There is no better time to start lending hard money than when the real estate is at the bottom that is clearly showed itself on http://www.lendinguniverse.com hard money brokers increase their lead purchase with 60% LTV. Market prices of homes in Roseville California seemed to bottom at about $310,000. Those properties that range in price of $558,000 or better are still not stable in some parts of town.Â Â Â
6 month ago hard brokers would buyÂ only leads under 52%-55% ltv on SFR but being more optimistic that stability of prices will pervade in local markets moreÂ and more investors are willing to look at investing in equity trust deeds. This is true mostly to business related loans commercial in nature. Owner occupied properties that are not securing business related loans are not welcomed by private hard lenders because of consumer protectionÂ laws and rules enacted by the Federal and states and which make itÂ hard to invest by exposing the investors to potential legal challenge.