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Rich Jones' Blog

By Rich Jones | Agent in Newberg, OR

What's a Home Owners Association?

Most newer neighborhoods, townhomes (or “attached” housing), and all condominiums have Homeowner’s Associations, but always check to be sure.  See our Lesson Is it a Condo, Attached, or Detached Home?

A homeowner’s association, or HOA, is made up of everyone who owns a home in the development. A “board” of directors is elected, and they uphold the rules for the neighborhood. These rules are called “bylaws” or Covenants, Conditions, and Restrictions (CC&Rs) and cover things like pet restrictions, rental rules, parking, noise levels, use of common property, etc.

The board (or management company hired by the board) collects dues from homeowners to pay for certain services. Here are some things that dues may cover:

  • Water
  • Sewer
  • Garbage
  • Clubhouse
  • Pool
  • Parking areas and driveways
  • Exterior building maintenance
  • Landscaping
  • Exterior lighting
  • Liability insurance
  • Cable TV

Not every HOA pays for all of these things. Every HOA is different so you absolutely must read all of the rules and regulations for the community.  For example, you can be fined or even taken to court if you continually violate the HOA rules or fail to pay your dues

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