Do you want to learn about how you can buy a home in Apple Valley? The
process of how to buy a home can be confusing for many people, especially MN first time home buyers. Since the process can be a bit
complicated I would like to share with you some tips of how to accomplish your
How To Buy A Home in Apple Valley
Most MN home buyers begin their search on the internet, of course. There are
many internet sites to begin this but a good place to start is to use the search
engine on my website. There are thousands of websites out there but you will
soon find that many lack all of the important details when searching for a home.
National real estate websites do not show the annual property taxes due for each
of the property listings which is one of the biggest factors your lender will
need to determine what your monthly payments will be.
Search for a home in Apple Valley on my website
When you search for homes in Apple Valley on my website you will find all of
the available listings from all of the real estate companies in the area.
Because I am part of the Multiple Listing Service (MLS), my real estate website
will offer you complete details on every property from every company.
Additionally I can set up a specific search for you so that I can notify you by
email when listings in your price range come available.
Get Preapproved To Buy A home in Apple Valley
How will you know what kind of price range you should be searching for? In
order for you to know the amount of monthly payments you will have for a home in
Apple Valley you will want to get a preapproval letter for a mortgage loan.
Getting through the preapproval process is the critical first step for how to
buy a home in Apple Valley Since there is no cost or obligation when you get
prequalified by one of our local MN mortgage lenders, you should do this right
away so that you can clear any roadblocks there might be in the process of
getting a home loan.
Let's go look at homes!
After you have been preapproved by one of our trusted local mortgage lenders
I will take you out for showings on homes in your price range. I usually suggest
that we look through at least 15 or more of these before you make your offer to
buy one. By doing this you will get educated on homes that are a great value to
buy. When a home comes available meeting your needs you should be ready to make
your offer since properties at a good value sell fast.
After the purchase agreement, and before closing
Once you have decided to make your offer it usually takes about 30 or longer
before you go to your loan closing to finalize the purchase of your home.
Throughout this time your lender will collect all of your documentation that
they need from you to finish your loan approval. They will almost always order
an appraisal on the home you are buying to make sure the price of the home you
are buying is in line. They will also order a title policy to make sure the
title to the home is clean.
Closing on your home
After your loan has been fully approved you will ready for closing. At this
point all the parties involved get together at a title company to sign closing
documentation and to give up property keys and welcome you to your new home.
After you have gone through closing on your home you are now ready and able to
Apple Valley: Community Overview
The city of Apple Valley, MN was named in 2010 as in the top twenty of best places to live in America. With over 49,000 residents,
the city has more than doubled its population over the last thirty years.
Located in northern Dakota County,
Apple Valley first time home buyers should learn more about the Dakota County first
time buyer program With an extensive Park and
Rec department in the city it seems there is always something to do in Apple
Valley, MN. If you're going to be buying or selling Apple Valley real estate
please feel free to give me a call!
Do you believe you're ready to start the process of looking for homes? Please
just send me an email or give me a call as I am looking forward to helping you
find your dream home!
Sales Executive, Licensed Realtor in
Apple Valley, MN 55124
With a focus on Apple Valley real estate and surrounding communities.