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Robert Chomentowski's Blog

By Robert Chomentowski | Mortgage Broker
or Lender in San Diego, CA

FHA loan limits in California for 2012

FHA loan limits in California are very generous in 2012.  In fact they are the highest of any type of standard low down payment loan, including conventional.  In many counties in California you can purchase a home up to $756,000 with a 3.5% down FHA home loan.  Below are the FHA loan limits in 2012 for some California counties:

  • Riverside: $500,000
  • San Bernardino: $500,000
  • Santa Clara: $729,750
  • Contra Costa: $729,750
  • Alameda: $729,750
  • San Francisco: $729,750
  • Los Angeles: $729,750
  • San Diego: $697,500
  • Orange County: $729,750
Read more at:  http://socalfhahomeloans.com/2012-fha-loan-limits-in-california/ 

So as you can see, you can buy even higher end houses with a 3.5% FHA loan in California.  Please feel free to call me at 858-922-7899 or email me at homeloan8@gmail.com if you have any questions about home loans in California.

Below are some highlights of FHA loans in California today:
  • FHA loan down payment is 3.5%
  • FHA loan requirments allow a gift for this 3.5% down payment
  • FHA loan guidelines allow for a non-occupany co-borrower
  • FHA loan credit score does not have to be perfect, call us and we will assist you with your credit
  • FHA loan interest rates are STILL at shocking record lows

Warm Regards,


Rob Chomentowski

Sr. Loan Officer



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