With mortgage rates at historical lows, almost all the loans being written these days are refinancings â€” 80.5 percent of applications in the week ended Sept. 10, according to the Mortgage Bankers Association.
But not everyone should refinance a mortgage, experts point out. â€œIt depends on what you have, it depends on your time frame, and obviously it depends on what you can save and whether you can qualify.Â Read more
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