Long Island Short Sale Workship
Having Trouble making your mortgage payments?
Help is available if you are not afraid to ask for it!
Since my return to Long Island in November of 2012, I have actively pursued the Notice of Default Propertie in my neighoods that I am marketing. Dix Hills, Melville, Huntington, Huntington Station have hundres of homeowners that are either choosing to forclose or trying the D.I.Y approach.
If you are not following the procedures that the bank requires you will most likely not qualify for a loan modification, exspecially in the above areas. Why? the above market is not defaulting like Nevada, California, Arizona, and Florida. During my door to door marketing campaign I touched base with 10 percent of the 300 homes 1 owner received no cooperation from his lien holder.
He was kind enough to provide me with his mortgage company, I called the hardship department and I obtained more information once I identified myself as a Realtor than the owner did in the last 3 years. (Crazy right?) I love what I do (sometimes we work for free..) which is fine as long as the owners are happy with the level of advice and service you share with them. I hope this owner will no be able to obtain the modification he so deserves and will be able to remain in his home until his son graduates from high school in 2 years. After the 2 years I hope this owner will thank me with an opportunity to list his home. Above and Beyond is what it's all about for me.