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Lisa Salinas-gruver's Blog

By Lisa Salinas-Gruver | Agent in Austin, TX

What is a Home Warranty?

realtor.com

What is a home warranty? A home warranty is a service contract that covers repairs and the replacement of appliances and other systems in your home. A home warranty differs from a general homeowner's insurance policy in that it covers repairs and replacement of failed appliances or systems. Homeowner's insurance covers your home and its contents from hazards such as loss, theft, and destruction.

Depending on the level of coverage that you purchase, annual premiums can range from $250 to $450, as well as a fee per service incident that is usually between $50 and $75. Policies are usually pre-paid each month, quarter or year, either by the seller of a home or the buyer, depending on local practice. New homes, in particular, often come with a home warranty as part of the sale package.  The home warranty company usually contracts services to local technicians who make repairs. Depending on your level of coverage, if an appliance cannot be repaired, the company will pay to replace and reinstall the appliance.

Ask you Realtor what warranty company they have done business with, and who they might recommend.

 

Local home warranty companies are:

Affordable Home Protection Services
512-263-3764
www.AHPSHomeWarranty.com

Home Warranty of America
512-743-0673
www.HWAhomewarranty.com

Allied Home Warranty
512-585-4976
www.alliedwarranty.com

American Home Shield
800-800-8880 x 6877
www.AHSwarranty.com

Old Republic Home Protection
800-445-6999
www.orhp.com

American Home Guardian
866-710-3700
www.americanhomeguardian.com

 

More Questions? Need a Realtor? Contact us at 512-423-5781

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