Housing Purchase Assistance Program (HPAP) provides down payment and closing cost assistance to first time low/moderate home buyers, purchasing single family homes within the City of Rochester. Program grants of up to $5,000
are available, pending funding availability.
Eligible costs include: NYS mortgage tax, bank and buyer's attorney fees, recording fees, private mortgage insurance, title insurance, school and real estate taxes (up to 14 months), up to 30 days pre-paid interest, application fee, appraisal fee, credit check, home buyer education, home owner's insurance policy, tax service fee, equalization, buyer's title insurance, lead paint inspection, HQS/energy assessment inspection and home inspection.
A minimum personal investment of $1500 is required. A lien is placed against the property for the 5-year required residency period.
The Home Store
265 N. Clinton Ave.
Rochester, NY 14605