Starting December 1st 2011 and extending to December 31st 2013, new enhancements have been made to the Home Affordability Refinance program to help homeowners refinance their current mortgage even if the value of the home has declined.
You may be eligible for a HAMP modification if all of the following are true:
If you answered "yes" to all of the above criteria for either HARP or HAMP, you may be eligible for a refinance or modification. Please contact any of our loan specialists to review your options and begin the application process. To locate a loan specialist in your area, call 866-932-0462.
If you are not eligible or do not qualify for a loan refinance or modification under HARP or HAMP, we may have other options to help you with your mortgage loan.
We are committed to trying to help our borrowers under the Making Home Affordable Program. While not all borrowers are eligible and will qualify under the program, we urge you to contact us if you are unable to make or are having difficulty making your loan payment.