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Scott Godzyk's Blog

By Scott Godzyk | Agent in Manchester, NH
  • New Comment on 5 TRICKS you should Avoid when RENTING A HOME

    Posted Under: For Rent in Manchester, Property Q&A in Manchester, Rentals in Manchester  |  October 28, 2012 6:30 AM  |  659 views  |  No comments

    If you are looking to RENT A HOME, whether in the Manchester NH area or  across the country, you certainly do not want to get 'TRICKED" instead of getting to enjoy the "TREAT" of your new Home..

    There are people all around the work bent on tricking you with Home Rentals. With Halloween right around the corner, do not fall for these tricks that could not only hurt your ability to rent a home but steal your hard earned money.

    With a few good choices by Consumers you can receive the treat of knowing what is honest and what is a scam. 



    The TOP 5 TRICKS TO AVOID when RENTING A HOME.

    1. Do not get "TRICKED" into believing anything that LOOKS TOO GOOD TO BE TRUE: You should remember the OLD SAYING "If it looks too good to be true - It probably Is." Your best weapon against scams is your own common sense.


    2. Do not get "TRICKED" into RENTING A HOME THAT IS NOT EVEN FOR RENT: There is a scam where people are copying ads for homes for sale and listing them for rent in various of sites. They often place a rental price of half of what it should be to attract more possible tenants. They come up with stories like they were transferred to another country and want a good family to rent their home to take well care of the inside it and for the return favor they will only charge half of what it should be.  


    2. Do not get tricked into RENTING A HOME WITHOUT BEING SHOWN THE INSIDE: My question is "Who rents a home without seeing happening?" However it is thought every day. people are so blinded by the thought of renting a home at such a low price, they take the persons word the fake photos are what the interior looks like. Never rent a home sight unseen.


    4. DO NOT GET "TRICKED" INTO WIRING MONEY TO ANYONE :: In most scams the person asks you to wire money to them. They use various reasons why they have to be wired and can not meet you. They tel you they will mail the keys to you which will never arrive. Most scammers can be in Africa or Russia or even India. The key is DO NOT WIRE money when renting a home.

    5. DO NOT GET "TRICKED" INTO THINKING IT COULD NEVER HAPPEN TO YOU You should know that you are not alone. Scammers are targeting renters, owners of the properties, banks and Real Estate agents. The keys are too know who owns the home, meet them in person, do not rent a home sight unseen, do not wire money,  do not get sucked into thinking you are getting a special deal paying half price as money blocks common sense and red flags. Anyone can look at the tax card at any town or cities assessing office for free and look up who the owner is. Ask for their ID if you meet them in person and lastly, contact an agent who specializes in rentals to avoid these scams. An agent will complete the due diligence you can trust to find your dream rental.

    It does not take magic to turn your "For Sale" sign into a "Sold" sign. it takes a full time Local Agent who specializes in Listing homes like yours.

    If you live in NH, call me, I may be able to help!!!

    Please call for a FREE MARKET ANALYSIS to know what the value of your home is.

    CHECK OUT MY POPULAR BLOG: PART 1 The TOP 5 TRICKS TO AVOID when BUYING a Home This Halloween

    CHECK OUT MY POPULAR BLOG" PART 2 The TOP 5 TRICKS TO AVOID when Selling your Home This Halloween

    CHECK OUT MY POPULAR BLOG" PART 3 5 TRICKS to Avoid if you List your home as a SHORT SALE This Halloween

    If you are thinking of buying a Home please contact us. Get a free pre-qualification along with some of the BEST CUSTOMER SERVICE through each step of the Buying Prices

    Please call for a FREE MARKET ANALYSIS to know what the value of your home is.

    WE STRIVE TO PROVIDE THE BEST POSSIBLE SERVICE THROUGHOUT EACH STEP OF THE LISTING AND SELLING PROCESS!!!

    If you need to sell your home and you owe more than your house is worth, i may be able to help. I specialize in working with home owners to get your home sold. There are many options such as a short sale which may be able to help you.

    Please try and avoid out of state or out of town agents and companies that make "out of this world promises". We are local agents with experience who never charge any up front fees. WE GET RESULTS!!!

    We stand by you through every step in selling your home..

    Please call for a FREE MARKET ANALYSIS to know what the value of your home is.

    If you are thinking of buying a Home please contact us. Get a free pre-qualification along with some of the BEST CUSTOMER SERVICE through each step of the Buying Process.

    If you need to sell your home and you owe more than your house is worth, I may be able to help. I specialize in options such as a short sale which often allows a sale at no additional cost to you. We stand by you through every step in selling your home. We are local agents with experience who GET RESULTS!!!

    PLEASE SEE SOME OF MY MOST POPULAR BLOGS

    1.
    IS A SHORT SALE FOR YOU? Tips and advice for sellers who owe more than their houses are worth.

    2. TIPS AND ADVICE FOR BUYING A BANK OWNED HOME

    3.
    CAN I PURCHASE A HOME THAT IS IN FORECLOSURE?

    4. FULL LIST OF TIPS AND ADVICE ON GETTING A MORTGAGE

    5. TOP 5 WAYS TO KNOW IF "NOW" IS THE TIME TO BUY A HOME

    6. 5 MYTH'S ABOUT TODAY'S REAL ESTATE MARKET

    7. SHOULD A BUYER USE MORE THAN 1 AGENT TO BUY A HOME?

    8. TIPS AND ADVICE FOR BUYING A SHORT SALE

    9. ARE BUYERS WAGING WAR AGAINST SELLERS?

    10. DO YOU OWE MORE THAN YOUR HOUSE IS WORTH?

    ONE OF NEW HAMPSHIRE'S LEADING AGENTS FOR SHORT SALES AND BANK OWNED HOMES...

    If you are Looking for a Real Estate Agent you have come to the right place. Scott Godzyk is a Full Time and Local agent ready to serve all of your Real Estate needs through each step of the buying or selling process. We are proud to be locally owned and operated.

    If you owe more than your house is worth, If you are behind in your payments, I may be able to help. Call me to find out how you may be able to sell your home at no additional cost to you.

    Scott Godzyk is the Owner/Broker of The Godzyk Real Estate Services located in Manchester NH. With 25 years of Real Estate experience Scott specializes in Listing and Selling Bank Owned Homes, Short Ssles, Residential Properties, Condominiums, New Construction and Investment Properties. Scott services the counties of Hillsborough, Merrimack, Rockingham and Belknap. To contact Scott Godzyk please call 603-661-2121 or email sctprop@aol.com. his website is www.ScottSellsNH.com

    One of New Hampshire's Leading REO Brokers

    Copyright 2011-2012, All Rights Reserved

  • RENTAL SCAM WARNING !!!

    Posted Under: Rental Basics in Manchester, For Rent in Manchester, Rentals in Manchester  |  October 3, 2011 8:39 AM  |  1,729 views  |  No comments

      There is a continued rental scam going on accross the USA, and it could affect you as an agent and all potential tenants

      The problem is that people both in this country and other countries are trying to rent out houses that do not belong to them. The find vacant homes, list them online in such places as Craiglist and offer them for less than market rent to attract more potential victims

      WHAT TO LOOK OUT FOR

      First thing is if anyone asks you to wire money, it is a red flag

      If you are being asked to rent a house without being able to see it

      If anyone says they are renting it for soemone and they are not licensed by the Real Estate commission in that state.

      If anyone asks you to leave money in the mailbox and pick up the keys the next day.

      If there is a "for sale" sign, contact the listing agent to check if the house is or is not for rent.

      WHAT YOU CAN DO TO CHECK WHO THE REAL OWNER IS

      You can easily check the who the owner of the house is with the assessors office in the town or city the house is located in, most have online databases.

      WHAT TO DO IF YOU THINK YOU WERE SCAMMED

      You should contact the Attorney Generals office to report this crime, If you can get a free lawyer or free legal advice you should,. If you do get an eviction notice due to being scasmmed, you will not just get thrown out, if you dont move out, you will get notice of a hearing where you can tell the judge the problem and arrange a move out date. You should also ask who ever served you if the bank will complete a cash for keys with you, this is where you move out in 30 days, they can pay you say $1000 to $2000 and you leave teh place free of debris and personal property. You can try asking for more as well

      REMEMBER IF IT SOUNDS TOO GOOD TO BE TRUE, IT PROBABILY IS...

      PLEASE LEAVE YOUR COMMENTS, QUESTIONS OR EXPERIENCES WITH THIS SCAM.



       


      PLEASE SEE SOME OF MY MOST POPULAR BLOGS

      TIPS AND ADVICE FOR BUYING A BANK OWNED HOME

      http://www.trulia.com/blog/scott_godzyk/2008/08/so_you_want_to_buy_a_for


      HOW A SHORT SALE WORKS?


      You can also contact your school officials and elected officials

      Updated  October 3, 2011

      Copyright 2008-2011, All rights reserved

      Scott Godzyk
      Owner/Broker
      Godzyk Realty Group

      One of New Hampshire's Leading REO Brokers

  • DO YOU KNOW IF THIS A RENTAL SCAM? - how to avoid them and what to look out for. A Must read.

    Posted Under: Rent vs Buy in New Hampshire, For Rent in New Hampshire, Rentals in New Hampshire  |  July 24, 2011 5:15 PM  |  1,905 views  |  4 comments
    I am beside myself in disbelief the sheer amount of rental scams that are out there right now. What is even crazier is the amount of people who are falling victim to them. I wanted to write this blog to remind both agents and potential tenants of the dangers they face and what to avoid. please re-blog this and also add comments or additional tips. If you have come accross any of these scams please write about them.

    The most common scam is coming from Africa and has people cloning actual listings that are for sale or for rent and they add a new contact email. They are listing the price at half of market value. They are easy to spot as they usually say they cant get you in but if you mail or wire the rent they will mail you the keys that may never come. They will rent the house to 2,3,6 or 10 different people.

    As an agent, if you list bank owned homes or have a vacant short sale, the scammers look for key words in your ads to know no one lives there and they take over your listing, the most common ads are on craigs list and now Trulia as well as other rental sites.

    Here in NH i have seen local scammers put a twist on the scam and say to leave cash in the mailbox where they will in turn leave the lease and keys to get in the house. i found out this scam when a couple in a moving truck and and another family in a van pulled up both looking to move in. I was lucky i was there for a showing and was able to tell them the house was not for rent and it would not rent for $500 month, it would be more like $1500 a month.

    Another scam that is exploding across the country is owners of homes and apartments who are in foreclsoure, renting theor property right before it gets foreclosed on, usually offering huge discounts in rent if you pay in advance. The tenant then finds out quickly the property is foreclosed and gets evicted losing all they paid.

    There are a variety of scams, all with the purpose of seperating you from your money.

    1. Verify who the owner of the house is.
    2. Do not rent a house sight unseen
    3. If the rental price seems to good to be true, it probabily is
    4. Do NOT wire money or leave cash in a mailbox.
    5. If the owner says they are out of the country, chances are, they are not the owner
    6. check to make sure the owner is not in foreclosure
    7. Only rent from local, trusted and verified owners or agents.




    UPDATED July 24, 2011

    Copyright 2010-2011, All rights reserved

    Blog written by:

    Scott Godzyk
    Godzyk Group Realty

    Manchester NH

    www.ScottSellsNH.com
  • The Truths and Myths of Renting to Own a home - Lease Purchase secrets revealed.

    Posted Under: Rent vs Buy in New Hampshire, For Rent in New Hampshire, Rentals in New Hampshire  |  July 12, 2011 6:59 AM  |  1,758 views  |  No comments
    As a Real Estate Broker in Manchester, New Hampshire, Every day i get calls or emails from potential home owners who can not get a mortgage now for properties in Southern NH, Central NH and Seacoast NH that would like to use a "Lease/Purchase" also known as the "Rent to Own" concept to obtain home ownership.


    If you are looking to rent to own a home, here are some tips to get you started.

    The first step: Get Prequailified...

    The first step is an absolute MUST, it is to get prequailified. Meet with a local and trusted bank or mortgage company. Stay away from internet lenders. You need to find out how long it will take you to get a mortgage so you know hown long of a lease your need. As well as what you will need to do to be quailified by the time that lease is up. You can get prequailified at no cost at most trusted lenders.

    Then you need to know what price range you will be able to purchase in. you do not want to lease a home out of your price range as you may never be able to purchase it.

    Second step: Look at properties within your price range...

    You may not have the resources to find the properties that are not being offered as lease purchase already. Your next step should be to work with a buyer broker in the area you are looking, they can search rental listings and ask the owners or listings agents on your behalf if they would be willing to complete a lease purchase. A buyer broker gets paid when the lease is consumated and then a commission when the sale closes, they should not charge you anything else for their service.

    As rentals are at a low right now, the other place to look is houses on the market for sale that are not selling. Your agent could contact the listings for sale to see if they are in a position to lease purchase the property.

    Third step: negotiate the lease and purchase...

    Once you find the property you need to negotiate both the lease and the purchase part. First the lease, make sure the lease is as long as the time the bank told you  that you need to get a mortgage. Make sure the monthly rent is at or below market rent, dont overpay.

    For the purchase you want to negotiate your price, make sure your agent lets you know what the house is worth in todays market. For the option part some sellers will want a deposit for the purchase. you will want to make sure they are crediting to you part of the monthly rent you are paying towards your down payment and closing costs. Shoot for 8% of the purchase price divided by how many months you are renting. 5% covers your down payment and 3% covers your closing costs. Now if you do not purchase, you do not get any money back or any credit.

    Now that you have some knowledge and direction, you can go forth and look for your dream home.

    A note to HOME SELLERS:

    IF YOU ARE A SELLER
    who is considering offering a lease purchase, make sure you outline the lease and the purchase seperately. You should state in the contract what happens if they do or do not purchase, and if they do not purchase, how much notice do they need to give you and do they get their deposit for the purchase back.

    If you are a home owner looking to sell, rent or rent to own your house in NH, please call me first for the best personal and professional service.

    UPDATED July 12, 2011

    AGENTS, TENANTS OR LANDLORDS PLEASE FEE FREE TO POST YOUR COMMENTS OR SUGGESTIONS.

    Blog written by:

    Scott Godzyk
    Godzyk Group Realty

    Manchester NH

    www.ScottSellsNH.com

    Copyright 2010, All rights reserved

  • IMMACULATE NORTH END CONDO FOR LEASE - AVAILABLE NOW

    Posted Under: Rental Basics in New Hampshire, For Rent in New Hampshire, Rentals in New Hampshire  |  November 8, 2010 5:47 AM  |  1,908 views  |  No comments

    Rental 
    4028703 Active
    89 eastern Ave Unit# 103
    Manchester, New Hampshire  03104

     
    Rental $1,050
    NEWER CONDOMINIUM THAT HAS JUST BEEN COMPLETELY REDONE. Immaculate condition, new kitchen, new bathrooms, large bedrooms, huge walkin closet, Laminate floors and so much more.

     Rooms: 5   bedrooms 2 Bathrooms 2 Monthly Rent: $1,050
    Square footage 838,  Year Built: 2002

    Condo Name: jeferson Ridge Avail. Date: 11/01/2010 Assigned Parking: 2 car parking plus guest area   Public Rems:

    1 year Straight Lease or LEASE/PURCHASE AVAILABLE. immaculate and newly redone, laminate floors, new bathrooms, ceramic tile, new kitchen, huge walk in closet. no smoking, 1 yr lease, 1st mo rent, 1 mo security due at signing. deposit for purchase aspect required w/ purchase and sales. seller will consider crediting buyer towards down payment and/or closing costs at closing of the sale.

    Directions: i93 to ex 8, Wellington roy to Eastern Ave, condo on left




 
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