We Know Woodbridge Virginia!

The answer to that is I would think twice before you do. The reason is you are still responsible for the home up until settlement, even if the short sale is no approved and you ultimately loose it and it goes to foreclosure.

If you do leave you run the risk of the bank just ordering the locks be changed.  Can you even imagine? This is your property! One day you arrive to check on your home and you can't get inside.

It seems it is happening more and more. I read a blog post recently that sheds some light on this situation. Click on the following link to read and attorney's position on this situation Stunning Violations of Fundamental Rights -Banks Breaking into homes.

What would you do? If you came
home to see this on your 
front door? 

I personally have experienced this first hand on  two separate occasions this year. Two homes we had listed for Short Sale were and under contract pending settlement.In our case in both instances, a locksmith (and I use that term loosely) called my cell phone with a private number to state they had a work order to change the locks on the property. I explained that the home is safe, secure and Under Contract as you can see by the sign in the yard and pending settlement. The water is off, and myself and the owner check the home every few days. We are just waiting for bank final approval on the short sale.

That reasoning did not work. By the time I arrived at the home in both cases the locks were changed.

The banks position is the home has been abandoned. When in fact that is not the case at all. In both cases the banks missed the settlement date and had not issued short sale approval yet. If a home has not been abandoned and the owner is still caring for the property the bank has no legal right to change the locks.

I am pleased to say in both cases both homes did go to closing and both homeowners are ever so thankful that they had trusted in Erick and Company and our staff to help them every step of the way. 

If you are worried about your situation?  Find you are falling behind or worried that you might?  Please consult with a Realtor who knows how to handle short sales and can guide you through the hurdles and speed bumps along the way to closing. Remember, it is best not to leave your home, until your short sale is Approved, you are still responsible for the home.

  Don't hesitate to call me 703-851-3085 or contact me by email 

Check out the current short sale inventory in the area right now Click Here

Contact Peggy James or Erick Blackwelder  of Erick and Company - Exit 1st Choice Realty,14029 Crossing Place,Woodbridge Virginia 22192. Realtors®, call 703-851-3085 (Peggy) or 703-590-2252 (Office) to list your property for sale or to purchase a property in Lake Ridge, Westridge, Old Bridge Estates, River Falls, Middle County, Manassas, Montclair, Dumfries, Occoquan, Dale City, Gainesville area's,

I listen intently to their reasoning and then we move on and we begin to search for homes and area's that they have their hearts set on. However, I always listen to what they are hoping to find. It as this point in the buying process, that I truly believe the purchaser may not be saying" NO", as much as they may be saying" I don't Know." ( They do not know enough to make an informed decision).

Dale City Virginia is not only a place,the postal service recognizes it ,as an entire zip code area.That zip code is 22193. So when you are searching onFranklyMLS.com or Realtor.comThis a very old community started way back in the 1950's. It stretches from I-95 to Hoadly Rd in Woodbridge Virginia. That stretch is almost seven miles. The closer you are to I-95 you will drive through older neighborhoods with little homes and old townhomes and strip malls up and down the road. The vision or memory peg most folks have of Dale City are homes such as the one to the right.

Fast forward to 2005 and beyond.Homes in the 22193 zip code area have not only risen in price but in quality as well. Over the years builders snapped up land in the 22193 zip code area because it was affordable. Located between Quantico and Ft Belvoir and within driving distance to the Pentagon made this area a very sought after area for those at the nearby military bases, and for those who commute to DC everyday.

So when searching for your home, make sure you hire an agent who knows the area well.Someone who will not just open doors to the homes you find, someone who will actively help you find he home you are dreaming of owning.  The reason,if you have your heart set on high ceilings, luxury bath, hard counter-tops, a big back yard and a spacious home,then you do not have to settle for anything less, just because you didn't KNOW where the homes were and what the neighborhoods were like. You will kick yourself if you learn later, just a mile or so down the road was the homes of your dreams! Dale City Virginia isn't the Dale City Virginia you remember. For those of you who are pre-approved for a home loan of $350,000 to $600,000, these are some of the neighborhoods where you will find everything you are looking for and more. Cardinal Crest,Cardinal Crossing, Cardinal Point, White Oak, Colony Woods, Cardinal Station, Cardinal Ridge, Minnieville Manor, Sequioa (contemporary homes!), Lake Terrapin, Manors of Ridgefield, County Center, Saratoga Hunt, Dale City, Beau Ridge Estates,Stratford Glen, Westwind,Winidng Creek ,Rutherford Day and Spriggs Run Estates.

Is this what you have in mind? Both of these homes are located in a neighborhood classified as Dale City Virginia. Look what you have been missing!

Just down the street from these homes is the County Center Complex, the farm team for the Nationals Baseball Leaque, Harris Teeter Shopping Center, Starbuck, I-Hop, Moe's Southwest Grill, Ruby Tuesdays and more..

 Remember to hire a A good buyer agent who will listen carefully to what you are saying you want.

I'm only a phone call away. Send me an email and let me know what you are looking for.

I know  Erick or I can find your Dream Home!

Call  703-590-2252 today or  contact me by email 

Contact Peggy James or Erick Blackwelder  of Erick and Company - Exit 1st Choice Realty,14029 Crossing Place,Woodbridge Virginia 22192. Realtors®, call 703-851-3085 (Peggy) or 703-590-2252 (Office) to list your property for sale or to purchase a property in Lake Ridge, Westridge, Old Bridge Estates, River Falls, Middle County, Manassas, Montclair, Dumfries, Occoquan, Dale City, Gainesville area.

Have you started dreaming about moving? Maybe your current home is too small, or you just want a different lifestyle than the one you have now. You would love to sell, and buy another home, however the thought just seems overwhelming. Well it doesn't have to be. I thought maybe if I were to share with how a Realtor coordinates all of that for you maybe it would ease your mind. Grab a cup of coffee... and take a few minute to watch

Take the first step today- contact a local loan officer and get pre-approved.

• Markita Aldridge Woods -Westar Mortgage For More Information Click Here
• Tom Halfpap- Suntrust Mortgage- For More Information Click Here
• Mark Edwards- PNC Bank For more information Click Here