Private hard money lenders are in better frame of mind to lend and that the reason thatÂ on http://www.lendinguniverse.com hard money brokers increase their lead purchase with LTV 65% or better. The latest real estate properties in Anchorage Alaska hovering at lows of aboutÂ $289500. Homes ranging $521100 or better are experiencing slight reductionÂ in prices.Â Â Â
Last year hard lender would lookÂ only on loans leads below 47%-55% LTV on SFR or commercial real estate but now that the fear is gone and being more optimistic that no farther catastrophic declined in the local market more investors are looking at the equity and security inherited provided as the best solution to edge against inflation. This is only true to business related loans commercial in nature on non owner or owner occupied real estate. Consumer loans are mostly avoided by hard money investors of private funds because of new consumer protection rules which make itÂ hard to lend by exposing the investors to future legal challenge by the borrower.