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Hi I’m Rich Iacovetta your mortgage broker in San Jose, CA with RMI Lending. Perhaps you or someone you know is planning to buy a house in San Jose soon. You may be excited and also a little bit nervous because a lot needs to done usually over the course of 30 days in order to make sure your loan closes on time. Oftentimes the house you love will get multiple offers on it. But if you can leverage your offer as the best one, chances are the seller will accept yours over all the rest. One of the ways you can do this is by closing in the shortest time possible. What if you could guarantee that your escrow closes in 18 days or less from start to finish? What this means, is that by being proactive and organized prior to putting in your offer, I can ensure your loan closes in 18 days or less. Here’s how I do it. Once we connect either by phone or email , you’ll get a list of all the documentation the bank will want to see when they underwrite your loan file. This is standard with any bank or mortgage company you decide to work with. The reason why the typical mortgage broker in California take 30 to 60 days to close is because they don’t take the time to review your credit report, tax returns or bank statements thoroughly enough to ensure a clean loan submission upfront to avoid having to provide additional conditions later on in the process. I’ll make sure all the i’s are dotted and t’s crossed up front so that we don’t need to chase down last minute items that could jeopardize your closing. If you want to know exactly what documentation you will need before making an offer on a home in California, and for more information about the perfect 18 day close, click on the Perfect 18 Day Close link below. Thanks for watching.

Click HERE to see what you need to close escrow in 18 days