RELOCATION IN RETIREMENT
IT AINâ€™T EASY
If it were easy, nineteen out of twenty people would not die in the home they retire in!Â It is not becauseÂ they donâ€™t want to leave, or that they cannot afford to leave, but in most cases, emotionally they cannot pull the trigger.Â They have their church, their family and their friends close by, and are afraid to leave. Human nature is (management by crisis). They say to themselves â€œwhat if it doesnâ€™t work out, what if we donâ€™t fit in, who is going to clean all that stuff out of the basement? Â letâ€™s not make a mistakeâ€?Â Maybe we should think about it!
LETâ€™S FACE IT,
YOU CANNOT AFFORD TO STAY HOME, IF YOU CANâ€™T AFFORD TO MOVE SOUTH!
WHAT SHOULD WE DO?
I have been selling retirement relocation properties for almost thirty years,Â and have found that most prospective clients, who are having a tough time relocating, have not identified the criteria they will use to help them choose their next location.
For most of our clients, It is not enough to sayâ€ we want a warmer climate in the winterâ€ because everywhere you go south of your location will be warmer.Â If for example, you live in the northeast, every place you go in the south will have lower taxes.Â If these are your only criteria for moving, you are destined to wander!Â Most of us are not young enough, or have enough vacation time, to visit the 3000 communities in this country before we make a decision.
Part Two to follow.
My recommendation is for both husband and wife to make a list of FOUR NON NEGOTIABLE things a community must have, or be close to, before considering it for their next home!Â I suggest that both the wife and the husband make their own personal list, not what the wife thinks the husband wants, or the husband putting things he thinks his wife wants.Â Then compare lists, and see what locations have the things you both want.Â In most cases the list of locations will go from three thousand, to about three.
Men, donâ€™t take this the wrong way, but in most cases between you and your wife, we are most interested in what your wife wants!Â I have found over the years, that if you give a guy a golf course, a place to fish, or do wood working, the guy could live under a rock and be happy.Â His wife on the other hand (I am not trying to put you in a box) is more RELATIONAL, andÂ wants to know that she will have girl friends her Â age to hang with, that she can call and say letâ€™s have a cup of coffee or dink around town.Â Women may want to play golf or do other things, but their lives doÂ not revolve around games.
This is like fail safe, it takes two keys to make it work.Â Both wife and husband are saying â€œwhat is in it for meâ€?Â Â
EXAMPLES OF NON NEGOTIABLE ITEMS
I want to be an easy days drive to family and friends.
I want to be close to good medical facilities.
I want to be close to good shopping
I want to be close to a college or university
I want lots of activities to bring us together with other couples
REMEMBER, UNTIL YOU SAY YOU WOULD NOT DO WITHOUT, THERE IS NOTHING TO KEEP YOU OUT OF CALIFORNIA , WASHINGTON, FLORIDA OR MAINE
Part Three to follow
Thirty years, and five thousand clients later, about ninety nine percent of these clients have said to me,
â€We want all our living on the first floorâ€, and â€œWe donâ€™t need a big houseâ€.Â Most of our clients come in with a 1600 to 2600 sq foot need, and a 3000 plus sq ft memory.Â I let them know, that they do not need a big house in retirement.Â That being said, we still need our personal space.Â For example, when I watch tv, I want the sound louder than my wife likes, and I want to watch sports, and action movies.Â My wife on the other hand, wants to watch programs with caring, feeling, and (ughh) relationships. We each need our space!
We all want (as much as we can get, for as little as we have to spend).Â That being said, you need to talk about how much you would consider spending, if you found the â€œperfect place for the perfect price â€.Â How do you intend to pay for it?Â You would be amazed when asked the question, â€œwhat would you do if you found it, most of my clients sayâ€ we would buy it! Â Â It is then I ask â€œdo you need to sell your house to buy this one,â€ and they say yes.Â Â It is at that time I say, â€œthen you are not going to buy it,â€ Because you have not sold your home yet.Â Â It is at this point, reality sets in. â€œMost of my clients need to sell a house to buy a houseâ€. Â
SELLING YOUR HOME
I recommend talking to at least two highly visible real estate firms.Â (Do not list with a friend) unless they are a full time top producing agent.Â Â The reason I suggest at least two companies, is often times an agent can be predisposed to a particular type of home
We know you are serious about leaving, if you have talked to a realtor about your home, and if you have started cleaning out the basement.
If you have questions now, please contact
Ron Van Kirk