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Mike Meskin's Blog

Boston Union Realty Blog

By Broker | Broker in Boston, MA
  • Five costly errors you'll want to avoid when refinancing

    Posted Under: Financing in Boston, Property Q&A in Boston, Home Ownership in Boston  |  December 4, 2012 5:39 AM  |  345 views  |  No comments
    From yahoo! Homes:

    http://homes.yahoo.com/news/big-refinancing-blunders-005057243.html
  • Cool Tool From Boston.com

    Posted Under: Market Conditions in Boston, Property Q&A in Boston, Home Ownership in Boston  |  November 20, 2012 3:22 PM  |  262 views  |  No comments
    Great tool to check out assessed values and property taxes from Boston.com:

    http://www.boston.com/news/local/massachusetts/graphics/08_22_10_property_tax/
  • How to winter-proof your home

    Posted Under: Tech Tips in Boston, How To... in Boston, Property Q&A in Boston  |  November 15, 2012 9:37 AM  |  295 views  |  No comments
    From yahoo! Homes:

    http://homes.yahoo.com/news/winter-home-projects.html
  • Checking Smoke & Carbon Monoxide Detectors

    Posted Under: Tech Tips in Boston, How To... in Boston, Property Q&A in Boston  |  November 2, 2012 9:50 AM  |  220 views  |  No comments
    Two items in your home that often get overlooked are the Smoke and Carbon Monoxide detectors.  We often forget to check the batteries, that they are functioning properly and even that they are in the house to begin with!  One of the tips I was given by a local firefighter was to check that they are working each month, most modern detectors have a test button on them, and to change the batteries when changing the clocks each year.  Of course, if you don't have smoke and carbon monoxide detectors in your home right now, install them!  
  • Massachusetts Requirements for the Scope of the Home Inspection

    Posted Under: Home Buying in Boston, Home Selling in Boston, Property Q&A in Boston  |  October 26, 2012 9:40 AM  |  140 views  |  No comments

    A run down of the requirements for a home inspection from the mass.gov website.  Please use the link below:

    http://www.mass.gov/ocabr/licensee/dpl-boards/hi/regulations/rules-and-regs/266-cmr-600.html#6.04

  • What is the Homestead Act?

    Posted Under: Home Buying in Boston, Property Q&A in Boston, Home Ownership in Boston  |  October 25, 2012 8:06 AM  |  240 views  |  No comments

    From The Norfolk County Registry of Deeds, nofolkdeeds.org:

    The Massachusetts Homestead Act is a law under which a homeowner is protected by an Estate of Homestead. A homestead estate provides limited protection of the value of the home, up to $500,000, against unsecured creditor claims. The Homestead Act is Massachusetts General Laws (MGL) Chapter 188.

    The homestead estate is designed to protect home ownership from execution and forced sale, so long as the owner or covered family member occupies or intends to occupy the property as his or her principal place of residence.

  • Lead Paint 101

    Posted Under: Home Buying in Boston, Home Selling in Boston, Property Q&A in Boston  |  October 24, 2012 9:04 AM  |  131 views  |  1 comment

    From the Mass.gov website:  

    Property Transfer Lead Paint Notification,

    Property Transfer Certification Form

    Under Massachusetts and federal law, owners and real estate agents must comply with Property Transfer Lead Paint Notification requirements when a prospective buyer or tenant with an option to buy is about to purchase a home built before 1978.

    The aim of this requirement is to inform prospective buyers about:

    • The danger lead paint poses to children and adults
    • Lead poisoning prevention steps
    • The requirements of the Lead Law

    To comply with both state and federal requirements, sellers and real estate agents must provide the Property Transfer Lead Paint Notification to a prospective buyer before signing a purchase and sale agreement, a lease with an option to purchase, or a memorandum of agreement used in foreclosure sales. In addition, they must:

    • Provide a copy of any lead inspection report, risk assessment report, Letter of Compliance, or Letter of Interim Control.
    • Tell the buyer anything they know about lead in the home.
    • Tell the buyer that, under the Lead Law, a new owner of a home built before 1978 in which a child under six will live or continue to live must have the home either deleaded or brought into Interim Control within 90 days of taking the title.
    • Sign, and have the buyer sign, the certification page of the Property Transfer Lead Paint Notification, which contains a checklist to ensure that the buyer has been fully notified of the requirements of the Lead Law.

    Sellers or real estate agents who fail to comply with Property Transfer Lead Paint Notification requirements are subject to civil penalty under Massachusetts law, and both civil and criminal penalties under federal law.

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