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Robert Zolatn's Blog

By Robert Zolatn | Mortgage Broker
or Lender in 91601
  • Peoria Arizona Hard Money Loans

    Posted Under: Market Conditions in Arizona  |  July 11, 2010 10:58 AM  |  632 views  |  No comments

    Investor in trust deed also known as hard money lenders are therefore getting the courage to lend and that why on http://www.lendinguniverse.com where hard money brokers again buying  leads below 65% LTV. The market prices of homes in Peoria Arizona appear to reach it lowest level for the lower priced properties up to $178000. Properties ranging $320400 and more seem to be moving slightly down in the same city.   

    At the beginning of the year investors stayed below about  45%-50% loan to Value on SFR or commercial but with the fresh optimism of better market ahead more  and more investors are willing to look at investing in equity trust deeds. This is true mostly to business related loans commercial in nature. Owner occupied properties that secure non business related loans are not welcomed by private hard  lenders because of new regulations that make it extremely hard to lend by exposing the investors to future legal challenge by the borrower.

  • Lending hard money in Maricopa County Arizona

    Posted Under: Financing in Arizona  |  July 10, 2010 11:37 PM  |  643 views  |  No comments

    Hard money investors are jumping on this opportunity to pick up choice investments at very secured level that is evidence on http://www.lendinguniverse.com where commercial lenders are again purchasing leads of under 62% LTV. The real estate home prices in Maricopa County Arizona reached bottom for the lower level properties up to  $169000. Residential properties $304200 and more are still moving down in some areas .   

    Only few months back the maximum LTV about 50%-55% LTV on SFR and today with more optimistic view of the future of real estate of stabilizing the local market more  and more investors are willing to look at investing in equity trust deeds. It applies to non- owner occupied and commercial loans. Owner occupied properties are not welcomed by hard money investors because of new consumer lending regulations that make it extremely hard to lend by exposing the investors to legal challenge by the  borrower,  regardless of their equity position.

  • How to find hard money lenders in Gilbert Arizona

    Posted Under: Financing in Arizona  |  July 10, 2010 11:34 PM  |  641 views  |  No comments

    There is no better time to start lending hard money than when the real estate is at the bottom are using http://www.lendinguniverse.com where brokers who specializing in hard money are trying to buy all the leads possible that do no accede 65%. Prices of real estate depressed properties in Gilbert Arizona very much at 6 years low of  $200000. Residential properties $360000 and higher are selling at more discounts in part of city.   

    At the end of 2009 hard money investor would not consider anything above 50% LTV on any real estate but since no longer afraid and brighter future that stability of prices will pervade in local markets more private lenders are willing to look at investing in equity trust deeds. This is only true to non owner occupied, owner occupied properties securing business loans. Consumer loans secured by the principal own dwelling are not favorable by brokers and investors of private money because of consumer protection  laws and rules enacted by the Federal and states and which make it  hard to invest by exposing the investors to potential legal challenge.

     

  • Lending hard money in Chandler Arizona

    Posted Under: Financing in Arizona  |  July 10, 2010 11:26 PM  |  707 views  |  1 comment

    This create a very desirable playing field for hard money lenders to invest again that is clearly showed itself on http://www.lendinguniverse.com brokers of hard money loans are buying more leads that are under 70% LTV. Foreclosure properties’ prices in Chandler Arizona are trading at 5 year  lows of $205000. Properties that are $369000 and more shows no sign of stabilization yet.   

    Only few months ago hard brokers would buy  only leads under 50%-55% Loan -to- Value on any real estate but with the fear subsided and being more optimistic of stable real restate more and more investors are seeking the security and high return associated with  investing in equity trust deeds. This is true to business related loans secured by commercial or residential real estate. Consumer loans secured by the principal own dwelling are being considered with reservation by investors and private lenders because of many  consumer protection rules which make it  hard to invest by exposing the investors to future legal challenge by the borrower.

  • How to get hard money loans in Glendale Arizona

    Posted Under: Financing in Arizona  |  July 10, 2010 11:21 PM  |  637 views  |  No comments

     

    Jumping on the opportunity to earn 10%-12% or more on very secured deals, are old time hard lenders and new private investors that can be observed on http://www.lendinguniverse.com hard money brokers double and triple their lead purchases of under 63% LTV. Market valuation of real properties in Glendale Arizona reached bottom for the lower level properties up to  $125000. Real estate ranging $225000 and better are still trading down every month.    

    Few months back would stay away from mortgage leads higher than 55% LTV on most real estate (and 30% LTV on land) but being more optimistic of relatively stable local market more hard money private investors are willing to invest part of their retirement or saving in equity trust deeds. This is only true to non owner occupied and commercial loans. Consumer loans secured by the owner occupied house  are not favorable by investors in private equity loans because of numerous  consumer protection legal rules which make it  hard to invest in such transaction by exposing the investors to potential legal challenge.

 
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