The Roof Over Your Head Can Dampen Your Deal Part 4
In the previous 3 Parts of this series we discussed how drainage issues can kill a real estate transaction and how the related damages, costs, time, inconvenience and frustration can burden a homeowner, buyer, seller, Real Estate Professional, Lender and Home Inspector.
These issues if not disclosed and addressed from the onset of a real estate transaction can and often do end up in a very costly and time consuming lawsuit that in the end can cost everyone except the attorneys and their team of expert witnesses a lot of time money and energy.
In this, Part 4, we will address the costly issues resutling from the lack of something as easy as a little PRO ACTIVE DEFERRED MAINTENANCE on one of the most important items of your home; THE ROOF OVER YOUR HEAD.
There are several large trees on this lot with large threatening branches overhanging and very close to the roof. This situation caused a tremendous amount of damage to various roof, fascia, siding and trim components on this home as is evidenced in these photos.
To add further pain one of the branches from the tree above actually broke and fell onto the roof breaking some of the roof trusses which are the structural framing members forming the gable or the ridge where the two sides meet. This caused extensive and very costly damage resulting in thousands of dollars in repair.
Unfortunately insurance companies do not cover damages caused by long term ware and tear or neglect so it falls on the homeowner or worse yet a new owner.We all know where this will end up and it can get real ugly.
These leaves, branches and debris fall almost 24/7 thereby building up and collecting in cracks, on top of the roof and awnings, on and around the window and door trim. Additionally, the fall ends up clogging the rain gutters which causes the runoff to overflow down the siding and around and under the structure thereby causing and exacerbating drainage issues.
Once damp, a result of rain, dew and trapped moisture, it begins to develop a sludgy and sticky like pudding fungus in the openings of the roof material be it shingles as in the photo above, wood shake or tile.
This is an open invitation for mold and mildew as well as a way for the dampness to permeate into the cavity (attic) between the roof and the ceiling resulting in extensive exterior and interior damage.
In the photo above a tree had to be removed because of ongoing wind whipping of branches on the roof and siding of the home. The damage to the fascia although it appears only cosmetic allowed water to eventually seep into the interior causing damage to the wall studs, insulation and interior siding.
What looks like and should have been a very minor damage and repair project actually turned out to be a very costly one in the end as this neglected issue was exacerbated by extensive damage to the exterior wall cavity and the interior paneling and unhealthy mold related issues.
The photo above shows a prime example of the direct damage that the overhanging tree branches combined with the wind whipping of large branches slapping against the various parts of the structure, fall of branches, leaves and debris turning into a grimy residue and running down, over, behind and around the fascia and misc. trim thereby leading to premature deterioration and decomposition of many structural and cosmetic components of the home.
The photo above shows what can happen as a result of wind driven rain peeling back the leading edge of roof shingles. As you can see there is also evidence of attempts to mitigate potential damage with a futile attempt at caulking and sealing. But eventually Mother Nature had her way.
The small little cracks around the skylight in the top photo albeit looks relatively harmless ended up causing the mess you see in the photo below.
This was just the damage on this side of the wall. The damage on the other side directly below the skylight was even more extensive. That photo could not be shown as it is evidence in a pending non disclosure case I've been retained on.
The upper photo shows a vent with the edge bent up and that has pulled away from the gray mastic (sealing material) as seen on top of the roof shingles. Once again what appears to be rather insignificant to the average lay person ended up costing thousands of dollars in repairs.
The lower photo is actually about 5 feet from the open vent. However with very costly destructive inspection (removing roof, insulation, ceiling and wall material for further forensic study and evaluation) it was clearly evident that the ceiling and interior damage was directly related to the vent issue.
The damage in this series of photos could have been prevented very easily with simple proactive mitigation and preventative maintenance.
Instead years of neglect and just plain ignorance of proper construction protocol allowed what you see in these photos combined with inherent drainage issues to manifest into a total loss for dozens of homeowners.
This resulted in a major lawsuit and an award of several millions of dollars in direct repair and replacement costs as well as a sizable award for punitive damages.
Don't let this happen to you. A thorough home inspection can and usually does save all the stakeholders a lot of time, money, pain and aggrivation.
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