Â Like many home Miami Florida home buyers and homeowners looking for a mortgage in Miami and Dade county, www.Florida-Mortgage-Lenders.com has weathered the storm and come out stronger and wiser. With a keen focus on core principles and products like the Miami Florida FHA home loan, we're ready and able to make a broad range of real estate loans throughout Miami Dade County.
Give us a call 1-954-667-9110 or use ourÂ Quick ApplicationÂ to find out more about the manyÂ Miami Dade FHA mortgage lenders Â Â programs we can make available. OrÂ Apply NowÂ for a Dade County, FL FHA home loan.
County Mortgage Lender with Years of Experience!
Experience counts when choosing a mortgage lender, especially in the currentÂ Dade County real estate marketÂ where home values have slipped and lenders are scrutinizing loan applications far more closely.
It is especially important forÂ first-time home buyersÂ in Dade County communities likeÂ Miami BeachÂ andÂ Coral GablesÂ to work with a knowledgeable, service-oriented, and experienced residential loan expert like the ones at fhamortgageprograms.com. Call today at 1-954-667-9110.
Dade County's FHA Home Loan Boom
As experts in Dade CountyÂ FHA Loans, fhamortgageprograms.com home loan specialists have helped first time home buyers in communities such asAventura and West Miami, FL secure the funding necessary to buy homes.
With low interest rates and a glut of homes on the market in Dade County, it's anÂ excellent time for renters to become first time home buyersÂ in Miami-Dade communities from Bal Harbor to Virginia Gardens.
Because FHA home loans are government backed, lenders making loans on property inÂ Dade CountyÂ can qualify buyers who have less than perfect credit so long as they have a stable employment history, have a modest down payment, and meet the otherÂ FHA home loan requirements.
In the last 6 months, we have seen record numbers of applications forÂ FHA financing from Dade CountyÂ from cities likeÂ Opa-Loca, Pinecrest, and Miami Gardens.
To learn more about the FHA home loan program or toÂ apply for an FHA mortgageÂ in Dade County cities such as North Miami orÂ North Miami Beach, call fhamortgageprograms.com at1-954-667-9110.
Working with experienced Dade CountyÂ FHA lenderÂ will help you get the right home loan. You will have a broker with substantial experience in FHA mortgages,Â government guaranteedÂ VA home loans, and other special mortgage programs for which you may qualifyÂ helping you secure the right loanÂ to buy your Dade County home.
Very few things are worse for you as a home buyer than working with amortgage broker without enough experienceÂ in FHA loans to properly prepare and document a loan application. At a minimum, it delays getting your financing approved. At worst, it can result in your missing your closing date, losing out on a home you want, orÂ not getting approvedÂ for an FHA loan at all.
Preparing To Buy A Home In Dade County: Mortgage Pre Qualification And Mortgage Pre Approval
When a home priced below market inÂ Sunny Isles Beach, FL orÂ Miami Springs, FL comes on the market, it doesn't last. The selling agent is going to accept the best offer from aÂ pre-approved buyerÂ because he or she does not want to tie up the property with aÂ Home BuyerÂ who can't get the mortgage financing to close the deal.
Many Dade County real estate agents insist onÂ getting a pre-approval letterÂ with any offer. Because some Dade County mortgage brokers were doing pre qualification lettersÂ on nothing more than a conversationÂ with a potential buyer - no credit check, no verification of employment or assets - many Dade County Realtors now require more than a pre qualification letter to accompany any offer to buy.
What does that mean to you?
Get a mortgage pre approval before you look at any homesÂ inÂ Bay Harbor Islands, FL orÂ Florida CityÂ or anywhere in Dade County. You will know exactly how much home you can afford, and selling agents will be more likely to accept your offer because you have demonstrated your ability to get financing for your Dade County home.
How Having The Right Mortgage Lender Helps You
Many Dade County home buyers focus on finding the perfect home, not on finding theÂ right mortgage lenderÂ to help them get the best loan to finance it. As a result, they pay higher-than-necessary interest rates and get home loans with less than ideal terms.
A good mortgage lender will help you by doing these things:
fhamortgageprograms.com's mortgage pros will be your single point of contact for your mortgage inÂ Biscayne ParkÂ orÂ El PortalÂ or any other Dade County city. Call them today at 954-667-9110.
Dade County Pre Foreclosure And Bank Owned Properties Attract Miami Real Estate Investors
Prices that are much lower than a year or two ago and the high rate of foreclosure onÂ sub-prime mortgagesÂ has created strong interest inÂ Dade County real estateÂ amongÂ Real Estate Investors. Many of our best repeat mortgage customers in Dade County are real estate investors purchasing pre-foreclosure homes in cities likeÂ Medley, FL or South MiamiÂ or rehabbers buying and flipping REOs inÂ Surfside or Sweetwater.
Seasoned real estate investors recognize thatÂ now is an excellent time to be bargain huntingÂ in Dade County's real estate market. With the long term prospects for continued population growth and with good prospects for the Dade economy, now may be the right time toÂ buy investment propertyÂ in Dade County.
FHA 203b home loans allow qualified home buyers toÂ borrow 100% of the purchase price of a home and up to $5000 to make repairs on Fannie Mae foreclosures. FHA home loans and specialized home loans such as theÂ FHA 203b loanÂ have been popular home loans for investing inÂ MiamiÂ Dade County real estate.
Whether you are buying a first home with an FHA mortgage inÂ North Bay Village, building aÂ custom luxury homeÂ inÂ Islandia, or looking to buy a bargain priced pre foreclosure using a conventional mortgage inÂ Indian Creek Village, you should start now by calling fhamortgageprograms.com at 1-954-667-9110.Â Don't miss the best opportunity to buy a homeÂ in Dade County in decades.
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