Home under current contract, call to see other homes for sale in Fieldstone Farms!

Darling Home For Sale In Fieldstone Farms, Franklin TN!

 • 1,348 sq. ft., 2 bath, 3 bdrm 2 story "CONTEMPORARY" - MLS® $207,900 - PRICED TO SELL! Fieldstone Farms, Franklin  -  THIS DARLING 3 BED, 2 FULL BATH 2 STORY 1348 SQ.FT ALL BRICK HOME IS A TRUE GEM! GORGEOUS HARDWOODS IN LIVING ROOM AND DINING ROOM. KITCHEN, LAUNDRY AND BOTH BATHS HAVE CERAMIC TILE. CARPET IN MASTER AND UPSTAIRS AREAS. KITCHEN CABINETS REFINISHED, STAINLESS APPLIANCES REMAIN, NEW PAINT TOO!
MASTER SUITE DOWN WITH VAULTED CEILING, HUGE WALK IN CLOSET AND FRENCH DOORS LEADING TO BACK DECK. LIVING ROOM HAS FIREPLACE, VAULTED CEILING AND PLANTATION SHUTTERS. 2 BEDS AND FULL BATH UPSTAIRS NEUTRAL COLORS. BACKYARD IS FENCED AND HAS LARGE DECK AND SWEET LANDSCAPING. ALL WITHIN MINUTES TO DOWNTOWN FRANKLIN, COOLSPINGS, BRENTWOOD AND NASHVILLE. HOME WARRANTY IN PLACE, HOA FEE DOES NOT INCLUDE POOL, TENNIS ETC. FIELDSTONE FARMS IS A WONDERFUL COMMUNITY, COME SEE YOUR NEW HOME TODAY!

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Vanessa Stalets
615-957-6333
RE/MAX Elite
615-661-4400

Your Franklin TN homes for sale and real estate source!

Find Nashville Franklin and Brentwood TN Homes for Sale Now! 

There were 2,064 home closings reported for the month of August, according to figures provided by the Greater Nashville Association of REALTORS®. This represents an 9.2 percent decrease from the 2,273 closings reported for the same period last year.

Year-to-date closings for the Greater Nashville area have decreased 23.8 percent. There were 13,518 closings, compared with 17,758 closings reported through August of last year.

“The number of closings has stabilized in recent months and it is encouraging that we have exceeded 2,000 sales for the third consecutive month,” said GNAR President Mike Nichols. “The median price has decreased, primarily as a result of short sales and foreclosures, which makes the current real estate market a good one for investors. It is also reasonable to expect that some first-time buyers will act soon to take advantage of the $8,000 tax credit before it runs out December 1, 2009.”

A comparison of sales by category for August is:

There were 2,181 sales pending at the end of August, compared with 2,149 pending sales at this time last year.  The average number of days on the market for a single-family home was 88 days.

The median residential price for a single-family home during August was $160,000, and for a condominium it was $147,900.  This compares with last year's median residential and condominium prices of $177,500 and $162,500, respectively.

Inventory at the end of August was 24,404, down from 24,975 in August 2008. The current inventory of properties by category, compared to last year, is:

“Residential and condominium inventory is lower than last year, but there is still an abundant selection of quality properties all across Greater Nashville. The inventory of farms, land and lots remains high and will likely stay that way until homebuilding activity increases,” said Nichols.  “Those looking to take advantage of the Federal Housing Tax Credit, if not already looking, should immediately start the process of finding a home. Buying a home is rightfully a lengthy process and to take advantage of the

$8,000 credit, the property must be purchased by December 1.”

The Greater Nashville Association of Realtors® is one of Middle Tennessee's largest professional trade associations and serves as the primary voice for Nashville-area property owners and real estate professionals. REALTOR® is a registered trademark which may be used only by real estate professionals who are members of the National Association of REALTORS® and subscribe to its strict Code of Ethics. ©Copyright 2007-2011 GNAR.

Find Nashville Franklin and Brentwood TN Homes for Sale Now!

Perfect For First Time Homebuyers!

• 1,502 sq. ft., 2 bath, 3 bdrm 2 story "Bonus Room 2nd Story" - MLS® $225,000 - Best Price Per SQ FT!

Fieldstone Farms, Franklin  -  FRANKLIN TN, FIELDSTONE FARMS STEAL! THIS ADORABLE 3 BED 2 BATH HOME IS FRESH AND CLEAN~ MOVE IN READY~ ADORABLE HOME PERFECT FOR FIRST TIME BUYERS~MASTER DOWN~BONUS RM~FIREPLACE~HM WARRANTY TOO, PRICED BELOW OTHERS TO SELL~WON'T LAST LONG! CUTE AS CAN BE ~ NEW AC/OLDER HEAT~ROOF, CARPET, PAINT,TILE BRAND NEW~QUIET CUL DE SAC~ BUYER/AGENT TO VERIFY ALL TAX, SQ FT,SCHOOL INFO.

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FIND NASHVILLE FRANKLIN AND BRENTWOOD TN HOMES FOR SALE NOW!

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EXCLUSIVE GOVERNORS CLUB

• 6,750 sq. ft., 5 bath, 4 bdrm 1 1/2 story "TERRACE LEVEL ALSO" - MLS® $1,250,000 - SHORT SALE STEAL!

The Governor's Club, Brentwood TN  -  INCREDIBLE SHORT SALE STEAL~ ONE OF A KIND CUSTOM BUILT~EXCLUSIVE GATED COMMUNITY ~ON THE GOLF COURSE~PAID 2 MILLION~MAIN LEVEL & TERRACE LEVEL~ FABULOUS THEATRE~ SMART HOUSE W/ FULLY INTEGRATED CONTROLS~ ELEVATOR~CONTINGENT UPON BANK APPROVAL. True one of a kind work of art. Custom designed and built, the amenities are a must see! Amazing iron work, antique wall tiles from the turn of the century and around the world. 5 custom carved fireplaces plus an outdoor fireplace as well. 2 balconies, 2 covered porches as well as upstairs and terrace level wet bars and entertainment areas. This is an entertainers dream! Expansion room on attic level could ad hundreds of sq. ft! Located on the 2nd hole of the world famous Arnold Palmer golf Course at The Governors Club, gated secure community, pool, club house, restaurant, tennis, walking trails and more! Far below purchase price/last appraisal, this is a steal! Short sale contract & commission are subject to the seller's lender approval! Verbal approval on this listed price! Hurry for your chance at one of the finest homes in Governors Club at a price you can build equity with for sure! Pre Approval & cashiers check w/ all offers,agent/buyer to verify all info.

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Vanessa Stalets
615-957-6333
RE/MAX Elite
615-661-4400

Your Brentwood TN real estate and homes for sale source!

$15,000 Home Buyer Incentive, What It Could Mean For Nashville, Brentwood and Franklin TN Areas!

Will a 15,000 home buyer incentive work in Nashville?

ABSOLUTELY!!! If the $15,000 home buyer incentive passes Congress in its present form, we will see a HUGE boost in the sales activity here in Nashville. We are currently working on the perfect storm with record low interest rates, sellers willing to negotiate, add to that a new buyer’s incentive and we will see buyers falling off the fence in droves to buy that house they have been waiting for! This will also create a 2-fold benefit: By offering this incentive, it will help shore up the housing market and boost consumer confidence, then with a newfound $15,000 in their pocket, the consumers will likely spend this newfound windfall thereby stimulating the economy even more! Two benefits from one addition to the stimulus package - it doesn't get better than that!

Here are the details as I know them. For every home buyer that purchases a home this year, they will receive 10% of the value of the home up to $15,000 credit on their annual taxes. This is for a primary residence only and they do NOT have to be a first time home buyer! They also do NOT have to pay it back! This is a huge benefit to help encourage buyers to go ahead and make a purchase or LOSE the potential for a FREE $15,000.00 tax deduction!!

I also took a $160,000.00 house and with FHA financing and 3.5% down, the buyers would have enough credit to reimburse them for the down payment and make the payments for nearly a year. A FREE house for a year, would you take that?!

With the inventory we have on the market, the last thing anyone expects to hear is that we have a shortage. That may just be the case toward the end of this year when it comes to New Construction here in Nashville. With banks running scared on lending, builders are having a tough time getting bank loans to build more homes. Many of the small to medium size builders are working on selling their current inventory but are not able to start new ones. Here are some numbers:

Even though we have a decent month’s supply currently on the ground, if the builders are not able to replace that inventory, it will dwindle down quickly to the least attractive homes. At that point, the large and cash builders will be in control and be able to charge more for their homes due to the limited supply. What should we do? Let buyers who want a new home know what is going on, and that NOW! is the time to make that decision before their choices are limited and costly!! We are the only education in real estate most buyers ever get, we must get out there and let them know what they need to know! This is a great time to buy and a great time to use a RE/MAX Elite agent, as we are historically among the best informed and most trusted agents in the world!
* Permission to re-publish courtesy Robb Campbell CEO RE/MAX Elite Brentwood TN*



Brentwood TN Homes for Sale

 Vanessa Stalets
615-957-6333
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Your Nashville, Franklin and Brentwood TN real estate and homes agent!

Best Price In Franklin TN
613 Hillsboro RD, Unit D-22, Franklin, TN 37064
		Incredible renovation! Walk to downtown Franklin square, dining, shopping and entertainment! Only 2 bed condo under 130,000 in all of Franklin! This is a steal at $115,000 with all hardwoods and custom tile, stainless appliances and upgraded lighting all on dimmers, intricate crown molding and wainscoting too! Only unit with fireplace and central vac! Central heat/air, tiled balcony w/ ceiling fan as well as custom front door. This is a must have! Call now to see how this can be yours for the price of renting!
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Details				Contact Info
Asking Price: MLS: Sq. Feet: Bedrooms: Bathrooms: # of Floors: HOA/Maintenance Fees: Subdivision: Year Built:	$115,000 1021903 833 2 1 1 165 Executive House Condos 1963 Renov.			Vanessa Stalets Realtor, Affiliate Broker RE/MAX Elite Main 615-661-4400 Dir 615-957-6333 Email | Website Other Shows
Property Amenities
- Range/Oven - Sink Disposal - Full Refrigerator - Microwave - Central Vacuum - Dishwasher	- Fireplace - Hardwood floors - Attic - Balcony - Central A/C	- Central Heat - Tile floor - Living room - Dining Room - Stainless steel appliances
Community Amenities
- Walk to Franklin Square!

Published Saturday, January 31, 2009 8:10 AM by Vanessa Stalets

Williamson County Association of REALTORS® Announces December Housing Numbers

The Williamson County Association of REALTORS® today announces the sale of homes statistics for Williamson County, Tn. for the month of December 2008. There were 171 residential and condominium closings reported for the month of December, according to figures provided by RealTracs Solutions, the multiple listing service used by REALTORS® in the Middle-Tennessee area.

Compared to December of 2007, the single family residential closings decreased 41 percent and the median price decreased by 12 percent. Condominiums closings have decreased by 72 percent and the median price increased by 5 percent. An average of 24 condos have closed per month in 2008; compared to an average of 44 units per month in 2007. Closings have been consistent through 2008, as shown in the chart below.

The average days on the market (DOM) for residential homes have increased by 14 days. Days on the market have been consistent since the onset of 2008, with the days ranging from 74 – 89 days. Median prices have remained consistent since January 2007, ranging from $340,000 to $391,200. The median is a typical market price where half of the homes sold for more and half sold for less.

December 2008

December 2007

December 2006

December 2005

"The market finished as expected for 2008, with closings following the same trend curve as the prior three years. Closings improved by 6% in December compared to November 2008. Overall for the year, Williamson County residential closings were down 32% compared to 2007 and the median price remained steady, with only a 4 percent decrease compared to 2007. When comparing 2005 and 2008, median home prices have increased 27 percent. When comparing our local market to the rest of the country, we have performed much better than many other areas. Several areas are experiencing median price drops that brought home values back to their 2005 rates; our area has far out performed that metric We still continue to have great communities with tremendous stability and promise. We expect 2009 to remain consistent with 2008 with an increased volume of transactions towards the middle of the year and an overall increase in transactions by the end of the year.” said Diane Johnson, 2009 President of the Williamson County Association of REALTORS®.

Vanessa Stalets
615-957-6333
RE/MAX Elite
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Your Franklin and Brentwood TN real estate and homes expert!

HOME SALES TRENDS REMAIN

CONSISTENT IN DECEMBER

AMAZING DEAL!

• 5,970 sq. ft., 5 bath, 3 bdrm 3 story "walk out basement" - MLS® $850,000 - 150K BELOW APPAISAL!

Jubilee Ridge, Franklin  -  A TRUE SACRIFICE AT $850,000! LISTED 150K BELOW APPRAISED VALUE! ONLY $142/ Sq. Ft! 5970 SQ FT on 5.83 ACRES! SELLER VERY MOTIVATED!
WELCOME to your Hilltop hide away! 3 master beds/ 4.5 baths w/possible 4th bed. INCREDIBLE estate nestled among the trees on almost 6 acres! VERY private home is in PRIME horse farm area&is 1 OF A KIND! Perfect for the discerning buyer! Built in 2003 this home features 3 Master suites and one POSSIBLE bedroom area on lower level. "MILES" of covered porches&a VIEW too die for! MUST SEE! No detail or expense was missed! 10' CEILINGS, CYPRESS FLOORS, THERMADOR APPLIANCES Under ground irrigation, surround sound, even outdoors, estate lights look like fairy land at night, instant hot water, back up generator, central vacuum, Rheen HVACS with programmable thermostats on each level,2 huge water heaters, Granite kitchen, sub zero, double ovens, gas burners, huge pantry, walls of windows, master bath's are all AMAZING! Lower level boasts a full bath, full kitchen, laundry area, excercise rm, tool rm, media area, dining area, pool table as well as 3 car spaces! INCREDIBLE!

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Vanessa Stalets
615-957-6333
RE/MAX Elite Brentwood TN
615-661-4400

 Brentwood TN Homes for Sale

Last Week in Review

On Tuesday, the Fed slashed the Federal Funds Rate (the rate banks charge each other to lend money overnight) by .75% to the lowest target range in history of 0% to .25%. The Fed also lowered the Discount Rate (the rate at which banks can borrow directly from a Federal Reserve Bank) by .75% down to .50%. In the past, Bond pricing and home loan rates have reacted negatively to these types of Fed cuts due to fears that inflation will increase. But during this history making week, things were different...

First, the Fed's Policy Statement included their intentions to purchase as much as $600 Billion of debt issued or guaranteed by Fannie Mae, Freddie Mac and other government-backed mortgage businesses in a direct effort to help lower home loan rates. Additionally and as mentioned, Fed cuts typically lead to inflation - the arch enemy of Bonds and home loan rates, but this time the Fed stated that inflation pressures have currently diminished appreciably and is expect inflation to moderate further in coming quarters. This comment rings true after seeing Tuesday's inflation-measuring Consumer Price Index report, which showed that consumer prices dropped more in November than any other month since record keeping began in 1947. In response, home loan rates dropped to the lowest levels that have ever been seen.

In other history-making news from the week, the auto industry finally received some relief on Friday, as President Bush announced a deal that will provide GM and Chrysler with $13.4 Billion worth of government loans in exchange for restructuring. Ford has more cash on hand than the other two, and has said it should be able to avoid tapping into federal dollars unless weak auto sales continue longer than expected into 2009. While this announcement is good news for the economy and initially gave Stocks a boost, it did little to quiet the volatility in the markets...but home loan rates still closed out the week at record low levels, and improved by about .25% from the previous week.

With home loan rates at historic lows, there has never been a better time to examine your own home loan situation and plans for the future. Sometimes human nature drives people to be a little greedy and attempt to wait for even lower rates before acting...but the opportunity cost of missing the savings that could be benefited from right now - by waiting for something that may never happen - could quickly mount up into thousands of dollars. Take a minute and get in touch with me. Let's take a look at your situation, and ensure you are saving all the money that you can, and positioned correctly for your future home and financial plans.

SPEAKING OF PLANNING AHEAD - MANY FOLKS ARE HOPING THAT THEIR TAX REFUND WILL BE ENOUGH TO HELP PAY OFF HOLIDAY PURCHASES. BUT WOULDN'T IT HAVE BEEN BETTER TO KEEP THAT REFUND MONEY IN YOUR OWN POCKET IN THE FIRST PLACE...WHERE IT BELONGS? CHECK OUT THIS WEEK'S MORTGAGE MARKET VIEW FOR AN IDEA THAT CAN BENEFIT YOU RIGHT AWAY!

Forecast for the Week

The Mortgage Market View...

The Week's Economic Indicator Calendar

COURTESY BILLY WINFREE VICE PRESIDENT PINNACLE FINANCIAL 615-743-8397
*Permission to re-publish*
The material contained in this newsletter is provided by a third party to real estate, financial services and other professionals only for their use and the use of their clients. The material provided is for informational and educational purposes only and should not be construed as investment and/or mortgage advice. Although the material is deemed to be accurate and reliable, we do not make any representations as to its accuracy or completeness and as a result, there is no guarantee it is not without errors.

Brentwood TN Real Estate and Homes 

Vanessa Stalets

615-957-6333

RE/MAX Elite
615-661-4400

Serving your real estate needs in Brentwwod TN, Franklin TN and Nashville TN areas!

Getting Your Brentwood TN Home Ready for Winter ,

As winter approaches and the temperature changes it’s time to start preparing your home for winter. Beyond the usual provisions such as the sprinkler system or remedying any drafts, there is the consideration that you will be spending a lot more of your time indoors. You will want to make the inside of your home as comfortable as possible for the indoor season.

In the winter the furnace is the beating heart of your home. Check the filter, clean or replace if it’s old and dusty. Make sure it is in good working order, the middle of a freezing snowstorm is not the ideal time to find out there is something wrong with your furnace.

Make sure your carbon monoxide detectors work, if you don’t have one, get one.

Before you start closing up your home for the winter, this is a good time to give it a good cleaning. Get the small, dusty areas and scrub them well, so you can start the winter in a clean, fresh environment.

Consider the humidity. Winter air can be dry and that can not only make you uncomfortable but can wreak havoc on the wooden furniture and floors in your home. Before you buy one however, do a bit of research. Make sure it is energy efficient and relatively easy to use and fix.

You will also need to weatherproof your doors and windows, to keep the heat inside and the drafts out. Install door sweeps along all of your outside doors. Sweeps use rubber to form a tight seal with the floor and create a barrier to the outdoors. For windows there are a lot of options. You can use removable caulking, the old standard plastic cover or even heavy drapes if you don’t want to seal up the window.

Lastly, don’t forget to make the space cheerful. Use plants, candles maybe even some potpourri to keep the atmosphere pretty as well as lively.

Whether you are ready to buy or sell a home in Brentwood TN,

Call Vanessa Stalets, your Brentwood TN Homes expert!
Brentwood TN Homes for Sale

Email Vanessa

Visit my website at http://www.vanessastalets.com/

HOME SALES IN GREATER NASHVILLE

REMAIN SLOW IN NOVEMBER

©Copyright 2007-2011 GNAR.

Vanessa Stalets
615-957-6333
RE/MAX Elite
615-661-4400

Brentwood TN Real Estate

Brentwood TN Finance

Last Week in Review

Forecast for the Week

The Mortgage Market View...

The Week's Economic Indicator Calendar

Vanessa Stalets
615-957-6333
RE/MAX Elite
615-661-4400

Brentwood TN Homes for Sale

Brentwood TN Real Estate and Homes for Sale

Foreclosure is a very stressful ordeal.  Many homeowners that are facing foreclosure avoid dealing with the facts that put them into this situation in the first place.

While there are some home owners that knowingly engage in mortgage fraud and never intend on making a single payment, most homeowners are honest people who have simply been caught in unfortunate circumstances. 

Many homeowners facing foreclosure have made payments faithfully for years, but they find themselves in a situation where they are simply unable to make the payments anymore.

There are numerous reasons why home owners can be facing possible foreclosure.  Job loss is one of the most common.  Having a sudden illness or medical emergency can also be reasons for not being able to make house payments on time. There are other extenuating circumstances, such as divorce or the inability to pay an interest rate that has increased.  No matter what the cause for the situation, there are several steps you can take in order to avoid foreclosure on your home.

The best defense is a good offense.  Don't ignore the situation.  Don't just toss the letters from the mortgage company into the garbage and avoid phone calls.  If you know that something is happening and that you will be unable to pay your mortgage payments on time, the very first thing that you should do is call your mortgage lender!

The second thing to remember is that your mortgage holder does not want to foreclose on you.  Most mortgage lenders want to work out some sort of payment schedule so that you can keep your house and they will be able to get their payments.

Be honest with the mortgage company.  Let them know what your situation is and when they can expect to have a payment.  Your main goal is to keep the mortgage company from filing a Notice of Default.  If a lender files a Notice of Default, your options are severely limited, so you need to take control of the situation and make the first move toward finding a resolution.

By contacting your mortgage company and requesting time to make up the payments that you have missed, you will be well on your way toward avoiding foreclosure!

Brentwood TN Homes

Vanessa Stalets

615-957-6333

RE/MAX Elite

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Brentwood TN Homes

Mortgage bond prices rose last week pushing mortgage interest rates lower. Trading remained volatile as trading was thin amid the shortened holiday trading sessions. Mortgage bonds rallied nicely following the announcement that the Treasury and the Federal Reserve will spend $800 billion to help the ailing credit markets (details in article below).

For the week, interest rates on government and conventional loans fell by about 1.625 discount points.

The employment report Friday will be the most important data this week. Look for any additional moves by the Fed, the US Treasury, and legislative developments to also result in mortgage interest rate movements.

$800 Billion

The US Government finally took a needed step to stabilize home prices and help lower mortgage interest rates with the announcement of a new $800 billion spending plan. While rates on Treasury bonds had pushed historically low over the past few weeks, rates on mortgage bonds were way behind. The housing market remains in peril and the demand for mortgage bonds is not as strong as the demand for Treasuries. Fortunately, the Federal Reserve announced it would purchase $500 billion of mortgage-backed securities and another $100 billion of debt from Ginnie Mae, Fannie Mae, and Freddie Mac. This spending is an effort to improve the credit markets so businesses and consumers can get loans. Treasury Secretary Henry Paulson said, "This lack of affordable consumer credit undermines consumer spending and, as a result, weakens our economy." The Fed will also make $200 billion available to help with the consumer debt market. The initial reaction to the plan was very favorable for mortgage interest rates. The financial markets were relieved that something was done to address the housing industry.

Keep in mind that despite the recent improvements the housing sector still remains troubled. It will likely take more efforts to resolve the credit freeze. Expect more market volatility.*permission to re-publish*
Courtesy Tonya Esquibel WR Starkey Mortgage 615-300-0794

Brentwood TN Homes for Sale

Vanessa Stalets
615-957-63336
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Details Photo Gallery View Rooms Brentwood (Tennessee, US - 37027) MLS® $435,500 Best Brentwood TN Value!

Quick Links Virtual Tour Request More Info Mortgage Calculator Show Map Email Listing Schedule A Showing Attachments View Listing Brochure

"Brentwood TN, Scales Elementary Zoned!" More Photos » Satellite View » RE/MAX Elite   Vanessa Stalets Email Vanessa   Phone: 615-661-4400 Cell: 615-957-6333 Fax: 615-837-9502   Details Address: 1003 Highland RD Type: Residential Style: 2 Story "Contemporary" Bedrooms: 4 "MASTER SUITE DOWN" Bathrooms: 4 "3 FULL 1 HALF" Garage: Double, Attached "PLUS PARKING FOR 4 MORE!" Basement: No "CRAWL" Size: 3,100 sq. ft. "UNDER $150/SQ FT!" Lot Type: Rectangular Lot Size:  1.1 acres  n/a "GORGEOUS - TONS OF TREES!" Has Suite: Yes Year Built: 1977 "RENOVATED" Taxes: $1,730.00 (2007) MLS®: 1007148   Description UNDER $150/SQ FT in Brentwood TN! Home for sale in Scales Elementary school zone! Most sought after area in Middle TN! 4 bedrooms with master suite downstairs, 3 full baths and one 1/2 bath powder room. Approx. 3100 SQ FT, 2 story home with 2 car side entry garage and parking pad for 4 more all on 1.10 ACRES! Invisible dog fence, large patio and back deck great for entertaining! Master has enclosed private deck as well, includes hot tub. Vaulted ceilings, kitchen, family and dining open. Fireplace in living room and is open to 2nd floor breezeway.Granite/tile kitchen and master bath. Gorgeous mature landscaping, your kids and pets will LOVE this yard! Roof replaced, HVAC duct work replaced,contact agent for full list of upgrades and renovations, too many to list here!   Highlights ▪ Master w/custom inlaid hardwood floors, faux paint, incredible paneling and updated lighting! Huge private deck off master suite has hot tub that remains, seating, even windows to see amazing views! ▪ Sumptuous master bath, gorgeous custom tiled European shower and tub, sitting area, well as His and Hers vanities including granite/ custom cabinets from floor to ceiling. Fridge and T.V, great views! ▪ The master walk in closet is cavernous and has custom paneling,built in shoe racks, shelving and more! A complete and total escape from the world awaits you in this stunning master suite! ▪ Kitchen is phenomenal,more cabinets than you have ever seen! Beautiful tile floors/ back splash, granite counters, breakfast bar,stainless appliances all remain including fridge ▪ Elegant yet cozy eat in area is perfect for casual meals and has built in benches/shelves with storage! Separate pantry gives you even more room for your treasures. ▪ Family room is warm/ inviting, hardwood floors, designer colors/ lighting, vaulted ceiling with remote control fan,built in corner shelving and media center. Open to kitchen, eat in area and office! ▪ Dream office! Floor to ceiling built in cabinets are 2 ft deep, roll out drawers, shelves, built in desk for two wired for internet/cable, also has built in drawers. Stunning inlaid hardwood floors! ▪ Formal dining room is classy and contemporary all at once! Designer faux finish walls and custom lighting are a perfect balance for the warm wood floors, more closet space here too! ▪ Formal living room is a favorite place to gather! Wall of windows, hardwoods,2 story stone fireplace, vaulted ceiling and is open to 2nd level breezeway! ▪ 2nd level has upstairs master(could be teen suite or guest, in-law)plus 2 other bedrooms and another full bath! This is a must see home in the middle of Brentwood TN's most sought after area! Features Interior Features ▪ Air Filter ▪ Ceiling Fan ▪ Fireplace ▪ Hardwood Floors ▪ Hot Tub / Spa ▪ Laundry Room ▪ Skylights ▪ Vaulted Ceiling Cooling ▪ Central Air Exterior Finish ▪ Siding ▪ Wood Heating ▪ Central Electric ▪ Natural Gas Roof ▪ Composition Sewer/Water Systems ▪ Public View ▪ Hills ▪ Panoramic ▪ Woods Lot Features ▪ Deck ▪ Garden Area ▪ Landscaped ▪ Lawn ▪ Patio ▪ Shed ▪ Trees / Shrubs Appliances ▪ Dishwasher ▪ Garbage Disposal ▪ Microwave ▪ Oven Range ▪ Refrigerator ▪ Refrigerator - Bar ▪ Stove ▪ Washer/Dryer Hookup Extra Features ▪ Cable Available ▪ Garage Door Opener ▪ High Speed Internet Available ▪ Storage

Published by
Vanessa Stalets
615-957-6333
615-661-4400
RE/MAX Elite

Brentwood TN Home Mortgage Interest Rates Drop To 5.5%!

If you are thinking about buying a Brentwood TN home or refinancing now is the time!

Call me now to see how I can help make your home dreams a beautiful reality!

Real estate investors, call now for assistance!

Brentwood TN Real Estate

Vanessa Stalets
615-957-6333
RE/MAX Elite
615-661-4400

Brentwood TN Real Estate

If you are a homeowner in Brentwood or Nashville TN facing foreclosure then you are probably desperate for any lifeline that involves you keeping your home. It's not easy to handle such a complicated process all by yourself and you may be searching for expert help to get you through these tough times. There's a lot of understandable confusion surrounding the foreclosure process especially since many states still practice non-judicial foreclosure. This means that the state is not supervising the foreclosure process. So whom do you turn to, to get more details? How do you find out how much time you have before you legally lose ownership of your TN home?

A legitimate counseling agency or a reputed lawyer can help you with the right answers to these questions. Most homeowners don't know how to find a counseling service or may not be able to afford expensive legal counsel. You may find yourself being contacted by someone who seems to have all the answers to your questions and is willing to handle the foreclosure process on your behalf. He may call himself a 'foreclosure rescuer' or a 'foreclosure counselor' and offer you any number of options to save your home, from getting a second loan to offering to buy your house from you.

The rescuer, in all likelihood, is probably a scammer who is getting ready to steal your home or a substantial amount of money from you. Foreclosure rescue fraud rates are escalating all over the country. You can find a news item almost everyday about someone who was evicted from their home or a fraudster who walked away with hundreds of thousands of dollars in home equity funds. Channel 5 ran an exclusive story on just this occurrence Tuesday November 18th, 2008.

Signs featuring statements like; ‘We buy houses', 'Instant cash for your home', 'Fast cash loans', 'Refinance your mortgage', seem to be everywhere these days. They can be found nailed to a tree, hanging on a fence, mounted on a telephone poll and do nothing but advertise the scammer's phone number to a gullible public. It's difficult for authorities to take action on these scammers, since they are careful not to do anything directly illegal but operate in underhanded and unethical ways to achieve their ends.

For instance, many 'We buy houses' scams in Nashville and Brentwood TN focus on getting the homeowner to agree to a second loan. The scammer tricks them into signing over the deed of their houses under the guise of filling out a loan application. Another strategy is to offer the homeowner the option of living in their home as a renter, while the scammer buys their house at a cheap rate with the promise of selling it back to them at the end of their lease period. The con artist has no intention of selling your home back to you and will make it impossible for you to meet the terms of the contract by either raising the rent, stealing your mortgage payments, taking out a second loan on your house without your knowledge or any combination of these.

The only way to truly avoid foreclosure fraud is to be aware of these tactics and exercise caution every step of the way! Don't sign ANYTHING you don't understand, isn't clear or has a lot of blank spaces and get everything checked out by your lawyer. If you decide to sell your Nashville or Brentwood TN home contact an established real estate firm to handle the deal on your behalf. This way you'll at least get the equity left in the property after you've settled your mortgage payments and any arrears. As a RE/MAX Elite REALTOR, I am always here to be of service to you, don’t hesitate to call on me for all your Nashville and Brentwood TN real estate needs!

Brentwood TN Homes

Vanessa Stalets

615-957-6333

RE/MAX Elite

615-661-4400

Mortgage bond prices rose last week pushing mortgage interest rates lower. Trading was choppy with thin conditions surrounding the holiday. Continued global economic uncertainty remained the focus. Both stocks and bonds exhibited wild swings. The US Treasury modified the earlier $700 billion bailout plan to strengthen financial institutions that offer credit instead of purchasing troubled sub-prime mortgage assets. The change caused additional uncertainty and debate. For the week, interest rates on government and conventional loans remained nearly unchanged.

The consumer price index Wednesday will be the most important event this week. Producer price index and the Fed minutes also have the potential to result in mortgage interest rate volatility.

Volatility Likely

The likeliness of mortgage interest rate volatility this week is very high considering the abundance of important economic releases.

Each piece of data has the ability to cause volatility in the financial markets. Floating ahead of the data exposes a person to a tremendous amount of risk. It is possible for interest rates to improve if the data shows continued weakness in the economy with few price pressures. However, any surprises will likely be bad for mortgage interest rates.

Governmental actions in addition to the economic data continue to weigh upon the financial markets. We are really in uncharted territory here with the wobbly underpinnings of the economy. Credit remains tight, as lending has become more stringent. However, there still remain funds available. Real estate transactions continue to take place despite perceptions to the contrary.

The important thing to remember is that even the Treasury officials trying to shore the economy do not know exactly what the future holds. With this in mind, be cautious during these times of economic uncertainty and be ready to lock in the event interest rates spike higher.
Courtesy Tonya Esquibel WR Starkey Mortgage * Permission to republish*
Brentwood TN Real Estate 

Vanessa Stalets
615-957-6333
RE/MAX Elite
615-661-4400

Brentwood TN Homes for Sale

September 29, 2008 became a day that will be recorded in the history books. Where were you when the Dow dropped 778 points in a screaming decline that left investors breathless and America stunned? As a professional REALTOR, the state of our economy, the finance markets and housing markets impact me quite a bit. In an attempt to better educate and protect my clients I spend a great deal of time watching, deciphering and talking to industry insiders about interest rates, the bond market and the economy. That “Black Monday” of September 29, 2008 I received a frantic phone call while I was with a buyer from a colleague telling me that the bottom had just fallen out of the stock market. I spent the next several hours reading articles, listening to the television and speaking with my industry contacts. I too was stunned as I read about the major drop in our financial market, fueled by runaway fear and the failure of Congress to pass the “Bailout” earlier this week that Wall Street was sure was a no brainer.

 Immediately I began to think in terms of the consumer, the buyer and seller here, in Brentwood TN and surrounding areas. What would the impact be? How could I help? Information and a level head are the best antidotes to panic that I know. So I spent the last several days emailing and speaking directly with industry leaders and insiders about the markets and the questions that I felt would be important to my Brentwood TN Home buyers and sellers.

 Let me be clear here, I am NOT a financial analyst or advisor, nor am I a mortgage broker or an attorney. I am an affiliate Broker and REALTOR with RE/MAX Elite in Brentwood TN. So I went to those who deal with this market and the fallout everyday, an insider at a major investment firm, a mortgage loan officer for a national finance institution and a CEO/Owner of a major real estate brokerage franchise. What I asked them all was; “What are the most important actions my buyers and sellers in Brentwood TN can take in this time of crisis? What advice can you offer them?
”

My source in a major investment firm, who wished to remain anonymous, had these solid points to make. 1. Now is not the time to switch your investment portfolios from one fund to another. If you have funds that have been historically managed well, they should continue to be so. The last thing the market and the private investor need to do is start pulling from funds that should be quite safe. 2. The next point was directly to home sellers; “That offer that you just received at lower than you wanted price? Do not dismiss it out of hand. I foresee the market having more possible shake ups before the correction takes hold which could lead to further decline(at least temporarily) in the housing market. Now is the time to be realistic and if you want or need to sell your home, you need to understand and be ready to accept that you might have to do so at  a lesser amount than you wanted or you would have at another time. However, if you do need to sell, do it now! Waiting may only lead to further drops in price and loss of $$ spent in mortgage payments.”

The second industry insider I spoke with was Billy Winfree, a Senior Vice President with Pinnacle Financial Partners here in Nashville TN. Billy had this to say; “Rates are still at very favorable levels historically.  The media says it is impossible to get a loan but it is not.  It definitely is harder than it was two years ago but for buyers with good credit; stable income and some money for down payment mortgages are readily available at great terms. Sir John Templeton, one of America’s greatest investors-and actually a TN native, said "Bull markets are born on pessimism, grown on skepticism, mature on optimism, and die on euphoria. The time of maximum pessimism is the best time to buy, and the time of maximum optimism is the best time to sell."  This statement can be applied to real estate as well and should help signify that now is a great time to buy as so many people are pessimistic on the real estate market.”

The final but not least important of my contacts was one of the Real Estate Leaders in our community. Robb Campbell, Owner/CEO of RE/MAX Elite with 12 RE/MAX Elite offices in the Middle TN area including the Brentwood TN office I am affiliated with.
Robb had this to say; “Now is the perfect opportunity for the consumer to take advantage of our current market conditions and to get a great deal when purchasing a home! This window of opportunity will not last long, as soon as the market shows any sign of correction sellers will immediately raise the asking prices of their homes and this golden opportunity will be gone. A word to sellers; “If you don’t have to sell or are not moving up in size and cost, don’t sell. However, if you are looking to move up into a larger more expensive home, now is the best time of all! The hit you may take on selling your home will be repaid when you purchase your bigger home for less, thus increasing your net gain”

Last I went looking for the economic numbers in our market such as unemployment rates compared to national averages. What I found is very encouraging. Williamson county unemployment is at 4.6% and Davidson County is at 5.2%, both significantly lower than the National average of 6.1%! With big industry continuing to relocate to middle TN such as; Nissan and Verizon, Middle TN continues to be a fairly stable economic based area.

So at the end of a traumatizing and fearful week, I leave you with this; what goes down will come up! If you have reasonable expectations and are willing to trust the professional expertise of your REALTOR, now is the time to buy your first home, sell your Brentwood TN home and move up to your dream home or even sell your home to restructure your financial base! Remember, the most successful people in history saw the bright future in the midst of despair and as the Wall Street boys are pointing out now, buying in a down market is truly the way to go!

Call me now to see how I can be of service to you in ANY market!

Vanessa Stalets 615-957-6333
RE/MAX Elite 615-661-4400
Brentwood TN Homes for Sale

Brentwood TN Homes For Sale

Seniors are one of the top targets of 'foreclosure rescue specialists' for a variety of reasons. If you are a senior, you've probably lived in your home for a long time and have built up a substantial amount of home equity in the process. Even a fraction of that amount is a very attractive sum for a scammer and they may attempt to scam you out of it in a variety of ways.

It's probably not easy for you to get a loan from a lender of bank, if you are a senior facing the threat of foreclosure. It can be difficult to find somebody who will offer you a second loan on a fixed income or pension, without pledging any collateral. This is where a con artist steps in, offering to refinance your existing mortgage, typically replacing them with more expensive loans that you cannot afford to pay. When you eventually default on these payments the scammer might offer to find a buyer for you home and pocket any equity available as service fees. There are many variations of equity scams that thousands of homeowners fall prey to every year.

Another very popular scam that con artists pull on seniors features a 'home improvement' or 'home repair' hook. This type of con can even push an otherwise financially comfortable senior into foreclosure. The scammer appears disguised as a contractor and offers to make repairs on your home. They may recommend some very attractive financing options but the loans they will arrange will be out of your league or they may keep on increasing the amount you have to pay by quoting more problems they've uncovered in the course of their repairs. Defaulting on the loan or being unable to meet the rising cost of repairs can easily push you into foreclosure.

Unfortunately, seniors make very easy victims. They might not be sophisticated enough to handle complex legal issues and might be more than happy to have someone handle it for them. Many of them might be single or be widowers and may not be financially savvy. They might also be more trusting of people and more easily intimidated by fast-talking con artists. It's also easy to befriend a lonely senior, scam them under the guise of providing friendly counsel and have them sign over the deed to their house. There have been many reported cases of even family members scamming their elderly relatives.

The only way to be safe is to not fall for any of these scams. Be extremely suspicious of anyone who knocks on your door offering to save you from foreclosure by taking out another loan or who offers to make home repairs uninvited. If you do plan to make repairs, it's best to contact a legitimate contractor, check out competing bids and do a background check on the license of the contractor you decide to go with. Don't sign over the deed of your house to a friend or family member without getting some legal counsel. If you fall into the low-income category you may qualify for free legal aid.

Contact a Consumer Credit Counseling Service office or your local legal aid center to get more information on the options available to you as a senior to avoid foreclosure. As always, I am here to be of any service I can, please do not hesitate to call on me!

Brentwood TN Homes For Sale

Vanessa Stalets
615-957-6333
RE/MAX Elite
615-66104400