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Neena Vlamis' Blog

A and N Mortgage Services

By Neena Vlamis - Lender | Mortgage Broker
or Lender in 60076
  • FHA Loans

    Posted Under: Financing in Lincoln Park  |  March 6, 2012 8:45 PM  |  270 views  |  No comments
  • New web page!

    Posted Under: Financing in DePaul  |  March 2, 2012 6:21 PM  |  4,261 views  |  No comments
  • Does a property need to have appliances in order to receive conventional financing?

    Posted Under: Home Buying in Chicago, Property Q&A in Chicago  |  March 2, 2012 1:13 PM  |  307 views  |  No comments

    • Other bathroom(s), if not functional, must be escrowed for repair.

    • A fully functional kitchen with appropriate appliances (i.e., sink, cabinets, utilities to support a stove and refrigerator).

    • Stove and refrigerator do not need to be present if they are not a built-in, as non-built in appliances are considered personal property. Comparables without appliances are not required.

    • If stove and oven are built-in, they must be functional, or the space must be reconfigured to allow for appliance.
    • Utilities (gas and/or electricity) and plumbing must be functional. If not available for testing, due to "winterization."
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