bakery or a wonderful wagon ride through the orchards.

    Apple picking is on Saturdays and Sundays from 9:00 AM to 6:00 PM.


    Mercier Orchards

    1.5 miles north from 515 on Hwy 5 

    706-632-3411

    Visit web site

     

     Dates for this event:

    September 11, 2010- September 12, 2010

    September 18, 2010- September 19, 2010

    September 25, 2010- September 26, 2010

    October 02, 2010- October 03, 2010

    October 09, 2010- October 10, 2010


    Hope to see you there!

     

     

     

     

     

    This North Georgia Real Estate blog is hosted by Gayle Barton of ERA - The Real Estate Connection located in the quaint mountain town of Blue Ridge, GA. Please feel free to call (866-413-1781) or drop me an email gaylebarton@tds.net if I can assist you with buying or selling your mountain home or property.

  • NEW LISTING - Ellijay, GA Adorable Cabin with a View

    Posted Under: Home Buying in Ellijay  |  August 16, 2010 10:25 AM  |  582 views  |  No comments

    Wow, what a garage! 

    We don't see these very often in the North Georgia mountains, and this one is great... room for 2 cars, a work bench and a huge upper level for storage.

    Oh, yeah..  and there's a beautiful 2 bedroom/2 bath cabin with a mountain view as well!


     MLS# 203035 $279,900

    You'll find this warm and inviting 2/2 cabin nestled in a beautiful 3 acre wooded setting offering TOTAL PRIVACY and a YEAR-ROUND MOUNTAIN VIEW (even more can be cut!).

    This well loved log home is located in a private, gated log home community featuring PAVED ROADS near Springer Mountain making it convenient to hiking the Appalachian Trail and fishing or tubing on the Toccoa and Cartecay rivers.

    The cabin has been VERY WELL MAINTAINED and NEVER RENTED so it offers many personal touches that the average rental cabin in this price range simply cannot.

    With its large rooms, year-round mountain view and private setting, it will make a perfect full-time home, or vacation getaway spot.



    The only problem is ..... You'll never want to leave!



    This North Georgia Real Estate blog is hosted by Gayle Barton of ERA - The Real Estate Connection located in the quaint mountain town of Blue Ridge, GA. Please feel free to call (866-413-1781) or drop me an email gaylebarton@tds.net if I can assist you with buying or selling your mountain home or property.

  • GREAT turn-key investment - North Georgia mountain vaction rental cabin in Blue Ridge

    Posted Under: Home Buying in Blue Ridge  |  May 11, 2010 1:15 PM  |  696 views  |  No comments

    *** DON'T MISS OUT ON THIS ONE ***

    121 Crossrock Drive

    Blue Ridge, GA 30513
    MLS# 199165
    $275,000.


    GREAT turn-key investment - North Georgia mountain vaction rental cabin in Blue Ridge.

    4 bedroom/ 3 bath FULLY FURNISHED turn-key rental with strong rental history.









     






     

    This North Georgia Real Estate blog is hosted by Gayle Barton of ERA - The Real Estate Connection located in the quaint mountain town of Blue Ridge, GA. Please feel free to call (866-413-1781) or drop me an email gaylebarton@tds.net if I can assist you with buying or selling your mountain home or property.
  • Guest writer - J. Byron Wyndham, Real Estate Attorney, blogs on the new HUD Statement

    Posted Under: Financing in Blue Ridge  |  April 24, 2010 2:40 PM  |  508 views  |  No comments

    Blue Ridge Georgia Real Estate is pleased to welcome guest blogger and local real estate attorney J. Byron Wyndham. Today, Byron tells us more about the new "HUD" statement - a standard form used in residential real estate closings.




    "Borrowers In Shock?"
    The Final Rule mandated by Dept of Housing and Urban Development changing the standard closing statement (also called a “HUD”) has been in effect for almost four months now. It was not an issue in the first month, since all loans that had originated prior to January 1, 2010 could be closed on the “old” HUD. However, we are now required to utilize the new HUD on nearly all loans.

    What reactions have I seen to the new HUD? To begin with, not all lenders and attorneys really know how to prepare the new HUD. Mistakes are not unusual. I recently had a lender and investor disagree about the figures on the HUD. For two days we watched and read emails being sent back and forth between the lender and the investor before they finally found agreement with the figures on the HUD. Borrowers also are perplexed by the new paperwork. I see faces that appear confused and dazed as I explain the figures on the HUD.

    As a closing attorney, I have always tried to explain the HUD in some detail. I firmly believe that every borrower needs to understand the numbers and the terms of the loan. But I find myself now having to judge exactly how much information is too much information. I don’t want to scare a new buyer/borrower with tons of information, but I also want them to be free to ask questions about things they don’t understand.

    It is easy to read the numbers in the borrower’s column. With the new HUD, the numbers represent the total of fees in the body of the HUD. These numbers are such that they can be seen, totaled and explained very easily. However, the information given in the left hand section (outside the borrower’s column) of the second page of the new HUD is confusing. I don’t believe many borrowers can understand them. As experienced as we real estate professionals are, this new HUD has taken countless hours and ‘trial and error’ efforts for many of us to understand it. It may be difficult for a buyer/borrower to grasp in one closing.

    The bottom line: unfortunately, I think that the new HUD may have the opposite effect from that intended by the federal regulators. Instead of a clearer understanding of the breakdown of fees, we are having more misunderstandings; instead of clarification, we are having more confusion. We will be waiting to see how this all ends up. Clear?

    For more information about short sales, foreclosures or other real estate related matters, please visit his website or email him at jbwyndham@tds.net



    J. Byron Wyndham
    2460 E. First St. Suite B-6
    Blue Ridge, GA 30513
    706.258.6222



    This North Georgia Real Estate blog is hosted by Gayle Barton of ERA - The Real Estate Connection located in the quaint mountain town of Blue Ridge, GA. Please feel free to call (866-413-1781) or drop me an email gaylebarton@tds.net if I can assist you with buying or selling your mountain home or property.
  • Guest writer - J. Byron Wyndham, Real Estate Attorney, blogs on the future of our economy.

    Posted Under: Market Conditions in Blue Ridge  |  March 18, 2010 9:00 AM  |  454 views  |  No comments
    Blue Ridge Georgia Real Estate is pleased to welcome guest blogger and local real estate attorney J. Byron Wyndham. Today, Byron shares with us his perspectives on the future of our economy.

    Our Economic Future....


    I recently had the privilege to attend a seminar where economist Dr. Donald Ratajczak spoke on his insights into our economic future. Dr. Ratajczak is a noted economist, the former head of the Georgia State University economic forecasting center and a noted worldwide lecturer. His opinions are in demand by the media and he is often sought after by major television networks for his thoughts on the economy.

    Below is a summary of what Dr. Ratajczak sees for our economy in the near future:

    Banks are reeling from the bad loans that were made over the past few years. Many lenders are surprised to find out how bad their portfolios really are. The banks feel that federal regulators are looking over their shoulders. How do the banks keep the regulators at bay? How do they improve their loan portfolios? They need lend…to good qualified borrowers. Then the banks will have more good loans in their portfolios.

    Are we in an economic recovery? Yes, but it is not the traditional recovery that is usually led by the housing sector. Housing, in this recession, is a laggard. We have a two to three year inventory of unoccupied residential houses. However, by 2013, the inventory should be back to “normal.”

    The recovery is slow because the banks won’t lend. New loans are DOWN eight per cent (8%) from this time a year ago. However, deposits are UP eight per cent (8%) from last year. When lending is down and deposits are up, the banks have money. They have plenty of money to lend if they would do so.

    The banks need to change their manner of lending in order to get better loans into their portfolios. With a required credit score of 700, only one-third of the population can qualify for a loan. If the criteria were lowered to 675, then forty-five per cent (45%) of the population could qualify for a loan.

    The Jobs Report for February showed a loss of thirty thousand jobs. However, sixty-four thousand of those job losses were in construction and government. State governments are letting people go to save money; state governments are experiencing large deficits and the fastest and easiest way for government to save money is to cut jobs. If the construction industry and government jobs are removed from the report, we actually had an increase of thirty thousand jobs last month. This trend should continue into the future.

    Temporary jobs have also been increasing for the last five months. This will lead to job growth as temps are hired and made permanent workers. We should see continued job growth in March, April, and May.

    For more information about short sales or other real estate related matters, please visit his website or email him at jbwyndham@tds.net



    J. Byron Wyndham
    2460 E. First St. Suite B-6
    Blue Ridge, GA 30513
    706.258.6222

     
     

     

    This North Georgia Real Estate blog is hosted by
    Gayle Barton of ERA - The Real Estate Connection located in the quaint mountain town of Blue Ridge, GA.

    Please feel free to call (866-413-1781) or drop me an email gaylebarton@tds.net if I can assist you with buying or selling your mountain home or property.
  • Family Fun at the Swan Drive-in Movie in Blue Ridge, GA

    Posted Under: Shopping & Local Amenities in Blue Ridge  |  February 27, 2010 7:40 PM  |  251 views  |  No comments


    Did you know that Blue Ridge, GA still has an active drive-in movie?

    We do and it’s great!


    Built in 1955, the Swan Drive-in is one of only 5 left in the state of Georgia.   It is open year-round and runs first-run movies so it popular with locals and visitors alike.

    You can check what’s showing or see more info here: http://www.swan-drive-in.com/





    This North Georgia Real Estate blog is hosted by
    Gayle Barton of ERA - The Real Estate Connection located in the quaint mountain town of Blue Ridge, GA.

    Please feel free to call (866-413-1781) or drop me an email gaylebarton@tds.net if I can assist you with buying or selling your mountain home or property.

  • Where is There to Eat in Blue Ridge,GA?

    Posted Under: Shopping & Local Amenities in Blue Ridge  |  February 27, 2010 7:38 PM  |  295 views  |  No comments

    We hear this question frequently from my clients.


    Because “the powers that be” in our area have only recently approved wine/beer by the glass, you will not find large chain restaurants (other than fast food types) in Blue Ridge.

    What we do have, however, are great little Mom & Pop restaurants you will not find in your own backyard.


    Here are a few recommendations (links provided where possible):


    BLUE RIDGE BREWERY
    187 Depot Street
    Blue Ridge, GA, 30513
    706-632-6611

    Just opened on Depot Street and we think that it has really good food. For lunch I went safe and ordered a hamburger and I have to say that it was the BEST hamburger I've ever had with grilled onions and mild blue cheese. WOW!



    SERENITY GARDEN CAFÉ
    657 E. Main Street
    Blue Ridge, GA, 30513
    (706) 258-4949

    For great homemade soup (as well as other things), go to Serenity Garden Café on East Main Street. It’s a tiny place so there may be a wait, but the food is great.



    BLUE JEANS
    11 Mountain Street, Ste B
    Blue Ridge, GA, 30513
    (706) 632-6503

    Located where the Blue Ridge Community Theater used to be - Blue Jeans Pizza, Pasta & Calzones in Hampton Square has been a family favorite for years. They do not have a kids menu, but you can order a side of spaghetti or ravioli that seems to be just the right amount. If you have a salad, you must try the house dressing! It’s kept us coming back for years!


    MERCIER ORCHARDS

    8660 Blue Ridge Dr.  (Hwy 5)
    Blue Ridge, GA, 30513
    (706) 632-3411;
    Great spot for lunch at the in-store deli where everything is fresh and, of course, a fried pie!



    EL AGAVE
    500 E Main St (lower level behind Huck's)
    Blue Ridge, GA 30513
    (706) 946-7779


    For Mexican food we go to El Agave on East Main Street (Behind Huck's General Store). It seems fresher than most run-of-the-mill Mexican joints. We really like the Chicken Carne Asada Burrito (marinated chicken).



    CUCINA RUSTICA
    76 Forge Mill Crossing
    Morganton, GA, 30560
    706-374-7474

    For a quiet atmosphere and good food we recommend Cucina Rustica at Forge Mill. (It is not really family friendly so you won’t see many kids.) Try the polenta with gorgonzola & sun dried tomatoes appetizer – excellent!



    VICTORIAN HOUSE

    224 West Main Street
    Blue Ridge, GA, 30513
    (706) 258-2275

    Nice atmosphere, but you don't have to dress up (this a vacation town after all...)
    The environment is artfully and gracefully done in true 1900 CIRCA. China, table settings, and glassware with the general decor, all complimenting the Victorian accents.

    If you have another suggestion or favorite spot we might not have tried, please feel free to add it on. My clients will thank you!






    This North Georgia Real Estate blog is hosted by
    Gayle Barton of ERA - The Real Estate Connectionlocated in the quaint mountain town of Blue Ridge, GA.

    Please feel free to call (866-413-1781) or drop me an email
    gaylebarton@tds.netif I can assist you with buying or selling your mountain home or property.

« Read older posts
 
Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer