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Raul Rubio Guevara, ABR, CRS, GRI, e-PRO's Blog

By Raul Rubio Guevara, ABR, CRS | Agent in 63473

Nine ways to partner with mortgage lenders to capture an untapped market niche of loyal clients!

Have you ever wasted a lot of time, energy, and gas driving prospects all over town showing homes only to discover they failed to obtain the all mighty letter of loan approval because their credit scores were under 690?  Do not give up on them, prematurely.  There is hope and opportunity here!  Our role as trusted advisors and passionate advocates is to help more families achieve the American Dream.


You get ahead in life by helping others!  During these troubled times in the housing market, we must passionately remain focused on keeping the doors to homeownership open to more than a privileged few.  Homeownership is the symbol of the American Dream.  Working families dream of owning a home and raising their children in stable, safe and attractive neighborhoods.


I am a magnet for the 85 to 95% of people stuck in a credit rut with subprime credit scores.  80% of people that do not qualify for a mortgage have the income but NOT the credit to buy.  The average American has a FICO score between 530 and 620 with 5 to 25 adverse accounts. 


Mortgage lenders and unqualified home buyers are an untapped market niche for realtors!  During these troubled times, we must think outside the box to grow and expand our real estate business.  Address the needs of mortgage lenders and unqualified home buyers to plant the seeds for a profitable future in 2010 and beyond.  Don't Miss Out on This Important Business-Building Tool to increase closing transactions, educate and multiply homebuyer clients and mortgage lenders, and develop lasting relationships using top of the line technology! 


1. Make your career more rewarding than ever!  Become a Credit Repair Specialist. Partner up and request all the mortgage lenders in your community refer all the prospective home buyers they could not qualify for prime loans to you to repair their credit profiles. 


2. Generate active buyer prospects!  Assure the mortgage lenders you will return their clients for the home loans after you have improved their credit.  You will gain the mortgage lender’s trust, confidence, respect and business because they made an unexpected loan and you made a sale.  This is a win-win situation that will help grow your business exponentially. 


3. Offer your clients and prospects advice and tips on credit repair to position you as an expert in the real estate community.   An informed consumer is an educated consumer.


4. Refer your unqualified homebuyers to or partner up with a nationally recognized credit repair company that has been in business for years.  Make sure to look for the following qualifications:

· Licensed and bonded in all 50 states and Canada

· Knows how to dispute credit reports in a way that has produced proven results, generally within about 90 to 180 days – sometimes sooner and sometimes longer

· Stays with your client for a full 12 months

· Provides unlimited deletions

· Has a 95% success rate with a state of the art computer tracking system

· Guarantees its service where if they do not improve your client’s credit profile, they will refund their money!


5. Remove negative items from your unqualified homebuyers credit reports such as unpaid collections, charge-offs, repossessions, bankruptcies, medical bills, foreclosures, tax liens, civil liens, judgments, student loans, credit card debt, inquiries, slow pays, old addresses and all incorrect names, social security numbers and birth dates.  


6. Repair unqualified homebuyers credit scores by 120 to 220 points and you will help them repair their lives, save time and live better.  Your expanded technical assistance will create undying loyalty, referrals and clients for life as you guide them through the complex credit repair, mortgage and home buying process. 


7. Convert buyer prospects into closed business.  Return the unqualified homebuyers to the mortgage lender you partnered up with.  With a good credit rating, your clients can now finance their dream home with a lower interest rate and an affordable payment plan.  The Fair Credit Reporting Act gives you the legal right to dispute items on their credit reports that may be inaccurate, out of date, incomplete or unverifiable. 


8. Profit from mortgage lender partners!  Only 2% of Americans have a score above 750.  Now your mortgage lender partners are more likely to become outstanding referral sources and send you preapproved homebuyers that have excellent credit scores as a token of their appreciation for increasing their closings. Fantastic!


9. Refer five clients and I will do your credit repair for FREE!  Send me five more clients and I will do your spouse’s credit repair for FREE.

In today’s market you have to hold a competitive edge in order to maintain your customers’ satisfaction and assurance of return business. 


A good credit repair company can provide another tool in your toolbox to preserve and enhance your good name and help you establish a lucrative real estate business while increasing your number of satisfied clients.  See you at the top!


Some things in life are simple...credit repair is not one of them.  Getting your credit repaired is an involved process.  My job is to make it as easy, carefree, & rewarding as possible for you.  Call or E-Mail me to help with any of your credit repair needs.  Visit my Website for answers to your questions, to make referrals or expand your business.


Raul Rubio Guevara, Realtor®, MPA, ABR, CRS, GRI, e-PRO, NVSI, Talking House, Bilingual Agent, TRW Credit Group Account Manager, Agent # TW02450  Website www.trwcredit.net/raulguevara


Your Real Estate Consultant For Life! Marketing Your Home For All It's Worth!
Great Plains Realty, 5934 SW 47th St. Topeka, KS. 66610
Cellular: 785-640-7654 Fax: 785-783-7709 Office: 785-783-7055
www.RaulGuevara.com; E-Mail: RealEstate@RaulGuevara.com

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