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Lynn Caison Johnson's Blog

By Lynn Caison Johnson | Agent in Rockport, TX
  • TEXAS Statewide Boat-draining Rule Takes Effect July 1

    Posted Under: Parks & Recreation in Rockport  |  June 27, 2014 7:31 AM  |  62 views  |  1 comment
    Beginning July 1, boaters must drain all water from their boat and on-board receptacles before leaving or approaching a body of fresh water anywhere in Texas.

    The new Texas Parks and Wildlife Department regulation is designed to help combat the further spread of zebra mussels and other invasive species. It applies to all types and sizes of boats whether powered or not: personal watercraft, sailboats, kayaks/canoes, or any other vessel used on public waters.

    The regulation requires the draining of livewells, bilges, motors, and any other receptacles or water-intake systems coming into contact with public waters.

    Live fish, including personally caught live bait, cannot be transported from the water body where the fish were caught in or aboard a vessel in water from the water body where the fish were caught. Personally caught live bait can be used in the water body where it was caught.

    Anglers are allowed to transport and use commercially purchased live bait if they have a receipt that identifies the source of the bait. Any live bait purchased from a location on or adjacent to a public water body that is transported in water from that water body can only be used as bait on that same water body.

    Anglers participating in a fishing tournament confined to one water body may transport live fish in water from that single water body to an identified off-site weigh-in location, but all water must be drained and properly disposed of before leaving that location. Anglers are required to possess documentation provided by tournament organizers that identify them as participants in the tournament.

    Movement from one access point to another on the same lake during the same day does not require draining, and there is an exception for governmental activities and emergencies. Marine sanitary systems are not covered by these regulations.

    Texas Parks and Wildlife Department and a coalition of partners are working to slow the spread of zebra mussels by reminding boaters to Clean, Drain and Dry their vessels before traveling from one lake to another. The partners in this effort include: North Texas Municipal Water District, Tarrant Regional Water District, City of Dallas Water Utilities Department, Trinity River Authority, San Jacinto River Authority, Sabine River Authority, Brazos River Authority, Guadalupe-Blanco River Authority, Lower Colorado River Authority, Upper Trinity Regional Water District, Canadian River Municipal Water Authority, City of Grapevine, Water Oriented Recreation District of Comal County, and the Lady Bird Johnson Wildflower Center.

    More information is online at www.texasinvasives.org/zebramussels.
    Source: Ken Kurzawski, (512) 389-4591, ken.kurzawski@tpwd.texas.gov

    June 25, 2014

  • Put a Premium On Your Home Insurance

    Posted Under: Home Insurance in Rockport  |  June 26, 2014 8:56 AM  |  91 views  |  No comments

    There are two reasons to buy hazard insurance for your home -- to protect your lender and to protect yourself. If you use the purchase price of your home for the insured amount, you may believe you have all bases covered.

    But, you could be in for a nasty surprise if you have to make a claim. Your purchase price and the cost to replace your home can be thousands of dollars apart, especially if you bought your home at a discount, or if you've owned your home for some years and haven't increased your premium.    

    In 1992, the median price of a new home in the U.S. was $52.31 per square foot, says the National Association of Home Builders. By 2013, the median cost was $95 per square foot. In some high-cost areas such as California, building costs can be much higher. If you purchased your home for less than the median per square foot, you could be underinsured.

    According to the National Association of Insurance Commissioners (NAIC), you should review your dwelling coverage annually to make sure it doesn't drop below the cost to replace your home. "If it drops below 80% of the full replacement cost of your home, your insurance company may reduce the amount that it will pay on a claim," posts the NAIC consumer guide.

    So how do you determine replacement costs? First, insurance doesn't include land and landscaping, only the main building and any other buildings included in your policy. Ask your real estate professional to help. He or she can give you prices per square foot for homes similar to yours. Compare those numbers to similar homes that are newly built in your area.

    You can also call your insurer and ask to reevaluate your insurance needs. Insurance companies have cost-to-repair and cost-to-replace prices for your area. If you want to save money, there are many things you can do:

    • Shop your insurance with other providers.
    • Insure your car with the same insurer to get a discount.
    • Raise your deductible. From $500 to $1000, you can save about 12% annually on your premium.
    • Pay your bills on time. Good credit gets lower premiums
    • Be loyal. Some insurers give discounts to long-term customers.
    • Don't smoke.
    • Step up alarms around the house, including smoke and carbon monoxide detectors.
    • Check your policy annually. Your may be able to get your premium lowered with as little as a phone call.

    To protect your assets, make sure you not only cover basic fire insurance, but that you also get flood, earthquake, and any other natural disaster insurance that is appropriate to your area. You also may be limited to coverage for personal belongings, typically half the amount of your dwelling coverage.

    Many factors affect the premium you pay, including which insurance company you choose. Different insurance companies charge different premiums for similar coverage, so shop around.

    Once you give your insurance company and quote to your lender, your lender will insist that you escrow your premiums, and may ask you to pay a year's worth in advance. Every year when your insurance premium comes up for renewal, you can review your situation with your lender.

    Source:  RealtyTimes: Written by Blanche Evans on Thursday, 26 June 2014 12:00 am 

  • Rockport Country Club Golf Course Villa-Style Home FOR SALE

    Posted Under: Quality of Life in Rockport, Home Buying in Rockport, Investment Properties in Rockport  |  June 24, 2014 8:32 AM  |  74 views  |  No comments
    Dramatic circular drive winds thru mature live-oaks leading to Tuscan Villa Style Rockport Country Club stucco home. Cantera columns flank Pergola & leads tiled entry to Puerta's Mesquite front door. Mahogany/poplar staircase boasting walnut laminate becomes focal-point entering tiled living area overlooking RCC golf course 1st fairway. 2008 stainless appliances featured in festive u-shaped kitchen adjoining dining area overlooking cedar screened porch fairway-side. Tiled wet bar is positioned perfectly for entertaining in OPEN living/dining areas. French doors lead to tiled master & private bath + hurricane glass vinyl sliders open fairway-side to free-formed patio. Exquisite staircase leads to 2 guest rooms, 2 full baths + separate HVAC upstairs.

    207 Olympic Dr unbelievable at only $369,614. Call Lynn's TEAM ADVANTAGE, Lynn Johnson Realty, Inc., Broker of Rockport/Fulton, TX 361.729.8263 or cell 361.;463.9518 to view this 3 bedroom masterpiece on the fairway.
  • **BAYFRONT~BEACH~PIER~WATERFRONT**

    Posted Under: Quality of Life in Rockport, Home Buying in Rockport, Investment Properties in Rockport  |  June 24, 2014 8:09 AM  |  56 views  |  No comments
     **BAYFRONT~BEACH~PIER~WATERFRONT** 2 bedroom home + separate guest quarters on 2.865 ranch-like acres overlooking Copano Bay. Mature live oaks, palm trees & carpet grass embrace the WATERFRONT & private beach once inside electronic gate. 280' PIER leads to Boat lift/dock on Copano Bay. Originally a 1945 church NOW distinguished, elegant & relaxing Aransas County BEACH retreat. MAIN house refurbished 2008 with church's aesthic architecture + metal roof, hardy siding, wood laminate floors, saltillo counters, designer plumbing & lighting fixtures, custom cabinetry, media center & more. 2 living areas overlook covered porch & boast panoramic BAY VIEWS. Arbor connects GUEST quarters featuring sleeping closets, OPEN living/dining & game table areas + FULL BATH. Air-conditioned storage + garage. 620 Egery Island Rd in the heart of Aransas County boasts over 2700 square feet.

    Call Lynn's TEAM ADVANTAGE, Lynn Johnson Realty, Inc., Broker of Rockport/Fulton, TX.  361.729.8263 or cell 361.463.9518 to view this waterfront paradise in Taft, TX unbelievable at $699,803 
  • Do security-device rules apply to short-term leases?

    Posted Under: Home Buying in Rockport, Home Selling in Rockport, Investment Properties in Rockport  |  June 13, 2014 7:28 AM  |  76 views  |  No comments

    Do security-device rules apply to short-term leases?

    I listed a property for a seller who is willing to allow a buyer to move into the property 30 days before closing and to include the TREC Buyer’s Temporary Residential Lease as part of the contract. Will the seller have to re-key the exterior doors before the buyers move in?

    No. Paragraph 22 of the Buyer's Temporary Residential Lease explains that the requirements of the Texas Property Code relating to security devices do not apply to a residential lease for a term of 90 days or less.

    Also, section 92.152 of the Texas Property Code makes it clear that none of the security device requirements, including re-keying, apply to a temporary tenancy created by a contract for sale where the buyer occupies the property before closing or the seller occupies the property after closing for a specified term of less than 90 days.

    Source: Texas Association of REALTORS, published 6/11/14

  • Rockport Country Club 2 bedroom condo NOW $103,000

    Posted Under: Home Buying in Rockport, Investment Properties in Rockport  |  May 29, 2014 9:30 AM  |  101 views  |  No comments
    **REDUCED $6,000** Rockport Country Club Hidden Oaks # 202 > 2 bedroom showplace < Upstairs flat boasting corner private balcony full width of condo overlooking mature Oak Trees. Kitchen features Granite countertops, stainless fridge, stove, microwave & dishwasher + Swiftlock laminate-style flooring. Designer vessel sinks perched on granite counters showcase both bathroom updates. Woodburning fireplace, stackable washer dryer, recent painting & neutral carpeting create a move-in READY Aransas County home for weekends, vacations, retirement or investment. Relax @ COMMUNITY pool overlooking manicured Rockport Country Club Golf Course. $316 monthly HOA fee pays water/sewer/trash/basic cable/ins on structure/pool & lawn maintenance. Owner may finance. NOW $103,000 mls 121929.

    Call Lynn's TEAM ADVANTAGE, Lynn Johnson Realy, Inc., Broker of Rockport/Fulton, TX 361.729.8263 or cell 361.463.9518 or stop by office, 3210 Hwy 35 N, Fulton, TX to SEE Hidden Oaks # 202.
  • What is the difference between homeowners insurance and a residential service contract?

    Posted Under: Home Buying in Rockport, Home Selling in Rockport, Home Insurance in Rockport  |  May 28, 2014 2:16 PM  |  122 views  |  No comments

    A typical homeowners-insurance policy covers loss to the dwelling and its contents as a result of external forces, such as fire, hurricane, hail, or vandalism. The policy excludes loss due to mechanical failure or normal wear and tear.

    Conversely, a residential service contract—also known as a home warranty—covers many losses due to mechanical failure and wear and tear. It covers major appliances and systems that are in proper operating condition at the time of closing and usually carries a one-year service agreement. It is an agreement on the part of the issuer (the residential service company) to repair or replace certain named components or systems within a home that fail due to normal wear and tear during the contract term.

    Source: Texas Association of REALTORS

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