Do I Need A Financial Coach?
My first "one on one" in our newly formed networking group, "Cowtown Netweavers" is
a very sharp andÂ impressive young lady Robyn Lindsey with Primerica.Â
I had not heard of the company but Robyn made a very nice presentation
about herself and how she is passionate about helping people get their
finances, big or small on track.Â I have taken information from the
Primerica web site that explains what they do and how they help all of
us do a better job of managing our finances.
Primerica, Inc. (Primerica), headquartered in Duluth, Georgia, is the largest
independent financial services marketing company in North America,
with approximately 100,000 licensed sales representatives. Primerica
representatives assist their clients in meeting their needs for term life
insurance, underwritten by the companyâ€™s subsidiaries, and mutual funds,
variable annuities and other financial products that are provided through
third parties. The Primerica distribution model uniquely positions the
company to reach the under served middle-income market in a cost effective
manner. As a result of this successful model, the companyâ€™s
subsidiaries today insure more than 4.3 million lives and more than 2
million clients maintain investment accounts with PFS Investments, Inc.
Primerica is traded on The New York Stock Exchange under the symbol
â€œPRIâ€. Our distribution model is designed to:
How Money Works
When it comes to finances, how much do you know?
If youâ€™re like most people, you probably know little about personal
finance. Perhaps you think long-term security is impossible on your
income. But, the truth is, no matter what your income level, you can
achieve financial security. You just have to take the time to learn a
few simple principles about how money works.
Financial education is for everyone
Primerica is about education. We believe that there are no â€œsecretsâ€
to financial securityâ€¦ and financial education isnâ€™t just for the
wealthy. Primericaâ€™s goal is to educate hardworking families â€” just
like you â€” on simple concepts that can change your financial future
Do you know when you need life insurance the most? How about saving
for retirement? Do you know how much something really costs when you
put it on your credit card? Taking a few moments to learn some simple
concepts about how money works can save you from financial headaches
According to the Theory of Decreasing Responsibility, your need for life insurance peaks along with your family responsibilities.
When youâ€™re young, you may have children to support, a new mortgage
payment and many other obligations. Yet, you havenâ€™t had the time to
accumulate much money. This is the time when the death of a breadwinner
or caretaker could be devastating and when you need coverage the
When youâ€™re older, you usually have fewer dependents and fewer
financial responsibilities. Plus, youâ€™ve had years to accumulate wealth
through savings and investments. At this point, your need for
insurance has reduced dramatically, and you have your own funds to see
you through your retirement years.
If you are in the Fort Worth, Texas area don't hesitate to contact Robyn Lindsey email her at...Â email@example.com
I guess I do need a financial coach!