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KellyBurnhart's Blog

By KellyBurnhart | Broker in Cape Coral, FL

JACKSONVILLE FLORIDA MANUFACTURED HOME LENDERS

ACKSONVILLE FLORIDA FHA MORTGAGE LENDERS

FHA MORTGAGE LENDER FLORIDA- Florida FHA Mortgage Lenders.

Florida-Mortgage-Lenders.com on Google+ Google+     Jacksonville Florida Manufactrued Home loans
Jacksonville Florida FHA Manufactrued Home Loans- Florida FHA Mortgage Lenders - FLORIDA MORTGAGE 

JACKSONVILLE FL, MANUFACTURED HOME LENDERS

(FHA) MANUFACTURED HOME LOANS FLORIDA GUIDELINES

• Jacksonville Florida FHA Lenders Offer 96.5% Jacksonville Florida FHA Home Loan financing.

• Jacksonville Florida FHA Lenders Minimum credit score of 530.

• Jacksonville Florida FHA Lenders Minimum Loan Size on Manufactured Housing is $70,000

• Jacksonville Florida FHA Lenders No Single wides

• Jacksonville Florida FHA Lenders Foundation must meet FHA/HUD’s Permanent Foundation Guides (1996)

• Jacksonville Florida FHA Lenders Must provide Jacksonville FL FHA Lenders  Engineer’s Cert on foundation. (Stamped and signed)

 Installed on the dealers lot)

• Jacksonville Florida FHA Lenders Offer Maximum AGE of  Jackonsillve Florida Manufactured Home – 20 years

 FHA MORTGAGE- FLORIDA HOME BUYER ADVANTAGES
Jacksonville Florida FHA Manufactrued Home Loan Advantages

                           BAD CREDIT FLORIDA MORTGAGE

FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

JACKSONVILLE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES: 

·  Down payment only 3.5% of the purchase price. 

·  Gifts from family or Grants for down payment assistance and closing costs OK! 

·  Seller can credit buyers up to 6% of sales price towards buyers costs. 

·  No reserves or future payments in account required.

·  FHA regulated closing costs. 

JACKSONVILLE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN: 

·  Purchase a Florida home 12 months after a chapter 13 Bankruptcy 

·  Purchase a Florida 24 months after a chapter 7 Bankruptcy.

·  FHA will allow a JACKSONVILLE Florida FHA mortgage 3 years after a Foreclosure.  

·  Minimum FICO credit score of 580 required for 96.5% financing.

·  Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.

·  No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

JACKSONVILLE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING 

·  FHA allows higher debt ratio's than any other JACKSONVILLE Florida home loan programs. 

·  Less than two years on the same job is OK! 

·  Self-employed buyers can also qualify for FHA. 

·  Check Florida FHA Mortgage Articals for more information.

FLORIDA MODUALAR HOME LOAN PROVIDERS

FLORIDA MANUFACTURED HOME LOAN GUIDELINES

MODULAR HOME LOANS FLORIDA

FLORIDA NO DOC HARD MONEY LENDER CLOSES 7-10 DAYS

VA FLORIDA MANUFACTURED HOME LOAN LENDER

FLORIDA HOME LOANS FOR BAD CREDIT

FLORIDA MANUFACTURED HOME LOAN LENDERS

FHA Loans For Buying a Modular Home or FHA Modular Home Refinance Options 

 Purchasing a new Jacksonville Florida modular home can offer Jacksonville Floridamodular home loan applicants a wide range of pre-designed modular home floor plans to choose from. Many Florida modular home manufacturers have 50 to 150 or more pre-designed Florida modular homes with upgrades and options with many  diverse as many custom Florida home builders offer enough to fit the tastes, desires, and needs of virtually every Jacksonville Florida modular home loan applicant.

In fact, when you begin adding up the entire Florida modular home loan options available to customize your new Florida modular home, the choices are endless. From the Florida modular home loan carpeting type to color of hardwood floors, window types, the decisions a Florida modular home loan applicant faces are broad indeed,  this is the beauty of a Florida modular home loan!  Florida modular home loan buyers can really customize a  the perfect Florida modular home loan like a custome built home.

The best part about purchasing a Jacksonville Florida modular home loan is the fact they can cost from 25% to 45% less per square foot than what you would pay for a conventional Florida stick-built home! We do offer Jacksonville Florida modular home loan in every city and county in Florida!

As a Jacksonville Florida modular home loan provider that offers home loans on Florida modular homes, we'll gladly work with any Jacksonville Florida modular home loan you choose to put you into the best Florida modular home loan at the best rate with great great Florida modular home loan terms. We dont just offer not just strong service, but the best value to our Florida modular home loan applicants. Financing with an independent Florida modular home loan mortgage company creates an arm's-length approach. Separating the building of the Florida modular home loan can help to minimize your exposure financially. Give us the opportunity to help you to provide you with the best Florida  your modular home loan options.

• SEE FULL LIST OF FLORIDA FHA MANUFACTRUED HOME GUIDLINES. 

FLORIDA MANUFACTURED HOME LOAN HIGHLIGHTS

• JACKSONVILLE Florida Manufactrued Home Purchase – for as little as 3.5% down you can own a JACKSONVILLE Florida manufactured home loan. Credit quality, loan affordability and manufactured home  type will ultimately determine the required down payment and reserve requirements.

• JACKSONVILLE Florida Cash out Refinance – Cash out refinance your land and JACKSONVILLE FL manufactured home package up to 85% of the current appraised value.

• JACKSONVILLE Rate and term Refinance- Change the rate or term of your JACKSONVILLE  Florida manufactured home up to 97.75% of the manufactured homes FHA app raised value.

• JACKSONVILLE Closing Costs – Sellers can contribute up to 6% of the JACKSONVILLE Florida homes sales price to cover your closing cost and pre-paids.

• JACKSONVILLE No Application Fees – We provide no fee JACKSONVILLE Florida manufactured home loan pre approvals without application fees. We are sure that you will find our Florida manufactured home loan application process and service top in the industry. We value your Florida mortgage business and expedite the process.

• JACKSONVILLE No Prepayment Penalties – We offer 15 and 30 year fixed rate JACKSONVILLE Florida manufactured home loans and you are free to pay off your Florida mortgage or refinance at any time without penalty.

• JACKSONVILLE Fixed Mortgage Rates –We offering fixed rate JACKSONVILLE Florida manufactured home loans so your mortgage payment will never fluctuate. No adjustable rates with variable payments or balloons mortgages to worry about.

• JACKSONVILLE Interest Rates – Range from 3.5 to 5.5% fixed rate JACKSONVILLE Florida manufactured home loans depending on overall credit quality, debt to income ratios, age of manufactured home, collateral type, loan amount and loan-to-value.

• JACKSONVILLE  Double Wide’s – 96.5% financing on double wide JACKSONVILLE Florida manufactured homes.

• JACKSONVILLE Florida Loan Amount – Minimum loan amount required is $65,000 for Land and Home JACKSONVILLEFlorida manufactured home loans.

• JACKSONVILLE Age of JACKSONVILLE Manufactured Home – Must be built minimum 1976 or newer

• JACKSONVILLE Escrow – is required for insurance and taxes included in your JACKSONVILLE Florida mortgage payments.

• JACKSONVILLE Terms – Florida mortgage increments from 15 to 30 years.

• JACKSONVILLE FHA Mortgage Insurance – Is required on all our JACKSONVILLE Florida manufactured home loans..

• JACKSONVILLE Down Payments – 3.5% Down payment must be sourced from JACKSONVILLE borrowers own funds or gift from family member.

How can I get pre-approved to purchase a Florida manufactured home? Either fill out the Florida mortgage application or call us directly at 954-667-9110

TYPICAL FUNDING SOURCES FOR JACKSONVILLE FLORIDA MANUFACTURED HOME LOANS.

1.Private Florida modular home lenders fund these loans though personal savings, an equity loan on another Florida modular home, the sale of personal assets, or a family modular home loan.

2.The 2 second possibility is a Florida modular home lender, usually a bank, credit union, orFlorida mortgage lenders.

3.Florida modular home loan buyers find a significant difference between paying for an existing Florida modular home and paying for a new Florida modular home loan. When you buy an existing Florida modular home loan you pay the seller in full before you take possession of the Florida home. If you use a Florida modular home loan to pay for the Florida home, you secure the funds with a Florida modular home loan mortgage. When you build a Florida modular home loan, you make periodic payments as the Florida modular home loan is completed. This process protects you and your Florida modular home loan lender should something prevent the Florida modular home builder, in this case the modular home loan dealer and the GC, from completing the modular home loan construction. You cannot wait until the Florida modular home loan is completely finished to pay the Florida modular home loan dealer and GC in full because they need funds to pay for materials and labor as the Florida modular home loan construction progresses. Receiving compensation as the Florida modular home loanprogresses also protects the dealer and General contractor should something prevent you from paying for the finished Florida modular home loan.

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