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Mickey Swane's Blog

By Mickey Swane | Other/Just Looking in Thousand Oaks, CA
  • Tell-Tale Signs Of A Not-So Good Neighborhood To Reside In

    Posted Under: Home Buying in Thousand Oaks, How To... in Thousand Oaks  |  November 2, 2011 1:29 AM  |  231 views  |  No comments
    For many home buyers, searching for that perfect location is their utmost priority when navigating the residential market.  Undoubtedly, the real estate mantra, “location, location, location” still stands this day – and consumers or house seekers refer to this slogan whenever making a house purchase.  It is undoubtedly wise to look at different properties, such as among Thousand Oaks homes for sale for example.  But it will be a lot smarter to consider what kind of neighborhood you’re going to live in – wherein that chosen property of yours sits.  You might have spotted your dream house while browsing online, but had found out that the community is not quite as you had perceived it to be, then, you start to wonder if it will be a valuable purchase at all.

    Amazingly, the technology called the Internet is amassed with resources to help you out to know as many significant information about the city, town, suburb, or region you intend to reside in next, and maybe in Thousand Oaks real estate even.  Of course, online sources are just one of the many ways, and when doing such, you need to screen what and where you get it from.  Just the same, these are still helpful and will give you an insight about the said neighborhood.  But there’s nothing compared to going on-site, seeing (and perhaps even having a feel) of the residential location – if it’s really best for you and your family.

    Below are some situations in a neighborhood which indicate that it’s not as ideal for residence.  You can never guess what you might find out upon driving around the place itself; so, you better be ready and take note of your observations when decision-making comes.

    1.  Abandoned or vacant properties or houses
    This situation could mean a lot of things, and two of them are:  many people had lost their homes and were declared as foreclosures; or, some residents emigrate somewhere else because of its unsettling living factors – such as high crime rate, high standard of living, low employment opportunities, among others.  If your desired property sits on this kind of neighborhood, will you change your decision about living here?  In a wink of an eye you will.  And, if you’re thinking of making a resale in the future, don’t expect to have it.

    2.  Poor neighborhood and house maintenance
    Don’t you just love making your daily morning walks looking at somebody else’s well-trimmed lawns, nice green and flowering gardens, as if prompting you that a happy family or accommodating neighbors live in those houses?  But if you drive around prospective neighborhoods as if it’s a ghost town or something, you might as well think twice before setting your foot again, or even permanently, into that neighborhood.

    3.  Neighborhood’s “curb appeal” and general appearance
    Upon entering the community, or any place or house for that matter, you would have a feel already if it’s a friendly residential neighborhood or not.  Take note of what impression you’re going to have upon entering the city or the street you are planning to buy a house at.  Observe if the streets are clean or jammed with cars parking on No-Parking Zones, unlit alleys, not enough road signs when getting nearby important establishments, vandalized buildings, among others.
  • Buyers of Thousand Oaks Homes for Sale: Why People Move To A Certain Location

    Posted Under: General Area in Thousand Oaks, Home Buying in Thousand Oaks, How To... in Thousand Oaks  |  October 30, 2011 7:50 PM  |  202 views  |  No comments
    Man wandered the earth primarily to survive – from the simple necessity for food, comfortable place to reside or rest, to finding a land to till.  Now, people move to different places for many different reasons.  And as the market today is flooded with homes and properties for sale, so does every city in the nation highlighting their strongest points for any and every section of the demographics to flock to their place.  Given here are the common reasons why families (and others) move to a certain neighborhood, say, in Thousand Oaks real estate for example.

    Booming Economy
    People stay or permanently live in a certain place because of its flourishing economy.  If the locale has significant companies and embraces small or medium businesses, most likely, it offers a great number of job opportunities for its residents.  The local economy’s base includes industries such as biotechnology, automotive, electronics, aerospace, health care, telecommunications, and financing. 

    Excellent Schools
    Families or new wed couples consider schools in their priority lists when looking out for their first or next residence.  Find out if there are reputable schools or a school district around your chosen neighborhood.  You may contact the National Center for Education Statistics and ask for reports regarding the schools’ ratings.  Consequently, Thousand Oaks is served by the Conejo Valley Unified School District, which includes numerous elementary and high schools.  Also, the Thousand Oaks Library System continuously ranks as one of the best public libraries in the State.

    Low Crime Rate
    Of course everyone wants to live in an ideal place, if there is none, then something close to it will be a fine option as well.  And that community should be safe and secure.  You may research regarding crime statistics and demographics of a certain city or state online, better yet, go to the neighborhood you prefer to reside in and ask around.  Surprisingly, although considered a large city, Thousand Oaks is considered as one of the safest in the nation.  The region consistently ranks first or second place in the safest large cities (population between 100,000 to 499,999) in the country in yearly surveys.

    Laudable Health Services
    This may be a foremost consideration among retirees, as they set out to find a locale which has health care programs intended for them.  Inevitably, every home buyer should have this in mind, as emergencies are bound to happen in their households; thus, the proximity for hospitals, clinics, and other health care facilities should be checked.

    Ideal Facilities and Services
    Some people are charmed to places with innate or scenic beauty or immense activities that they can do and enjoy in.  Great amenities and laudable attractions are quite tempting to home buyers, as these are their sources for relaxation and to establish anew that community vibe or bond (in which their old neighborhood may lack of or is not promoting).

    Low Cost or Affordable Living
    Taxes, cost of food and other necessities oftentimes trigger people to uproot themselves and find a place where their money can suffice or where they can survive.  Those who are opting for an affordable city may do their research online, or, may do their own calculations as there are available cost of living tools now online.
  • Why People Ought To Chase Their Dream Of Owning A House

    Posted Under: Home Buying in Thousand Oaks, How To... in Thousand Oaks  |  June 2, 2011 9:54 PM  |  178 views  |  No comments
    With the real estate market still limping from a debilitating fall, people are still half-hearted to ease that up and lay out their investments.  This is just a reasonable sentiment, as buying a house is both a serious and financially stricken matter.  But there .  Experts say don’t wait for the market to improve, or else, your negotiating power will dwindle.  Here are a few reasons why you should start chasing your dream to become a home owner and shoo those fears and uncertainties away, and in Thousand Oaks real estate perhaps?  (You can start your search and research about the place online and/or through real estate listings like Thousand Oaks MLS).

    There’s an overflowing homes and properties for sale in the housing market -  There are millions awaiting for owners and to be purchased, and most of these can still be negotiated with the sellers!  When some homes for sale sit idly for quite some time in the market, sellers end up lowering their prices.  Still, home buyers ought to be careful with their choices as other areas still have stable and high house prices; but generally, it’s a buyer’s market, as the residential market is still in its gloomy state.  And you might come out luckier, as some sellers share closing costs, give some of the house’s tangibles (i.e. furniture or fixtures), that is, if the offering price is reasonable enough.

    Mortgage rates are surprisingly on the low as well – Rates have been relatively low for the past two years, but this does not mean lenders are just that easy in giving out loans to every home buyer.  Those with bad credit have to improve that three-digit number; while those with good credit standing may qualify, if they’re that serious and tedious attending to lenders’ requirements.

    Purchasing a home is still the most wanted and stable investment -  According to key results of the Fannie Mae Survey on National Housing, “seven out of ten respondents (70 percent) said they believe buying a home continues to be one of the safest investments available.  This compares to 74 percent who think putting money into a bank account (money market or savings account) is safe.  In contrast, only 17 percent believe buying stocks is a safe investment.”

    “Nearly two-thirds of respondents (64 percent) think it is a good time to buy a house, and nearly one in three (31 percent) think now is a very good time to buy a house.  This is nearly as many who said it was a good time to buy in 2003 (66 percent), well before home prices peaked.”

    Lastly, don’t wait too long -  If you’re interested in buying a house among Thousand Oaks homes for sale, as you want to experience first-hand that elusive quality of life many Americans are seeking in their respective locations.  Those qualities for a liveable life are here:  from economic growth and dependency, excellent schools, abundance of leisure and recreation activities within and near the neighborhood, equally competent healthcare facilities, and a relaxing environment.  Now that’s a quality life you deserve, isn’t it?
 
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