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By Tara-Nicholle Nelson | Broker in San Francisco, CA

6 Questions to Ask Your Home's Seller Before Moving In

Half the fun of house hunting is visualizing the fun you’ll have when the seller clears out and the place is yours, all yours. But wait one second, partner – once the seller is gone, so is a rich repository of information about your new home.  Most sellers know things about their/your home, and the neighborhood, which could make your life much easier, for years to come.  

To help you tap into that treasure trove of information, here are 6 questions to ask your home’s seller -- before it’s too late! (Note - it’s not protocol, in most cases, to just knock on the seller’s door or ring them up and start firing away. If you happen to run into them during escrow or inspections, feel free to ask. Otherwise, it’s best to run your questions through your agent, who will collect answers for you or let you know if the sellers - and their agent - are up for a more casual conversation.)

1. What’s the history of the house?  Many state disclosure forms and laws require the sellers to divulge a number of things about the history of the property, from how it’s been maintained, to what systems have broken down, to whether someone has died on the property. However, you might like to go deeper, finding out such things as whether the property was a rental, whether they recommend a set maintenance schedule (grab the gardener’s number, if you like the lawn!) for any part of the property, or whether they are aware of any interesting stories about past inhabitants or uses of the property that might provide useful or just plain old interesting information.  

This also gives you the opportunity to do key things:

a)  find out whether there’s anything that works, but is kind of wonky and needs an extra nudge or a hard turn to get it open/closed/activated - I’ve known many a buyer that called a contractor out post-closing to fix something, only to realize it actually worked, and just needed a jiggle or a little extra love (e.g., the “broken” garage door opener that the seller unplugged when they moved out), and


b) learn about any upgrades or improvements the seller has done to the property, and request everything from names of paint colors, to warranties, receipts and instruction manuals for appliances that sometimes get inadvertently packed away, moved and tossed away.


2. Where to go and who to know?  Home sellers can be the best source of infomation that doesn’t seem super important, but can actually take a long time to figure out yourself, like which of the 6 dry cleaners on the main drag does the best alterations, or which neighbor organizes the Neighborhood Watch or the pug playgroups.

If your home is in a homeowner’s association, or HOA, of course you received several hundred pages worth of HOA disclosures, but the seller might be able to just point you to the community’s DVD library or the board meeting room, or show you where you can find the carts you can use to bring bulky items up in the elevator from the parking garage.  I’ve even seen above-and-beyond sellers leave binders full of menus from their favorite neighborhood delivery spots.

3. What surprised them when they moved in?  Pleasantly or otherwise - moving in is always the occasion for a surprise (or a dozen!).  They might have been surprised at how friendly the neighbors were, how much light a particular room gets at a given time of day, how many people could fit around the table in the dining room at Thanksgiving or how noisy/quiet the school across the street is.  If they were surprised, you might be, too - so it’s great to know what shocked them before you move in.

4. Where is it and how does it work?  Where do you take the trash out to, and on what day of the week?  Where are the emergency water and electrical shutoffs, the breaker box and the utility meters?  Where’s the thermostat or the special wrench that turns on the gas fireplace?  How does that work?  Some of these are things a good home inspector will cover, but if yours didn’t or you weren’t able to make the inspection, some kind home sellers will happily brief you on these items.

Then, there are things like appliances, landscape lighting, sprinkler operating systems, septic tanks, basement pumps, pool filters and covers and hot tubs, which general home inspectors might not even look at. Most home sellers will know how to operate these things - and will gladly share that information with you. (For the most part, if you want these types of speciality systems looked at and evaluated before you remove your contract’s contingencies, you have to hire the sort of contractor who works on these specific things to look at them.)

5. Is there anything you’d like to leave?  There are really two flavors of this question.  First, you might have your eye on some item of the seller’s personal property, like a perfectly-sized print or perfectly-shaped breakfast booth, that you’d like to buy from them - if so, make an offer!  

And second, the seller might get partway through their move when they realize they want no part of patching up the wall behind the flat-screen or trying to angle that impossibly long couch back out the window they had to bring it in through, so they’d rather just leave it. I’ve seen sellers offer very nice pieces of furniture and electronics to buyers, gratis or for a price, when offered the opportunity, via just this question.

6.  What did I forget to ask?  Whether you’re a new homeowner or new to the area, this is where you throw yourself on the seller’s mercy and ask them to tell you anything you might have forgotten to ask. It’s not overkill to exchange phone numbers or email addresses - now, every transaction isn’t this friendly or cordial, but many are or could be.  It’s definitely in your best interests to leave the transaction on good terms with the seller, if possible, for reasons karmic and utilitarian.

Asking this question can get you all sorts of useful information, like:
  • the fact that you get 2 free bulky trash pickups every year,
  • advance notice of the block party that’s coming up the weekend after you move in, and
  • a warning that if you let your weeds grow too tall in the spring, the fire department will ticket you.
Okay - that’s just stuff I’ve personally learned when asking sellers this catchall question, but I can’t recommend it strongly enough!

Despite the fact that real estate transactions can get adversarial on occasion, the fact remains that the average home seller wants to be helpful, and wants their home’s buyer to be happy.  When these two wants collide, if you ask the right questions (okay, so there are more than 6 - but you get the gist!), you can save yourself untold amounts of research, time and energy! P.S. - You should follow Trulia and Tara on Facebook!

Comments

By Timothy M. Garrity - REALTOR®,  Thu Jun 30 2011, 04:39
Great post as always, Tara.

TG
By John Stapleton,  Thu Jun 30 2011, 04:39
This one is so good I'm going to have to start using your list of questions. Thank you for posting!

John
By Bev Fenello,  Thu Jun 30 2011, 04:43
I really like the way those are not the standard questions. I am going to add them! Thanks Tara!
By Annie Hansen,  Thu Jun 30 2011, 04:44
Great list! Thanks for sharing.
By Catherine S Johnson,  Thu Jun 30 2011, 04:51
we have been thru 3 failed transactions in the past 2 months, so...we are NOT up for any more surprises!!!! thanks for posting!
By Jolyn Crawford,  Thu Jun 30 2011, 04:52
Very informative....it also is not a bad idea to talk to the neighbors as well on both sides and across and behind the house you're buying before you make an offer!
By Eric Donald Shute,  Thu Jun 30 2011, 04:58
Great information, Thanks Tara!
By Knlcrew1,  Thu Jun 30 2011, 04:59
those are good ideas but they won't help you much if you're buying a foreclosure, which many homes on the market are nowadays, and the owners are long gone
By Malitza,  Thu Jun 30 2011, 05:05
Great post! Just saw a house yesterday. Going back today and going to add this to my list of questions.
By Harvey Heit, MBA. Contact (917) 748-4810,  Thu Jun 30 2011, 05:10
Tara, nice post.

This one is like candles on the icing on the cake or cherries on the hot fudge sunday or sprinkles on the fro-ghurt.
By Paul Kaufman,  Thu Jun 30 2011, 05:10
Really helpful info - thanks
By David,  Thu Jun 30 2011, 05:18
I've been told I can't talk with the seller that I have to go thru the real estate agent (by my agent, not theirs)
By Mikebrake,  Thu Jun 30 2011, 05:19
good and helpful info glad trulia contacted me mike
By Albert Nakal,  Thu Jun 30 2011, 05:26
Hi, I am a buyer from Venezuela, and its seems to be very helpful.. specially when you do not have long time to spend like a foreigner.... thanks
By Scott Graham,  Thu Jun 30 2011, 05:30
I ask the seller to obtain a CLUE report and give it to the buyer. Huh? You've never heard of a clue report? It is a detailed report of all the insurance claims the seller has made. The benefit of this information is that if the seller had, say, a roof claim for hail and did not get a new roof simply pocketing the money you as a buyer may not have coverage under you policy for the roof. Your insurance company ay rightfully feel that the roof is uninsurable since it should have been replaced. So, the buyer might end up on the short end of the next roof claim.
By Maria Avila,  Thu Jun 30 2011, 05:37
Great information, will add to my file! Thanks for sharing.
By Brian Burke - Kenna Real Estate,  Thu Jun 30 2011, 05:40
great post!
By Mt3,  Thu Jun 30 2011, 05:41
Home disclosure forms are a joke. I have never gotten any information off them, the seller always checks "unknown" or "no issues" for every line, even for obvious items that I can see clearly. Our current home was bought from its original owner, yet she claimed to have zero knowledge of anything on the disclosure form. I think most sellers are afraid you will back out of the sale if they tell you something like "I patched all the holes with Ivory soap." I personally just like to have a heads up about things like the fact that this basement, like every other basement in this area, leaks during heavy rains, before I put all my stuff in it expecting it to stay dry. I wish more home owners would just come out and be honest about stuff and trust that some quirks are to be expected and will be accepted!
By Linda Jamail Marshall,  Thu Jun 30 2011, 05:51
Always enjoy your articles and blog spots. Forward them on to my clients regularly.
Linda Jamail Marshall
Independent Broker Houston Texas
By Thong_le2002,  Thu Jun 30 2011, 05:51
Great, thanks for sharing, Tara!
By Velaur,  Thu Jun 30 2011, 06:02
Can you add a PRINT button (and format accordingly) so I can print this information and keep it for future reference?
By Voices Member,  Thu Jun 30 2011, 06:02
David, you were told correctly. However, as an Agent I think it's great when buyers and sellers finally meet (usually not til closing or just before). They can exchange contact info, which comes in handy for both parties; you may have questions about the house or need to let them know something was delivered for them at their old address. Also, if my buyers have questions I encourage them to write a note that I can deliver to the seller's agent. Many sellers welcome the opportunity to tell you about their awesome neighbors (or a grouchy one)! And...should you be looking to buy a foreclosure, do your homework! Ask neighbors what they know about the property, drive the area at different timez of the day AND night to be sure there are no surprises. Just remember you'll never know all there is to know about your new home until you live in it...and make it yours!
By Wes Black,  Thu Jun 30 2011, 06:05
Thank you once again for an outstanding post.
By Molly Whalen,  Thu Jun 30 2011, 06:10
Great list! A couple of other items that we include are: "What attracted you to this home when you decided to buy?" and "Of the homes that we have found to be comparable - which one do you think is most like your home?" Each of these offer us additional insight - why they wanted to purchase in the first place - and asking them to identify with a comparable home has been helpful when you have a seller who has high (and somewhat unreasonable) expectations in their sale price!
By keiatca Perry,  Thu Jun 30 2011, 06:13
I was interested in a home and made a bid on foreclosuer home the bank would not go down on the price and the house had no appliance,holes in the walls,tiles missing on the floor,the asking price was 110,000,I offered the bank 100,000 and they turned down the offer,and i have seen houses with everything in it cheaper
By Schneidermccn,  Thu Jun 30 2011, 06:16
Speaking from experience, check with the EPA web site. We bought a home and a year later found out it was part of an EPA superfund site. The homeowners lied on the property disclosure form . When you relocate to small town America it's best not to take the word of the seller or agent.
By Mike Hostetler,  Thu Jun 30 2011, 06:30
As always, very helpful and insightful information Tara.

Thanks again!
By Erika Diaz,  Thu Jun 30 2011, 06:32
Really great information! Thanks for being informative!
By Mark Harrison,  Thu Jun 30 2011, 06:56
As always great info.
By John J Zenner III (Jay),  Thu Jun 30 2011, 07:05
Very good advice. I urge my clients to put together an "operators manual" that includes most of the stuff you ask for and also includes appliance and systems manuals, a list of people that service the furnace, etc. If you can package that with a pre-listing inspection report with repairs indicated and a recent appraisal you can "certify" the home, like BMW would a previously owned 740iL. This is part of packaging the product by the listing agent to signal potential buyers and buyer agents that the selling team has done what they can to make the transaction and the move go smoothly. I have a listing right now in Durham with an elaborate organic orchard and gardens. This is very intimidating and not for everybody. But my client is offering no cost consultation on the gardens via email from their new home in Europe. A small thing but maybe enough to give someone mulling the pros and cons something that tips the scale.
By Elana Suzanne,  Thu Jun 30 2011, 07:11
Generally, I agree with this post except for the part where Buyers should make offers on Seller's personal belongings. I think that crosses a line. Most Sellers have already established what they want to sell beforehand, and to treat someone's home like a shopping mall, to me, is plain rude. I worked on a project where a buyer insisted that all the window treatments be made part of the contract, (for no compensation) or they would not buy the house. The thing is, this house was "Staged" and the buyer knew the items did not belong to the Seller. Still, she insisted the window treatmenst be given to her. The Stager would not sell her inventory because the items were high end and costly to replace. The Seller could not afford them, so it put everyone in a difficult situation because of the Buyer's sense of entitlement. There comes a limit to how much a Buyer should impose on a sale. Opening that Pandora's Box treats everyone involved with less dignity. If an offer to purchase something is made, it should be done with respect to thte Seller's right not to have to sell.
By Peggy King,  Thu Jun 30 2011, 07:16
One item you missed. what are you going to do with your chattels (if you are moving to another furnished house) you don't need or want? If (Auction) get signed permission from seller and buyer at time of offer and agreed sales contract.
By Jane,  Thu Jun 30 2011, 07:22
I am trying to sell my house and when I do I will leave a message for the new owners answering all the questions that are listed here. My last house that I sold had so many little querks but I was never able to
talk to the new owners.
By Barb Paepke,  Thu Jun 30 2011, 07:22
I agree that the disclosure forms are not all that helpful. With the real estate market as tough as it is right now, no seller is going to voluntarily provide any info that might sabotage a sale. As far as meeting the sellers, we would have prefered not to but they refused to leave the house during any of the viewings, inspections, or even final walf thru. It makes things extremely awkward as it's difficult to critique the home, speak freely, etc. The husband was rude beyond belief and even our real estate agent was beside herself by the time we got to closing. If I were a seller now, I'd put together a couple of notebooks - one with all of the manuals on appliances and other items that might not be self-explanitory; one with info on the neighborhood (restaurants, schools, parks, etc.) and if you're in an HOA, info about rules, restrictions, dues, activites etc. Also have handy the utility bills for viewing. Saves a lot of time about answering the same questions over and over. Check all public records regarding assessments, taxes, lot & home size, etc. Don't rely on either your agent or the sellers providing accurate info. We were told twice (by the sellers agent to our agent) that the repairs we requested and sellers agreed to do were done and neither time they were. We weren't happy and neither was the home inspector who made two unnecessary trips to inspect the repairs, which he could have and shuld been able to do all at once. Bottom line, verify all info you receive, no matter what the source. Oh, and on e last thing - do check the house at different times of day as traffic, noise, etc. may differ widely and also go when it's pouring or hs just finished, if at all possible. Had we not showed up at one house during a driving rainstorm we would not have known that the front yard and driveway, as well as the entire front lawn and driveway next door were completely under water. Since the septic system was in front, it was likely there would be problems with the leach fields every time it rained hard. Needless to say, there was nothing in the disclosure form about it and this was not some freak once in a hundred years storm either.
By Mary Louise Zapp Knapp,  Thu Jun 30 2011, 07:30
Great post. The answers to these types of questions along with the contact information on the local utilities and other services can be so helpful.
By Aaron Schreiner,  Thu Jun 30 2011, 07:33
You never know what folks will want to leave behind. On my last home purchase I scored a lawn mower and snow thrower!
By Helen Oliveri,  Thu Jun 30 2011, 07:52
Great tips Tara.
By Lisa Egstad,  Thu Jun 30 2011, 07:52
Always awesome articles!!!
By Faye Carlson,  Thu Jun 30 2011, 08:15
Great tips, Tara! Another great way for your buyers to get to know their neighbors is to throw them a "house warming" party, invite the neighbors and you cater it or bring refreshments. You get to meet new prospects and your buyers get to meet and greet their new neighbors. Recently I did one and walked down the street later that afternoon and listed a neighbor's house.
By Kris Hill,  Thu Jun 30 2011, 08:28
Great questions! Re disclosures, Mt3--I checked many items as "don't know" b/c our agent advised that if I didn't have an exact date of something, like furnace replacement, I could lose a buyer if I say it was 12 years ago and inspection reveals it's older. My husband handled all that and didn't keep good records so if I don't have documentation, I'm not going to be specific. She's had this happen a couple times and over some pretty insignificant issues so in this market, I don't want to do anything that might make a buyer withdraw their offer.
By Lauren Cantrelle,  Thu Jun 30 2011, 08:32
These are great tips to know. Thanx Tara!
By Octavio Perez,  Thu Jun 30 2011, 08:32
Thank you for the good article; exelent tips. Have a terrific 4TH.
By Rozalyn Franklin,  Thu Jun 30 2011, 08:37
As always this is a god one Thanks
By Sonja Hornbuckle,  Thu Jun 30 2011, 08:46
Hi Tara, just purchased a home a few months ago and did pretty good with covering most of these issues, but wish I'd had this info too.
We decided to purchase a home warranty since we bought a foreclosure and the bank would give NO info on the home. It has come in handy since after a recent rainstorm - the only 4 year old roof started to leak! This was covered under the warranty, so I recommend that in addition to insurance - consider a home warranty as well. In some cases, the repairs will be much cheaper. SH in MI
By Randallfiore,  Thu Jun 30 2011, 09:26
Never take a sellers disclosure for granted. Never let a Realtor convince you that because items are checked and signed by seller all is ok. Actually go over the disclosure yourself face to face with the seller. Review every item on the form, EVERY item. You may be quite surprised what you learn. We have bought and sold over 40 homes both new and previously owned in our lifetime. I have gained a lack of confidence in mant Realtors. Thnis article is fine but imo focus on the disclosure and do it on your own face to face...jmho
By Kathyripps,  Thu Jun 30 2011, 09:46
Great article. I am printing it for my buyer's. Kathy
By Kathyripps,  Thu Jun 30 2011, 09:47
Great article. I am printing it for my buyer's in the future. Kathy Ripps
By John,  Thu Jun 30 2011, 10:50
Very good questions. But they'd be hard to ask, if the seller isn't available- a previous Truia article said that buyers don't like it when the seller is there, because they like to talk to the realtor and among them selves.
My mother and her 2nd husband have their house up for sale, but when they know the reaator is coming with a possible buyer, they leave the house, to go some where. And maybe I should ad, that where the garbage goes, would be/is noticable on a tour of the house and yard- including the patio.
Especially important for first time and out of town buyers. Thank you!!
By Irina Riley,GRI,SFR,CNE,e-PRO,SRES,  Thu Jun 30 2011, 11:12
Great information, Tara. Thank you so much for sharing.
By Carol Murray,  Thu Jun 30 2011, 11:24
Valuable information, Tara. Thanks very much for your expertise!!
By Hope Weiner,  Thu Jun 30 2011, 11:31
I know all too well how important it is to disclose information about the house. But what are the laws for disclosing things like bed bugs, termites, .... I just went through a horrible situation at a shore rental that was infested with bed bugs!
By Carrie Bronner,  Thu Jun 30 2011, 11:45
Nice post, Tara! As a new agent I am always searching for that extra tidbit of information I can use in the future. Thanks!
By Eli Shuber,  Thu Jun 30 2011, 11:46
Great advice Tara Eli Shuber
By Pat and Steve Pribisko,  Thu Jun 30 2011, 12:07
Great info, as always!
By Henry G. Huestis,  Thu Jun 30 2011, 14:18
Buying a house can be a pain in the neck sometimes. I have had three failed transactions in the last two years due to situations found during the property inspections. Also, getting a clear title for an all cash transaction can be difficult also, since the house may be underwater on the mortgage, and the bank does not want to settle for leaa than what is owed on the mortgage (requiring a short sale), or the bank wanting too much on a beaten down foreclosure which the bank does not want to fix up.

Hopefully, within the next year, I will be paying "all cash" for a retirement home, and hopefully, I will get some cooperation from the seller and the bank for an "all cash" offer. If I do not, I will just not buy, and just search for a seller/bank that is willing to cooperate.

Anyhow, it was a good post. Wish the best of luck in the moving in process.
By Mary,  Thu Jun 30 2011, 14:27
I,like what tara said about everything an i will do my seller many things about house i dont want leave any out bout the, like applians roof yard hot,tab garage door openerev or any thing else thanks from ever one.
By John Crowe,  Thu Jun 30 2011, 15:30
Very informative article. I think the common theme is this - if you don't ask, you don't get!
By Deochand Deodharrie,  Thu Jun 30 2011, 16:16
Fabulous article, Tara! You have taken the guess work out of the listing meeting and beyond. I will certainly ask some of these questions of my clients in the future.
By Rojomcg,  Thu Jun 30 2011, 18:33
By JMM, Thu June 30, 2011
Ask the current homeowner for the following: As it applies to a particular property
Who do you use for snow removal, lawn care, oil delivery. What day does the trash goes out, copies of the electric/gas/oil bills. Are there handyman in the area that they could reccomend? Where are the nearset/best gas stations, dry cleaners, and auto mechaincs. Any quirks with the home or area, so that there will be no surprises.
By Karen J. Spencer,  Thu Jun 30 2011, 19:52
I agree with one of the other comments - there definitely needs to be a PRINT button included in Tara's articles.
By Sukh Sagar,  Thu Jun 30 2011, 20:08
Some very useful advise.
I need some more advise.I purchased a property in Lehigh Acres,Florida . I was later told that someone has walked away with the air condition unit and to fix it I would need to spend $3000.00.
Is there engraving done to house items in Lehigh acres at all?
I am told it is done in Australia by police . This engraving is not visible through the naked eye and police can easily identify the stolen item .Could someone help me with this. My email address is v12ingine@yahoo.com.au .
By Michelle Holder,  Fri Jul 1 2011, 06:08
Some very useful information, Thanks Tara!
By Nancy J Ullery,  Fri Jul 1 2011, 08:16
Hmmm...food for thought. I will put this in my listing file. Thanks for the ideas.
By Carol Gordon,  Fri Jul 1 2011, 22:02
Hi Tara! Thanks for sharing your insights, as usual. I will definitely consider these questions in my future home purchase. I agree - there should be a PRINT button somewhere (smile). Best regards...
By Nathan Lemmon,  Sat Jul 2 2011, 19:33
Thanks Tara! I think that asking these, and similar questions can really help set a tone and spark conversations on all kinds of topics that might not otherwise have come out.
By Aaron Mtuanwi ASSOCIATE BROKER,  Sat Jul 2 2011, 19:46
Great tips.
Thanks,
By Charles Balducci,  Sun Jul 3 2011, 12:18
Tara,

Thank you once again! Wonderfully helpful information for any home buyer.

Charles Balducci, 215.531.2000
Coldwell Banker Preferred (Avenue Arts) Philadelphia

http://www.linkedin.com/in/charlesbalducci
By qsusie1,  Sun Jul 3 2011, 15:01
Hey All, your computer should have a print button! Tara's does, so does mine, and yours should , too! Use it and print all her postings. She always has good advice!
By Keithstonehouse,  Tue Jul 5 2011, 13:03
Simple and to the point - Love it - thanks for the info as I will be sharing with my Realtor clients as well as at the closing table.
By Tean Wong; www.teanwong.com,  Fri Jul 8 2011, 07:06
Ask them their new address too, just in case there are some mail or package that need to be forwarded to their move.
By Brandon Treat,  Mon Jul 11 2011, 21:14
Definitely a helpful list, well written and certainly applicable in todays' market!
By Brian Petrelli,  Fri Aug 5 2011, 10:40
Great post. Thanks for the helpful info.
By Jack Gillis, CRS, M.B.A., J.D., Realtor,  Fri Aug 5 2011, 11:33
Great post. Very interesting!
By Alexis Bechtel,  Sun Aug 14 2011, 19:37
Great ideas! I love the Q's, but the idea of the seller putting together a book for the buyers is terrific! Thanks, all.
By Jack,  Sun Nov 13 2011, 16:06
Thanks for this post. I am in the process of purchasing my first home, and am nervous as can be. This is great info! I am in a binding agreement and having the inspections done Tuesday the 15th of November 2011. Is it too late to ask the sellers if they would like to leave any of their furniture such as the dining room suite, or the guest bedroom suite? Thanks in advance.

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