As a FLORIDA FHA mortgage lender we provide FHA home loans to purchase or FHA Refinance single family homes, FHA approved condos and town homes in FLORIDA FL. FLORIDA FHA loan applicants will find here are many advantages to using the FHA home loan including:
Our training objectives are to help each of our clients achieve the best combination of interest rate, FHA mortgage terms, and low home loan closing fees for a purchase or refinance of FHA home loans. If you still have questions use our Quick Application to learn more! Or
CLICK START NOW TO GET PRE APPROVED TODAY!
Mortgage and Home loan is pleased to offer numerous Manufactured FHA Home
loan mortgage programs for Florida homebuyers. Historically, Florida manufactured home loans have been
financed as personal property, resulting in personal loans that often require a
25 percent down payment. Florida
Interest rates are higher, similar
to car and boat loans because these loans are personal property loan and aren't
mortgages, the interest paid on these personal property loan is not
tax-deductible. In contract we offer Florida FHA manufactured home loans for
mobile, manufactured, and modular homes. Below we have detailed some of the
highlights that only come with an FHA:
FHA LOANS HAVE MINIMAL DOWN
PAYMENT AND CLOSING COST:
• Down payment only 3.5% of the Purchase Price.
• Gift's and Grants for down payment and closing costs OK!
• Seller can credit up to 6% of sales price towards buyers costs.
• No reserves or required savings for future payments required.
• FHA regulated closing costs.
FHA HAVE EASIER CREDIT
QUALIFYING GUIDLINES SUCH AS:
• 12 months after a chapter 13 Bankruptcy.- 2 years after a chapter 7 Bankruptcy.
• FHA will allow a home purchase 3 years after a Foreclosure.
• Minimum FICO credit score of 580 for 3.5% Down payment.
• Minimum FICO credit score of 530 for 10% Down payment.
• No Credit Score Florida home loans & No Trade Line Florida FHA home loans.
FHA ALLOW HIGHER DEBT TO INCOME
& EASIER JOB QUALIFYING:
• Higher Debt Ratio's than any other home loan programs.
• Less than two years on the same job is OK!
• Self-Employed individuals OK!.
that vary according to down payment, the size of the Florida home, and terms extending out CLICK START NOW TO GET PRE APPROVED TODAY!
No matter if you call it a factory built home, a manufactured home, a modular home, or a prefabricated home; smart Florida financing Mobile Home Buyers know that manufactured homes offer them comparable quality, lower costs per square foot and dramatically quicker build times than a traditional site built home.
These new mobile homes in Florida are a world better in quality andConstruction than the single and double wide trailer homes of a generation ago. Not only has the quality of manufactured and modular housing improved dramatically for Florida home buyers, but now there are also more Florida mobile home mortgage programs for manufactured homes and better home loan options for modular home buyers in Citrus County and the other Florida cities we serve.
Most industries in Florida switched
to factories and assembly lines over one hundred years ago. Only Florida home
builders were left behind. Many still cling to the outdated belief that the
only way to build a home is by delivering materials and workers to the vacant
lot and managing subcontractors for 6 months to a year.
It should be no surprise that the fastest growing segments of the housing market today are Florida manufactured homes and modular homes.
As Mortgage Lenders, we have helped scores of Floridians from first time home buyers to vacation home buyers secure excellent FHA home loans to achieve mobile and modular home financing. If you need a loan for a mobile home on land, a modular home in a Florida subdivision or a manufactured home on acreage - please call 1-954-667-9110 or apply online today using our Quick Application.
Florida Modular homes or manufactured homes from top manufactures now compare in quality with homes built by better custom home builders No matter what name they go by, factory built homes cost between ten and thirty percent less than traditional site built homes. We know why you want a fixed rate mortgage to buy a modular home in a subdivision, an FHA home loan for a manufactured home on an acre lot, or conventional home loan for a mobile home on a rural retreat. With our network of financing, we can help you get the manufactured home financing for your Florida dream home at interest rates and terms you deserve.
Some mortgage lenders do not know how to get these loans approved. Worse still, they don't welcome the business of manufactured home buyers. We want your business. We will be glad to assist you in securing the best rate and terms for your Florida manufactured home mortgage. We have been helping with the purchase and Refinance of mobile, modular, and manufactured homes from Dade County to Leon County for over a decade.
Some Florida Mortgage lenders
don't know the lenders who want to lend money for a manufactured home and land
package. We do. If you are looking at a modular home in a subdivision, or one
of many Florida manufactured housing developments, call today
at 1-954-667-9110. Our friendly staff can help you get a low fixed rate
mortgage or refinance on your Florida modular home, manufactured home or Mobile Home.