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Scott Schultz's Blog

By Scott Schultz | Agent in Apple Valley, MN

Apple Valley First Time Home Buyers: The First 3 Steps

Are you planning on buying your very first home in Apple Valley? Many MN renters today are beginning to realizing that the recent rise in rents is making Apple Valley Real Estate more attractive than ever. With today's historic low interest rates and lower property values monthly payments on a home in Apple Valley may even be less expensive than what you are paying for rent! f you are a Minnesota first time home buyer I would definitely enjoy talking with you about these possibilities.

To take advantage of the benefits in today's Apple Valley home values, there are three easy steps to get started.

Step 1: What Do You Want From a Apple Valley Home?

There are more things to consider when buying a home than the monthly mortgage payment. I will want to have a discussion with you what your short and long term goals are for buying a house. After learning more about what you want to accomplish we will talk about the all of the types of homes for sale, as well as how to get a great value. Depending upon when you want the move to happen we will discuss the benefits of buying from a traditional seller versus a short sale. After this discussion I will set up an automated home search of all the listings that could possibly meet your needs.

Step 2: Get Preapproved For A Mortgage

Before we start looking at listings, you need to talk with a mortgage banker. In order to find out how much you can reasonably afford for monthly payments as well as down payments, you will need to get preapproved for mortgage financing. When you talk with your mortgage lender, you will learn about all of the great programs available for MN first time home buyers. Did you know that there are down payment assistance programs for that can help you with your down payment? The only way to determine your eligibility is to get preapproved for a mortgage loan.

Step 3: Let's Start Looking At Homes

Once you have been through the process of getting preapproved we can start looking at houses. After looking at so many homes on the internet, this is the fun part of the whole process. We will look at as many homes as it takes before you find the one that ideally suits your needs. Once we find one, your mortgage lender and I will guide you through writing an offer, finalizing the loan and closing on your home!

Living in Apple Valley

The city of Apple Valley was recently named in the top twenty of best places to live in America. With over 49,000 occupants, the community of Apple Valley has more than doubled its population over the last thirty years. Located in northern Dakota County, Apple Valley first time home buyers can benefit from the Dakota County first time buyer program With an extensive Park and Rec department in the city you'll never lack for something to do here. If you are looking to buy or sell Apple Valley Real Estate please do not hesitate to give me a call!

Are you ready to start with the process of buying a home? Please take a moment to call or email me and we'll discuss what you want for your Apple Valley home!

Scott Schultz
Sales Executive, Licensed Realtor in Minnesota
Remax Results
Cell 952-221-7419
Direct 952-431-2400
Fax 952-431-0420
14451 Founders Lane
Apple Valley, MN 55124
With a focus on Apple Valley real estate and surrounding communities.


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