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Svitlana Fidler's Blog

By Svitlana Fidler | Broker in 33139
  • Buying a Home

    Posted Under: Home Buying in Miami Beach, Home Selling in Miami Beach, Foreclosure in Miami Beach  |  November 8, 2012 7:03 AM  |  10,053 views  |  No comments
    Buying a Home
    Buying a home can be one of your most significant investments in life. Not only are you choosing your dwelling place, and the place in which you will bring up your family, you are most likely investing a large portion of your assets into this venture. The more prepared you are at the outset, the less overwhelming and chaotic the buying process will be. The goal of this page is to provide you with detailed information to assist you in making an intelligent and informed decision. Remember, if you have any questions about the process, we're only a phone call or email away!

  • Sell you Southhome at discounted rate! Licensed Broker

    Posted Under: Home Buying, Home Selling, Property Q&A  |  October 25, 2012 4:32 PM  |  10,033 views  |  1 comment

    f we find a buyer for your home or you sell your own home, you only pay the low upfront fee.
    If a "buyer's agent" brings you a buyer, pay that agent a commission.

    With us, you will work directly with a licensed Realtor / Broker to list your home in your local MLS (Multiple Listing Service) and REALTOR.com® for a one-time low upfront fee.  We are not a "give me your money" and we'll put you on the MLS kind of company!  We partner with you, forming a "home selling" team; we do all those things that require a license, but at a greatly reduced fee.

    Listing on websites are subject to change without notice.

  • Express Contract Definition

    Posted Under: General Area in South Florida, Home Buying in South Florida, Home Selling in South Florida  |  October 25, 2012 4:23 PM  |  10,157 views  |  No comments

    express contract n. a contract in which all elements of a contract are specifically stated (offer, acceptance, consideration), and the terms are stated, as compared to an "implied" contract in which the existence of the contract is assumed by the circumstances.

  • Florida #1 Flat Fee MLS Listing Service

    Posted Under: Home Buying in Miami Beach, Home Selling in Miami Beach, In My Neighborhood in Miami Beach  |  October 25, 2012 3:32 PM  |  10,119 views  |  No comments

    Florida #1 Flat Fee MLS Listing Service

  • Working for you every day! Call our team of Miami Beach Real Estate Today

    Posted Under: Home Buying in Miami Beach, Home Selling in Miami Beach, Foreclosure in Miami Beach  |  October 18, 2012 5:20 PM  |  10,087 views  |  No comments

  • What is an estoppel letter?

    Posted Under: Home Buying in Miami Beach, Home Selling in Miami Beach, Property Q&A in Miami Beach  |  July 25, 2011 5:35 AM  |  7,661 views  |  No comments
    An estoppel letter is typically used in a transfer or conveyance of real property before the Closing transaction. It is a document sent to a bank (or other lender), to a homeowners' association (or condo association), to a city/municipality, or a tenant requesting a payoff of a mortgage, assessments or taxes due, or rental amounts due on a lease, to incorporate these amounts into the Settlement Statement for the buyer and seller of the real estate. All assessments and payments due must be incorporated into the amounts due at Closing and paid at the time of the Closing. Some amounts may be pro-rated, but all must be included in the Settlement Statement. The estoppel letter facilitates this process.

  • "Notice of Required Building Safety Inspection" (aka 40-year certification)

    Posted Under: Home Buying in Miami, Home Selling in Miami, Property Q&A in Miami  |  February 28, 2011 5:09 AM  |  3,059 views  |  3 comments

    "Notice of Required Building Safety Inspection" (aka 40-year certification)

    Is your building nearing its 40-year recertification?

    What does this mean for this particular association?

    1. Within 90 days from the receipt of the Notice, a Florida Registered Architect or Engineer must inspect the property and submit a sealed Building Safety Inspection Certification Form to the City;

    2. The submitted package must include 1 structural package, 1 electrical package, a permit application and the correct box checked indicating either "Repairs Required" or "No Repairs Needed";

    3. The report must be physically dropped off at the City with a required fee payment (mailed in reports are not accepted);

    4. If the building is determined to be safe, the association will not be required to have another Building Safety Inspection for ten years. If the report indicates there are structural or electrical deficiencies, the association will have 180 days to obtain the necessary permits and complete the necessary repairs;

    5. If the association fails to submit the required recertification form, a Notice of Violation and a Notice of Hearing will be issued and significant penalties may ensue; and

    6. Extensions can be granted and approved on a case-by-case basis.

    Even if you did a complete interior demolition and renovation of your building, you are still not exempt from the 40 year Building Safety Program. Only if your entire building had been demolished would the inspection be waived. The city does not send out an inspector to your property. The city's review is totally based on the architect's report; the architect's seal certifies the integrity of the report and any necessary repairs stated by the Architect will be required by the city.

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