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Roymortgagepro's Blog

By Roymortgagepro | Mortgage Broker
or Lender in La Jolla, CA

U.S. lenders shun Foreign National buyers looking to purchase residential real estate........THIS IS A MYTH!!


I am a Foreign National specialist for the Bank I work with in California. We are a portfolio lender that offers terrific rate and terms and light documentation for International Buyers. I am able to offer financing in Arizona, Florida, Texas, California, Colorado, and New Mexico.

1.) 25% down payment up to 1 million dollars (we will go over a 1 million on a case by case basis).
2. No tax returns. We require previous 2 years income statement and balance sheet prepared by a CPA from the buyers/borrowers home country. This is huge!!
3. The four core as I call them are the easiest countries to work with; Canada, Mexico, U.K., and Australia. We will work with other countries, however, the borrower must have all documents translated into English. We are seeing much heavy demand currently from; China, India, and Eastern Europe.

Feel free to call me at (858) 531-6732 or you can email me at roy.padilla@bbvacompass.com, and we can have an open discussion on how easy our process is and how we are able to close on time without a hitch.

Thank you

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