This create a very desirable playing field for hard money lenders to invest again and that the reason that on http://www.lendinguniverse.com hard money brokers again buying leads that are under 70% LTV. The maiden real estate home value of Anaheim California reached bottom for the lower level properties up to $375000. Real estate ranging $675000 and more shows no sign of stabilization yet.
Few months back investors stayed below 45%-50% loan to Value on SFR or commercial but with the renewed optimism of more stable prices more investors are looking at the equity and security commercial trust deeds provides as solution to edge against inflation. This is true mostly to business related loans commercial in nature. Consumer loans secured by the principal own dwelling are not favorable by hard money investors because of numerous consumer protection legal rules which make it hard to invest by exposing the investors to potential legal challenge.