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Kerry Lucasse's Blog

By Kerry Lucasse | Agent in Atlanta, GA
  • Is your neighbor's fence encroaching on your property?

    Posted Under: General Area in Atlanta, Property Q&A in Atlanta, Home Ownership in Atlanta  |  November 24, 2012 5:29 PM  |  1,051 views  |  No comments

    Have an issue with your neighbor's fence?  Worried that it may be encroaching on your property line?

    Neighbors fence encroaching on property lineIssues with property lines and fencing can be such an awkward issue, as most people want to remain friendly with their neighbors, especially when they plan to live in their home for many years to come.  

     Below you will find some common questions that come up related to neighbor's fences and property line encroachments.

    QUESTION:  My neighbor built a new fence and a portion of the fence is on my property.  What should I do?   View all the common fencing questions and answers.


    Posted by:
    Kerry Lucasse, Atlanta Real Estate Specialist and Team Leader for the Nest Atlanta Real Estate Group at Ian Marshall Realty.  Kerry specializes in the Intown Atlanta neighborhoods, from Virginia Highland to Grant Park and Downtown Decatur to Candler Park.  If you need assistance with
    Atlanta real estate, call Kerry anytime at 404.721.3001.  

  • What makes Georgia Property Taxes Decrease.... or Increase?

    Posted Under: General Area in Atlanta, Home Buying in Atlanta, Home Ownership in Atlanta  |  May 30, 2012 3:38 PM  |  186 views  |  No comments

    Legal Tip:  What makes property taxes go up or down?

    Even if the assessment on a property has stayed the same or even dropped, it is still possible to have a higher tax bill than last year.

    1. County and city homestead exemptions may have been removed, especially if the property was foreclosed or vacant before January 1st.  Any new owner as of January 1st must qualify and file for all exemptions;
    2. Other exemptions for low income, elderly or disabled status, or veteran status may have dropped off;
    3. The state homestead exemption (called the Homeowner Tax Relief Grant) was eliminated for 2010, and this exemption was worth $200-$400 on a typical property (if it also qualified for the county and city homestead exemptions).  This exemption was removed by House Bill 143, which states that the exemption will only be provided when the state has the necessary surplus in its budget;
    4. Cities and counties review and revise their millage rates each year based on their budget needs, so the same assessment with the same exemptions could still have a higher (or lower) bill;
    5. If the homestead exemption(s) are new to the property, the bill could be much lower than previous years, depending on other changes to the assessment and millage rate.

    There is also a new change to the Georgia law that was passed on June 7, 2010, and will affect all bills beginning in 2011.  Here are some highlights of Ga. Senate 346:

    1. Every property owner will receive an Annual Notice of Assessment and the right to appeal;
    2. Every Notice of Assessment must contain the estimated property tax (in dollars);
    3. Appeal period has been standardized and extended to 45 days;
    4. Automatic taxpayer victory on the appeal if no government response within 45 days;
    5. All relevant sales, including distress sales, must be included in determining the FMV (fair market value) of the property;
    6. Sales price establishes the FMV for the next tax year;
    7. Only the current use of the property may be used in establishing the FMV (does not matter if it has commercial or development potential);
    8. Taxpayer will have access to all data used in determining FMV;
    9. There will be an alternative streamlined appeal process for properties valued over $1,000,000.

    Presented by Leigh Clack, Attorney

    Neel & Robinson Attorneys at Law, LLC

    22 Lenox Pointe, Atlanta, GA 30324

    lenox@neelandrobinson.com   404-705-3690     fax  404-705-3697

  • 10 Tips When Applying for a Home Mortgage

    Posted Under: Home Buying in Atlanta, Financing in Atlanta, Home Ownership in Atlanta  |  May 30, 2012 3:32 PM  |  239 views  |  No comments

    10 Important Things You Need to Know When Applying for a Home Mortgage.

    Atlanta home buyer adviceOnce you submit your mortgage / loan application to the lender, it is important that you don’t change your financial picture in any way.  Lenders look at several key items, including your current job, credit score and debt-to-income ratios.  The following “commandments” can impact your ability to purchase / close on your new home.

    I.     Thou shall not change jobs, become self-employed or quit your job.

    II.   Thou shall not buy a car, truck or van (or you may be living in it)!

    III.  Thou shall not use charge cards excessively or let your accounts fall behind.

    IV.  Thou shall not spend money you have set aside for closing.

    V.    Thou shall not omit debts or liabilities from your loan application.

    VI.  Thou shall not buy (or order) new furniture.

    VII.  Thou shall not originate any inquiries into your credit.

    VIII.  Thou shall not make large deposits without first checking with your loan officer. ***

    IX.  Thou shall not change bank accounts.

    X.   Thou shall not co-sign a loan for anyone.


    *** If you are receiving a “gift” from a friend or family member to help with the home purchase, please consult your loan officer or mortgage broker before depositing any large ($500+) amounts in your bank account.  


    Have questions about the purchase of your next home?  We would love to help!  Call anytime at 404.432.1844.

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