Myers and Cape Coral Closing Process
Closing a Cape Coral or Fort Myers real estate transaction
is a complex process requiring the cooperation and coordination of all parties
involved. At Title Junction,
we have the experience and know-how needed to make sure the entire process is
completed successfully and in an efficient and timely manner. We work hard to ensure your experience with
us is a pleasant one and one you would make again if you ever need our services.
1.Â The process begins once we have received
the sales contract or title order. This
is when the count-down to closing starts. From this point, timelines and document preparation become a key
component to closing the transaction.
The next step is to have a detailed
search of county, state and federal records conducted. After the search is reviewed we prepare a
title commitment that is sent out to buyers, sellers, realtors and
lenders. Communication is a vital part
to closing any transaction.
Next, our staff stays on top of every
detail and obtains all the necessary documents and information to get to the
closing table. There is crucial
information that must be obtained from the buyer, seller, the real estate
agents, lenders and any other professionals involved in the transaction. Examples of this would be obtaining mortgage
payoffs, current taxes, homeowner association fees and any other lien or
We work closely with the buyer, seller,
realtors, and the bank to make sure that all parties involved get all of the
information they need in a timely manner. We communicate with each party involved in the transaction to make sure
that everything comes together seamlessly and that nothing falls through the
cracks. Our main goal is to create a
smooth and timely closing of the transaction.
We also order additional services if they
are required or requested such as inspections, appraisals or surveys. For instance, most lenders will require that
a survey be done. However, if there is
no lender, a survey is not required but the buyer could request to have one
As soon as all the necessary information
and numbers from the lender are collected, we prepare the Settlement Statement
showing the breakdown of fees, costs, charges and credits. We provide this to all parties as early as we
can so they may have a chance to review the Settlement Statement so there are
no surprises at the closing table.
7. Before closing, we update the title work
and we check for any information that may need to be updated or is required to
be updated. Then, a final review is
conducted by one of our settlement agents and once they are satisfied that all
documents are in order, the date and time is scheduled and confirmed with all
Now it is finally time to close your Cape
Coral or Fort Myers real
estate title transaction. At closing, we explain all the documents,
including everything on the Settlement Statement. We also answer any questions and get any
additional information that may have been requested by any of the parties. A smooth closing is the result of all the
time, attention and effort our staff puts into every closing.
Immediately following the closing, we have
all the necessary documents recorded in the county clerks office. When the documents are returned to us, we
issue the owners policy and send it, and the original deed, to the owner. We also send the lenders policy and the
original mortgage to the lender.
are the real estate/closing relationship you deserve!!!
Junction is a full service real estate title company serving the area of Fort Myers, Cape Coral and
the entire state of Florida since 2005. The company handles a number of real
estate title services for both commercial and residential
properties. Employees of Title Junction can also act as a witness in courtesy
closings as well as an escrow agent or a notary public.
contact Jennifer Ferri of Title Junction, LLC for further information @
239-415-6574 or www.title-junction.com