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Diego Arce

Diego Arce / Real Estate Agent Miami FL

By Diego Arce | Agent in 33177

Five Surprising Factors That Affect Home Insurance Rates!!



Location and backyard pools are among the surprising risk factors that can bump up your home insurance rates.

Reason #1:
Your Home's Location is Vulnerable to Natural Disasters.
Reason #2:
Your Home is Far From a Fire Hydrant.
insurance companies are looking at "The proximity of your home to a fire hydrant (or other source of water) and to a fire station, whether your community has a professional or volunteer fire service, and other factors that can affect the time it takes to put out fires."
Reason #3:
Your Home is Prone to Burglary.
In fact, one factor that insurers look at when determining your rate is the amount of crime in your neighborhood.
Reason #4:
Your Home has a Backyard Pool.
Reason #5:
You Have a Canine Companion in the Family.
The reason:
There is risk associated with the possibility of a dog biting, maiming - or worse yet, killing someone on the property.

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