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Erica Texada's Blog

By Erica Texada 214.680.4566 | Agent in 76065

REAL Free Credit Report

As I was watching TV last night, I noticed the number of Free Credit Report companies are popping up everywhere with their catchy jingles and false promises.  So, I'm here to let you know the real deal when it comes to free credit reports, so you don't fall for the okie doke, as we say down south.

"AnnualCreditReport.com is the ONLY authorized source for the free annual credit report that's yours by law. The Fair Credit Reporting Act guarantees you access to your credit report for free from each of the three nationwide credit reporting companies — Experian, Equifax, and TransUnion — every 12 months. The Federal Trade Commission has received complaints from consumers who thought they were ordering their free annual credit report, and yet couldn't get it without paying fees or buying other services. TV ads, email offers, or online search results may tout "free" credit reports, but there is only one authorized source for a truly free credit report." (http://www.ftc.gov/bcp/edu/microsites/freereports/index.shtml )

Erica Texada, REALTOR
Mersal Realty
214-680-4566 DIRECT


By Laura Feghali,  Thu Feb 16 2012, 09:44
Good information that every consumer should know. Thanks for the post!

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