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At Home In Bozeman

Your Source For Real Estate News in the Gallatin Valley

By Timothy Hart | Broker in Bozeman, MT
  • How Trees Can Save Money, Add Beauty, and Most Importantly Add Value to Your Property

    Posted Under: Home Selling in Bozeman, Design & Decor in Bozeman, Home Ownership in Bozeman  |  September 25, 2014 2:43 PM  |  46 views  |  No comments
    Trees can add a lot to any property. Most times, homeowners are not thinking about the addition of dollar bills to their wallet when they are looking to landscape a home. However, planting trees in a well thought out manner can save a homeowner a lot of money in the future, while adding value to his/her property.

    Trees can provide economic benefits, helping surround your home and keep warmth in during the winters. According to the US Department of Energy, homeowner’s who landscape for energy efficiency can expect a return on investment in under 8 years. A well landscaped outside can add thousands to the value of a home. Sometimes it’s more about the initial impression of a home that drives a sale, rather than its form and function. Trees can also reduce soil erosion around the home, keeping it that much safer if any natural disaster or similar event took place.

    Northwest Energy provides some great tips and tricks to plant trees effectively for your property. I’ve added the ones that stuck out to me below:

    1. Choose a tree that’s appropriate for your climate and space.

    2.Plan where you plant. Homeowners should make sure to consider the entire life-span of a tree when they plant. Northwest energy states that on average you should plant trees 15 to 20 feet from your home and powerlines. Trees that grow taller than 40 feet should be planted at least 35 feet away. A misplanted tree could damage your siding, roof, or windows in the future when it grows too big and rubs against the home.

    3. Trimming is a homeowner’s responsibility, but any homeowner can still call Northwest Energy and they will stop by to make sure it is safe.

    4. Call 811 for underground utility lines at least 2 days before you dig and plant at least 25 feet from such lines.

    Trees add initial home value but they can also take away from future expenses. They’re always a pretty addition to a home’s exterior and, of course, they keep our oxygen fresh and our water pure. What’s not to love about them? With a little planning, any homeowner can be adding value to their property with a few tall, green additions outside.

    Sources: http://www.northwesternenergy.com/safety-reliability/safety/trees-together


  • Americans Paying too Much for their Mortgages?

    Posted Under: Home Buying in Bozeman, Financing in Bozeman, Home Ownership in Bozeman  |  September 15, 2014 10:23 AM  |  63 views  |  No comments

    I read an interesting article today about mortgages. Here is what I took from it:

    American home owners are missing out on lower mortgage payments according to Freddie Mac’s Primary Mortgage Survey. Mel Watt, head of the Federal Housing Finance Agency, has gone on tour throughout the country, in order to spread awareness on the benefits and risks of refinancing their home. Mortgage rates hit their lowest level in years, at 4.1%, supporting the fact that now may be the time to refinance.

    Home owners have had a chance during the recession to refinance through the Home Affordable Refinance Program (HARP), but now many Americans assume that HARP no longer applies to them. However, Mel Watt disagrees. Any homeowner who owes more money than their house is worth will struggle to find any lender who is willing to refinance. The HARP program makes this possibility much more likely. Mel Watt believes that almost 800,000 Americans are missing their opportunity to save serious money on their mortgage. In some cases, specific borrowers have used HARP to save $200 a month.

    Please make sure to consider the potential benefits and drawbacks of refinancing a home. Also make sure to re-check your credit to see if it has improved since you took out the loan as you may receive better rates.

    Source: http://www.realtor.com/news/800000-homeowners-missing-lower-mortgage-payments/

  • Finally Modernizing! FACEBOOK reaches At Home In Bozeman

    Posted Under: General Area in Bozeman, Tech Tips in Bozeman, Home Ownership in Bozeman  |  June 13, 2012 8:31 AM  |  217 views  |  No comments



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