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Brian Cooper's Blog

By Brian Cooper | Agent in Hernando, FL

Hernando Modular Home Loans 97% Financing, Hernando Florida Modular and Modular Home Lender

Hernando County Modular and Mobile home loans

The FHA loan program was created to help increase homeownership. The  FHA program makes buying a home easier and less expensive than other types of Collier County loan programs. Here are just some Examples of how FHA can help you buy a Hernando

County Florida home,

Minimal Down Payment and Closing Costs.


·  Down payment less than 3% of Sales Price

·  100% Financing options available

·  No reserves or required.

·  FHA regulated closing costs.

·  Seller can credit up to 6% of sales price towards buyers costs.


Easier Credit Qualifying Guidelines such as:


·  No minimum FICO score or credit score requirements.

·  FHA will allow a home purchase 2 years after a Bankruptcy.

·  FHA will allow a home purchase 3 years after a Foreclosure. 


·  Easier Debt Ratio&Job Requirement Guidelines such as:


·  Higher Debt Ratio's than other home loan programs.

·  Less than two years on the job is allowed.

·  Self-Employed individuals o.k.


Apply for a Hernando Florida FHA loan NOW


Hernando  Mobile Home Financing In Florida

No matter if you call it a factory built home, a manufactured home, a modular home, or a prefabricated home; smart Hernando Florida financing Mobile Home Buyers know that manufactured homes offer them comparable quality, lower costs per square foot and dramatically quicker build times than a traditional site built home.

These new mobile homes in Hernando Florida are a world better in quality and Construction than the single and double wide trailer homes of a generation ago. Not only has the quality of manufactured and modular housing improved dramatically for Florida home buyers, but now there are also more Hernando Florida mobile home mortgage programs for manufactured homes and better home loan options for modular home buyers in Citrus County and the other Florida cities we serve.

Most industries in Hernando Florida switched to factories and assembly lines over one hundred years ago. Only Florida home builders were left behind. Many still cling to the outdated belief that the only way to build a home is by delivering materials and workers to the vacant lot and managing subcontractors for 6 months to a year.

Not true.

It should be no surprise that the fastest growing segments of the housing market today are Hernando Florida manufactured homes and modular homes.

As Mortgage Lenders, we at 1st Continental Mortgage have helped scores of Floridians from first time home buyers to vacation home buyers secure excellent FHA home loans to achieve mobile and Hernando modular home financing. If you need a loan for a mobile home on land, a modular home in a Florida subdivision or a manufactured home on acreage - please call 1-800-570-0448 or apply online today using our quick application.

Hernando Florida Modular homes or manufactured homes from top manufactures now compare in quality with homes built by better custom home builders No matter what name they go by, factory built homes cost between ten and thirty percent less than traditional site built homes. At 1st Continental Mortgage, we know why you want a fixed rate mortgage to buy a modular home in a subdivision, an FHA home loan for a manufactured home on an acre lot, or conventional home loan for a mobile home on a rural retreat. With our network of financing, we can help you get the manufactured home financing for your Florida dream home at interest rates and terms you deserve.

Some mortgage lenders do not know how to get these loans approved. Worse still, they don't welcome the business of Hernando manufactured home buyers. At 1st Continental Mortgage, we want your business. We will be glad to assist you in securing the best rate and terms for your Florida manufactured home mortgage. We have been helping with the purchase and Refinance of mobile, modular, and manufactured homes from Hernando  County to Hernando County for over a decade.

Some Hernando Florida Mortgage lenders don't know the lenders who want to lend money for a manufactured home and land package. We do. If you are looking at a modular home in a subdivision, or one of many Hernando Florida manufactured housing developments, call 1st Continental Mortgage today at 1-800-570-0448. Our friendly staff can help you get a low fixed rate mortgage or refinance on your Hernando Florida modular home, manufactured home or Hernando FL Mobile Home.

 Answers to Mobile Home Questions

Manufactured Home Q&A That Mean Something

Can I finance a used mobile home?
When shopping for a mobile home, what should I consider?
Should I buy a mobile home from a dealer or use a real estate agent?
Can I finance a single wide manufactured home?
What is the difference between a double wide and triple wide home?
What is the difference between a mobile home and manufactured home?
Are modular homes the same thing as mobile homes?
Can a modular home be built in a subdivision?
Is it difficult to finance a manufactured home?
How do I get a loan for a mobile home?
Should I finance my mobile home through a dealer?
Can I use my mobile home to consolidate debt?
How difficult is it to refinance a manufactured home?
Does my mobile home have to be permanently affixed to the ground?
Does your company have experts that specialize in MH financing?
How do you view credit when financing a mobile home?
I need a fast turnaround time, can your team get it done?
Can I get a pre-approval letter for a mobile home loan?
What are the closing costs on a mobile home loan?
What Interest rate can I expect to get when financing a manufactured home?

Serving all of Herando County FLorida including the cities of

Brooksville, Weeki Wachee ,Aripeka Bayport, Brookridge, Garden Grove, Hernando Beach, High Point, Hill 'n Dale, Istachatta, Lake Lindsey, Masaryktown, Nobleton, North Brooksville, North Weeki Wachee, Pine Island, Ridge Manor, Ridge Manor West, South Brooksville, Weeki Wachee Gardens, Spring Hill,

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