Buying a home can be an overwhelming thought once you've planted the seed so youâ€™ve come to the right place to get some help. Iâ€™ve created aStep By Step Buying GuideÂ to help you better understand the buying process and to help empower you for a successful purchase... So, let's get started!
How much home can you afford?Â This is the most important step in the buying process. Finding a price range that will help give you flexibility to negotiate as well as identifying a comfortable monthly payment that you can live with is vital. Here are a few websites that have calculators to determine how much house you can afford. If it asks you for an interest rate, use 6% as an average. Weâ€™ll talk more about that later.
Smart Money Buying Calculator
CNN Money House Afford Calculator
Bankrate New House Calculator