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Many Florida Bad Credit Florida home loan applicants don't realize that FHA mortgage loans can help Bad Creidt FloridaÂ mortgage applicantsÂ with bad credit. If you have aÂ bad credit payment history and your looking for a Bad Credit Florida mortgage we may be able to help with one of the following:Â
The FHA mortgage can help you purchase a new Florida home with 3.5% down payment even if you haveÂ bad credit. Even If youâ€™ve had accounts forwarded to collections, past bankruptcies or Foreclosures, high debt to income ratio, then you still may qualify for ourbad creditÂ orÂ no credit Florida mortgage. These government backedÂ bad credit Florida mortgage loansÂ can work for Florida mortgage applicants that donâ€™t have cash for a down payment or closing costs. And they are a much better choice than aÂ Florida hard money loan.Â
With our loan program process you will receive 3-4 loan quotes from lenders who want to earn your mortgage business for the years to come. With that in mind, you will benefit from competition in the marketplace and improved customer relations from the traditional mortgage lenders. Even if we are unable to match you with one of our credit loan programs, we will refer you to one of our associates, like the Bad Credit Mortgage Company.
Fixed Rate Loan Payments
No Credit Score Required!
Borrow from 75-100%
Finance Cash in Hand
Finance Home Repairs
Private Money Lending
Stated Income Loans
We work with all types ofÂ bad creditÂ Florida mortgage applicants with all types of credit situations who described themselves as having â€œbad creditâ€ â€“ that are now Florida homeowners! The truth is, there are many more Bad credit mortgage applicants that will qualify for anÂ FHA Â mortgageÂ over conventional mortgage.
Credit scores indicate to Florida mortgage lenders how well you manage money. You can improve bad credit mortgage application by demonstrating that you can now handle monthly obligations more responsibly. Furthermore, since bad credit scores could translate into high interest rates on your next bad credit Florida mortgage, your improved credit score will help you get lower interest rates when you are ready to qualify.
HOW TO IMPROVE BAD CREDIT FLORIDA MORTGAGE CHANCES
Here are a few waysÂ bad credit Florida mortgageÂ applicants can raise their chances of qualifying for a Florida mortgage:
1. Prove 12 months timely rental history either provide cancelled checks or verification of rent from a management company. In the hierarchy of credit if you can prove to the Florida bad credit mortgage lender timely rent then you have proven the ability to pay the mortgage.
2. Show the lender last 12 months timely payment history with 0 x 30 days late in the last 12 months on any credit reported obligations.
3. Keep open account balances as low as possible less than 20% of the limit is best.
4. Negotiate all past collections on your credit report other than medical bills to show a zero balance.