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Tari Torch Sweeney's Blog

By Tari Torch Sweeney | Agent in Beachwood, OH
  • 7 Tips To Clear The Clutter And Sell Your Home

    Posted Under: Home Buying, Home Selling, Home Ownership  |  August 14, 2014 1:59 PM  |  56 views  |  No comments

    10 Tips To Clear The Clutter And Sell Your Home - Tari Sweeney1

    7 Tips To Clear The Clutter And Sell Your Home - When selling your home, reducing the amount of clutter can help immensely. Potential buyers want to be able to picture themselves in the home and clutter can greatly distract them. While getting rid of clutter might not be the easiest task, we have some helpful tips for you! Check them out below:

    1. Throw away or donate unnecessary items - This is the key step when attempting to de-clutter your home. Make piles of items you want to keep, donate and throw away. The most important part of this step is getting rid of items you no longer need.
    2. Be neutral - Is your house painted with bright colors? It could be a good idea to paint your home a more neutral color to appeal to buyers who want to envision themselves in the home without distracting colors.
    3. Store items - Once you’ve decided on the items you want to keep, store them. You don’t have to get rid of everything, but keep most items out of sight.
    4. Clean out your mud room or foyer - Remove shoes, coats, umbrellas and other unnecessary items from these areas. Buyers shouldn’t be seeing a cluttered area when they first walk into your home.
    5. Clear out the kitchen - Is the outside of your refrigerator cluttered? What about your kitchen counters? When selling your home your kitchen should only have the essentials, and that includes a clean fridge.
    6. Remove unnecessary items from tables - Put away boxes of tissues, magazines or other items that could be cluttering your night stands and end tables. Keep items like lamps, clocks or a couple books.
    7. Spruce up the bathrooms - Are your razors, toothbrushes and other bathroom items visible? Keep them out of sight when showing your home and instead liven up your bathroom with fresh items like new soaps or flowers.

    The process of de-cluttering your home can seem overwhelming, but through keeping these tips in mind, your home will look organized in no time! What do you think of these tips? Do you have any to add? Comment to share with us!

  • 4 Budgeting Tips For First Time Home Buyers

    Posted Under: Home Buying, Home Ownership  |  July 29, 2014 7:47 AM  |  79 views  |  No comments

    4 Budgeting Tips For First Time Home Buyers- Tari

    4 Budgeting Tips For First Time Home Buyers

    Do you know how much money you need to save in order to buy a home? There’s more to it than just your down payment. Don’t forget about the home inspection, any repairs needed, closing costs and don’t forget about moving expenses. Here are a few tips to help you budget for your next home…

    1. Home Inspections - When you are in contract with a home of your choice, you will have the opportunity to have a home inspection. Home inspections are highly encouraged so you can find out of there are any major issues with the home you are buying and so you know what you are getting into with the home. These can cost anywhere from $300 and up depending on the type of inspection you get.
    2. Closing Costs - According to bank rates annual survey, the average closing costs for a $200,000 home is about $3,754. Talk to your lender to see what your closings might be and what they include. Most closings costs include lender fees, title fees, appraisal, and more.
    3. Down Payment - Do you know what your down payment will be on your next home? Talk to your lender about how much you will need to put down when purchasing your next home and your loan options. Sometimes buyers will put down 20% and some will put down 5%. This can depend on the home you choose, the loan you choose, and the money you have saved up. Talk to your lender about your options so you can plan.
    4. Decorating Expenses - This might be the best part of moving. Decorating your new home can be a lot of fun but not if you run out of money before you move in, right? So plan on how much you want to spend on furniture, paint, new appliances, etc before you move. This way you will have plenty of extra cash saved to decorate your new home as you see fit.
  • Why Being A Homeowner Is A Good Thing!

    Posted Under: Home Buying in Cleveland, Home Ownership in Cleveland  |  July 28, 2014 9:35 AM  |  79 views  |  No comments

    Why being a home owner is a good thing

    Why Being A Homeowner Is A Good Thing!- With fluctuating markets it can be difficult to determine of buying a home is even a good idea anymore. Take a look at some of these reasons for why owning a home is still a smart decision.

    • Owning a home is part of a long-term financial strategy.
    • A long-term home environment is ideal for raising a family. In your home you will be able to make memories with your family while becoming part of the community. Neighbors become life long friends for both you and your children, especially if you are able to stay in the same home as your family grows.
    • Currently, rates for 30-year fixed mortgages can be found for as low as 3.85 percent, and only 2.75 percent for 15-year fixed rate mortgages. Federal Housing Authority loans even have slightly lower rates, so it is still a good time to buy, even though home prices are also inching up in many areas.
    • Once your mortgage is paid off, the home may continue to appreciate, and the homeowners have a stable place to live with their home as an asset.
    • There are also tax incentives that are part of the perks of owning a home. Your property taxes can often be offset by tax deductions, as well as the costs of a portion of mortgage interest paid.
    • Living mortgage- or rent-free during retirement years can provide extra money each month. or If you decide to sell your home post-retirement part of the price can be channeled into the purchase of a smaller, less expensive home, or to pay forward living expenses into a retirement community. Home equity lines of credit or even a reverse mortgage can help with retirement costs, travel, or health expenses.

    While its value is still subject to market fluctuations, over the long term, buying a home can provide stability, equity (like savings), and comfort, so buying a home is still a very good choice for many people.

  • Five Best Food Recipe Apps

    Posted Under: Home Ownership in Cleveland  |  July 9, 2014 11:17 AM  |  132 views  |  1 comment

    five best food recipe apps- tari torch

    Five Best Food Recipe Apps

    Whole Foods Market Recipes  – This is a very diverse app complete with a shopping list, an “on hand” feature that allows you to cook based on what you have in your pantry, and it let’s you know which recipes are gluten-free or low sodium, etc.

    AllRecipes.com  – This is one I use often because you can find several recipes for anything you want to cook that best fits your style or taste. Complete with nutrition facts and all recipes are submitted by user’s so there is a ton of variety.

    Simply Organic Recipes  – Try the random recipe generator and cook something new for your family tonight. Browse categories to find a vegetarian meal or see recipes by rating.

    Weber’s On The Grill  – If you are a griller or love eating meat, this is the app for you! Browse recipes, see your shopping list and even use the app as a grill timer. This one is a must try.

    Martha’s Everyday Food  – Surprised that she has her own app? This app sends push notifications for new recipes to try, separates it’s shopping list by aisle, and more. 

  • 5 Tips To Save Money On Landscaping

    Posted Under: Remodel & Renovate in Cleveland, Going Green in Cleveland, Home Ownership in Cleveland  |  July 3, 2014 9:15 AM  |  187 views  |  No comments

    5 Tips To Save Money On Landscaping - Tari Torch Sweeney1

    5 Tips To Save Money On Landscaping – Preserving the outside of your home is essential. Not only does it create a lasting first impression, it is a reflection of the home itself. Whether you’re trying to sell your home, or just improve the look, landscaping is a great way to modernize the appearance of your home and also its curb appeal. Although landscaping can be an expensive project, with the appropriate tools, it’s possible to make it work for your budget. Here are ten tips to save money on landscaping:

    1. Make A List

    Make a list or a picture board of inspirations and looks you want to create for your home. That way you will have a better idea of what you need to purchase.

    1. Avoid Impulse Buys

    When you go to the store to purchase the materials you need, don’t get suckered into buying something you don’t need because you think it will look cool. Stick to your list – and your gut – to purchase only the things you’ve planned to buy.

    1. Don’t Overplant

    Make sure you don’t plant too many flowers or shrubs in your front lawn, it can look tacky and crowded. Stick to a minimal look and wait until it grows in. If you still want more after that, add it.

    1. Cheaper Isn’t Always Better

    Don’t assume that buying cheaper will help your budget. Cheaper isn’t always better and you might end up paying even more money to fix the mistake.

    1. Shop End-Of-Season Sales

    If you shop at the end of the season, you will have cheaper and more materials to use the following season.

    To learn about more ways to save money on landscaping, visit here. Keep these landscaping tips in mind when modernizing your home’s landscape! What methods do you utilize to save money on landscaping? What tips can you share? Comment to share with us!

  • 5 Questions to Ask Yourself Before Becoming A Homeowner

    Posted Under: Home Buying in Cleveland, Home Selling in Cleveland, Home Ownership in Cleveland  |  June 16, 2014 1:29 PM  |  201 views  |  No comments

    5 Questions to Ask Yourself Before Becoming A Homeowner - Tari Tori Sweeney1

    5 Questions to Ask Yourself Before Becoming A Homeowner - Deciding to become a homeowner is exciting.  Before you make this decision, it’s important to consider whether or yourself Before Becoming a Homeowner you are prepared for home ownership and everything it entails.  Check out the following questions that could aid your decision making.

    Why Do You Want A Home?

    You need to question why you are buying a house.  Are you doing so because it’s part of your dream or because you are ready for it?  Home-ownership is a full-time job.  Can you handle it?

    Can You Afford It?

    Houses are expensive.  End of story.  Do you have the finances to pay for the bricks and mortar?  Can you really afford the payments

    Can You Afford The Down Payment?

    This is crucial.  If you cannot comfortably afford a down payment, you probably cannot afford a house.  Sure, you can make house payments as you go, but the down payment is the first step.

    Are My Finances Stable Enough?

    Were you just promoted at work?  How does your job stability look?  How does your spouse’s look?  Keep all of this in mind.  Yes, jobs are subject to change, but the more stable your job appears, the more stable it probably is.

    By asking yourself these questions, you will truly know if you are prepared for the commitment of home-ownership. Do you feel you are ready to be a homeowner? How did you know you were prepared for the commitment? Comment to share with us. 

  • 5 Steps To Increase Curb Appeal Before Selling

    Posted Under: Home Selling in Cleveland, How To... in Cleveland, Home Ownership in Cleveland  |  June 5, 2014 10:06 AM  |  354 views  |  1 comment

    5 Steps To Increase Curb Appeal Before Selling - Tari Torch Sweeney Remax15 Steps To Increase Curb Appeal Before Selling - Making a first impression is crucial in any aspect of life – in a job interview, meeting a new friend or showing your home to a potential buyer. Most likely, buyers who are interested in your home will do a drive-by before they ask to see the property. Typical advice given to new sellers is to work on the exterior of the home, along with the interior. However, increasing the curb appeal of your house can create a lasting first impression for buyers and minimize the time it takes to sell your home. Below are our tips for increasing curb appeal. Check them out and your home will be sold quickly!

    1. Can I have your number? First, make sure potential buyers can find your house. Display house numbers where they can be easily read from the street.

    2. Clean it up. Is the paint on your front door faded or peeling? Need to fix the trim or the siding? Does your doorbell need replaced? These small things may not seem like a big deal to you, but can make all the difference to giving your home’s exterior a polished and clean feel.

    3. Raise the roof. Or just get it fixed. Potential buyers don’t want to buy a home that might need a costly roof repair or replacement in a few short months. Have a home inspector take a look to identify potential problems.

    4. Go green. You don’t have to overhaul your yard, but make sure the grass is cut and healthy, any shrubs or trees are trimmed, and add some potted plants or new blooms to brighten up the place. A little work outside can go a long way.

    5. Lighten up. Often buyers drive past potential new homes at night time after they get off work. Add some outdoor lighting to make your home look welcoming and lived-in.

    For more information about increasing your homes curb appeal before selling click here. Have you taken these steps to fix your home’s exterior before selling? What are ways you have increased your homes curb appeal? Leave a comment below and let us know!

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