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Scott Schultz's Blog

By Scott Schultz | Agent in Apple Valley, MN

Vadnais Heights First Time Home Buyers Information

Vadnais Heights First Time Home Buyers

Did you know that this is simply one of the best markets ever for the Minnesota first time buyer, with house payments quite often lower than comparable rent payments? Well, if you have not yet heard this please take a moment to read on.

The City of Vadnais Heights

Located just north of downtown St. Paul, Vadnais Heights ,MN is a beautiful smaller suburb in the Twin Cities Metro. With an easy 20-minute commute to all of the attractions of the larger city, residents here also enjoy the feel of small Minnesota town. Living in Vadnais Heights means you'll have easy access to more than 100 acres of parkland spread across 14 city parks. With plenty of affordable housing, MN first time home buyers may benefit from the Ramsey County First Home program. If you are interested in buying or selling a home in Vadnais Heights please give me a call.

There are plenty of excellent resources in the great state of Minnesota for first time home buyers. Did you know that the state offers financing programs designed as a stimulus for first time home buyers through the Minnesota Housing Finance Agency? Commonly known as MHFA, this state agency provides home mortgage financing through local Minnesota mortage companies at reduced interest rates along with possible down payment assistance programs. Expanded credit parameters in the program are also helpful to many first time home buyers. Minnesota Housing Finance Agency works with traditional mortgages such as Conventional loans, FHA loans, and VA mortgages.

In addition to State of Minnesota down payment assistance funds many of our local communities offer assistance programs of their own as well. Each of these programs vary in terms of qualifications required to access the funds. Depending upon when you are reading this these programs may or may not be funded so we can check on it when you call me.

The First Step: Get Preapproved!

For many MN first time home buyers the intimidating question is where do I start? Your very first step towards buying your first home is to get prequalified for a home loan. In so doing you will find out how much you are qualified for so that we can search for homes in the right price range.

Today's housing affordability index is so low it makes it a great time to buy Vadnais Heights homes for sale. If you are tired of the steady increase of rent payments take this opportunity now to learn more about the benefits of buying your first home in Minnesota. I've worked with many MN first time buyers before and am always eager to answer all of your questions. Simply shoot me an email or give me a call and let's see what might be possible!

Scott Schultz
Sales Executive, Licensed Realtor in Minnesota
Remax Results
scott.schultz@results.net
Cell 952-221-7419
Direct 952-431-2400
Fax 952-431-0420
14451 Founders Lane
Apple Valley, MN 55124
With a focus on Apple Valley real estate and surrounding communities.


www.scottschultz.remax-northcentral.com
www.ourteam-remax.com

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