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San Ramon Real Estate

San Ramon homes for sale

By Mona Koussa-Listing Agent | Broker in 94583
  • Local High School Making Holidays Brighter for Nearby Community.

    Posted Under: General Area in San Ramon, Agent2Agent in San Ramon, In My Neighborhood in San Ramon  |  December 3, 2013 9:06 AM  |  525 views  |  No comments
    San Ramon Cal High

    Students and faculty of California High School in San Ramon are showing their kindness and community spirit by “adopting” several families of children attending the Wilson Elementary School in Richmond.

    They have outlined what they are hoping to collect and achieve, and the timelines and instructions for donating. This is just one example of how our young people are reaching out to help others, and practicing how it is better to give than receive! Please read below:

    “The holiday season is upon us, and there are 32 needy families at Wilson School in Richmond who are looking to our Cal High Families to make their holiday season a little brighter. You can adopt 1 family member, 2 family members or an entire family! We are grateful for any donations you can provide.

    We would like to deliver each adult one personal gift AND 1 household gift. And we would like each child to receive 2 items of clothing and 2 toys or games. Some kids need such basics as jackets/socks (this is noted in the list). We also would like to give each family at least $50 in gift cards to both Target and a grocery store to help them with their Holiday meal. You can sign up to donate just a gift card if you like!

    The gifts:

    1) Please wrap all gifts

    2) Please label all gifts with the Family # and name of recipient

    3) Please place all gifts (that will fit) in a large hefty type garbage bag and place the family # on the outside of the bag

    4) Gifts can be dropped off at Cal High's office Dec 6-11.

    5) Gift cards can be dropped off at any time with the Cal High Office Staff

    This is a wonderful program, and a great template and example if anyone knows of other communities in need. For further information on how to help, please contact the Cal High Office Staff or the Cal High PTSA.

    Thank you, and Happy Holidays!

    CLICK HERE for more information and to adopt a family.

  • Buying a condo? Make sure it meets FHA loan guidelines

    Posted Under: Home Buying in San Ramon, Home Selling in San Ramon, Agent2Agent in San Ramon  |  November 27, 2013 10:33 AM  |  261 views  |  No comments
    Homes for sale

    Borrowers with FHA loans, who cannot afford or do not want to purchase a single family home, have other loan options available. Condominiums, multi-family units and manufactured homes can be purchased with an FHA insured mortgage. Some property types are not qualified for FHA loans, such as timeshares, condo hotel or houseboats.

    However, condo or town home communities must meet specific Federal Housing Administration guidelines to qualify for FHA loans. Eligible units must be on the FHA’s approved list of FHA-approved condominium projects.

    Save yourself time and legwork, Visit Searchable Approved List.

  • Is HDR photo format right for real estate?

    Posted Under: Agent2Agent in Contra Costa County  |  November 17, 2013 4:52 PM  |  324 views  |  1 comment
    HDR photos for real estate

    Realtors have always looked for new ways to better show off their listings.  With the new wave of digital cameras and advanced photo software, HDR photos are beginning to show up on real estate sites everywhere. Unlike regular every day pictures, HDR photos require more time and learning new software.  

    Do you think HDR photo formate is right for real estate?

  • Hillary Clinton Spoke at NAR 2013 Expo in San Francisco Moscone Center

    Posted Under: Agent2Agent in San Francisco  |  November 10, 2013 9:46 AM  |  395 views  |  2 comments
    NAR Expo in San Francisco

    In case you missed it, Hillary Clinton spoke at the NAR Expo in San Francisco Moscone Center. Many supporters showed up to greet the First Lady.

    Also Trulia was there with a nice booth and lots of giveaways including shopping bags and pens.

  • Real Estate Agents are People too! They Work Hard Just Like You

    Posted Under: Home Buying in San Ramon, Home Selling in San Ramon, Agent2Agent in San Ramon  |  October 29, 2013 9:26 AM  |  196 views  |  1 comment
    Real Estate Agents

    Real Estate Agents;  what are they all about anyway?  And how does the whole thing work with them? Today, we will unravel the mystery, and clear up some common misconceptions.

    Real Estate Agents are not all the same.  They all have different levels of experience.   If you are considering buying or selling a home, it is advisable to spend some time choosing a realtor.  It is important that they have strength in strategizing, negotiating, marketing and networking. Not to mention respect and knowledge of the laws rules and regulations that governs all real estate transactions.  Plus, Realtors have a code of ethics that they are mandated to do business by from the Bureau of Real Estate.   (Sadly, there are inexperienced and unscrupulous agents out there, so beware)

    Your agent will be your advocate, and you will be spending a lot of time together.  Be sure to choose someone you communicate well with, and you can feel you can trust.  It is an important relationship.

    Say you are driving down the street and notice a sign in front of a house you are interested in with an   agents name and phone number.  Do you have to use that realtor if you want to buy that house?  No.  You may use any realtor of your choosing.    Same with an open house you are wandering through.  Do you have to use the realtor that is selling that house?  No again. What if you see a property on the internet, and there are is a realtor listed to call – is that what you have to do?  Nope.  Make a note of the address of the property, and if you have a realtor you are working with, do them the courtesy of calling them first. Homes that come on the market for sale (listings) are shared by all agents.  These homes are all put in a database called the Multiple Listing Service (MLS).  All licensed real estate agents have access to the information about these listings.   Therefore, if you have an agent that you work with, they will be able to gather information for you.

    If you have been working with a realtor, stay with that realtor. (Unless you have irreconcilable differences)   If this agent has been spending their time and gas showing you homes, and doing research to help you, respect the time and effort that agent has spent.   You are both working towards a goal, be it buying or selling.

    Real estate is a sales based business.  Agents are in the business to make a living and help others.  They make a living that is commission based.  They have house payments, car payments, families, and regular expenses just like everyone else does.  Occasionally, a client will ask for part of an agent’s commission in exchange for working with them for selling a home.  This is about the biggest insult you can give a realtor.  Most agents would prefer not being asked to give away part of their paycheck, just like anyone else would.

    In closing, remember that Realtors are people too.  They don’t just drive people around and open doors.  There is a great deal of work involved in buying or selling a house for a client.  Feel welcome to call or email us.  We have the experience and the morals you are looking for in an agent!

  • Happy Halloween to all 2013

    Posted Under: General Area in San Ramon, Quality of Life in San Ramon, Agent2Agent in San Ramon  |  October 22, 2013 9:05 AM  |  326 views  |  No comments


    For places to go and things to do for Halloween in the San Ramon Valley, check out our article

    Halloween in the San Ramon Valley~ Things that go bump in the night

  • Top 5 Reasons you need a Realtor

    Posted Under: Home Buying in San Ramon, Home Selling in San Ramon, Agent2Agent in San Ramon  |  October 14, 2013 11:34 AM  |  242 views  |  No comments
    5 Reasons you need a Realtor
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