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Michael Novia's Blog

By Michael Novia | Mortgage Broker
or Lender in San Francisco, CA

An Easy Start to your Morgtage Application

Are you considering your first home purchase? If so, the pre-approval process to get started may be much easier than you think.

Fill out a loan application either in person, via phone or securely online.

If you are a W2 employee, simply gather the following documents:

  • 30 days of pay stubs
  • Last two years W2's
  • 2 months asset statements (we can discuss the value needed)
If you are self employed you will need your two most recent years of personal and business tax returns.

That's it, you are on your way - and of course you are under no obligation and there is absolutely no cost to get pre-approved. Once you get pre-approved you can begin shopping for your new home.

Please feel free to contact me for a current rate quote or any additional questions you may have.

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