Home > Blogs > Karen Carlucci and Jeff Wahner's Blog
883 views

Karen Carlucci and Jeff Wahner's Blog

By Karen & Jeff Wahner | Agent in Wayne, PA
  • First Time Homebuyer Seminar

    Posted Under: Home Buying in Broomall  |  January 17, 2012 6:10 PM  |  242 views  |  No comments

    First Time Homebuyer Seminar


    If you’re thinking about buying a home or know someone who is…

     Then you don’t want to miss this event!

    Join Jeff and Karen Wahner for a special First Time Homebuyer Seminar
     presented by Liberty Bell Real Estate.

    Get the latest information on the entire home-buying process including:

     

    ·      getting the best rates on a mortgage

    ·      the truth about foreclosures and short sales

    ·      how to make an offer that won’t get rejected

    ·      understanding that eleven page Agreement of Sale

    ·      getting into a home for the least amount of money

     

    ·      Listen to a mortgage officer talk about the different loans available to buyers

    ·      Hear a home inspector tell why he’s a buyer’s best friend

    ·      All of your questions answered!!!

    Where:   200 Lawrence Road

    When:     January 24, 2012

    Time:      7 pm               

    Cost:      Free                

     

    Space is limited!

    To reserve you seat call

    610-357-9668

    Or email

    KarenandJeffWahner@hotmail.com

     

    Liberty Bell Real Estate

    200 Lawrence Road Suite 500

    Broomall, PA 19008

    484-420-4941

  • First-time Home Buyers: Approval amount vs. Comfort level

    Posted Under: Home Buying in Delaware County, Financing in Delaware County  |  March 24, 2011 8:38 AM  |  423 views  |  No comments
    When we get a call from a 1st time buyer who is pre-qualified for financing, our first question is usually what amount they have been qualified for. Our second question is what amount they are comfortable with. There is a big difference. Too often, buyers will automatically begin to look for properties at the high end of the approval amount, but sometimes that can lead to problems down the road.

    We always tell our buyers to decide what montly mortgage payment would be the most comfortable for them and then go from there. Although the principle and interest will be will be easy to figure out in a payment, what often gets forgotten is how much taxes and insurance can add to the monthly payment. Although insurance costs might not vary too much, the amount of taxes can vary considerably, depending on where you choose to live.

    Let's look at an example. Two homes, similar in size and features, are being sold for $250,000 but they are in different areas. House #1 has an annual tax bill of $3,600, thereby adding $300 per month onto the mortgage payment. House #2 is in a different area and has an annual tax bill of $4,800 which will add $400 onto the mortgage payment. That extra $100 a month could really put a financial burden on a buyer.

    When a buyer is approved for a loan, the mortgage company takes into account the buyer's income and debts, but what never gets taken into account is the buyer's lifestyle. Are you someone who likes to go out to dinner twice a week? Do you enjoy weekend trips away? Do you have a hobby that you spend money on? Buying a house should not mean that you have to give up the things you love doing. 

    We don't want to see anyone going broke by buying a house that they will have difficulty affording, or that they will have to greatly sacrifice their lifestyle. It just doesn't make good financial sense and it can leave the buyer feeling trapped and resentful.

    Choose a home with a payment that you will be comfortable with. You may be able to afford more, but as Jeff and I say, what's the price of a good night's sleep?


     
  • Is there a Decomposing Body in the Basement?

    Posted Under: Home Selling in Delaware County, Property Q&A in Delaware County  |  March 3, 2011 10:43 AM  |  450 views  |  No comments
    We cannot stress enough, to our sellers, the importance of showings. Simply said...a house cannot get sold if it cannot be shown to potential buyers. While we encourage sellers to keep the place as tidy as possible, please don't allow an unmade bed or a few dishes in the sink from stopping your house from being shown. 

    Today's buyers don't have a whole lot of time to waste and they are often on tight schedules when it comes to viewing houses. Maybe the buyer is relocating and cannot easily reshedule the showing. When selling a house, the seller must be as accommodating as possible in getting that house shown so that it can be sold. 

    If a seller turns down a showing from a potential buyer, that buyer, will most often move on to the next showing, and will most likely, not reschedule. Allowing your house to be visited by potential buyers is especially important if this is their second time to view it.

    Put yourself in the buyer's shoes...today happens to be the day that they decide to choose a house. They want to view 5 properties. Four of the sellers allow showings (even though their houses may not be as neat as they wish). The fifth seller declines. While we may not know which house the buyer ultimately chooses, we know which house will definitely NOT be chosen. It happens a lot more than seller's realize...just ask any real estate agent.

    Always allow your house to be shown, no matter how bad you think it may look or how much of an incovenience it may be. Jeff and I tell our sellers, right from the beginning, that unless there is a decomposing body in the basement, always allow a showing.  


      
  • 77 Scott Lane Aston, PA 19014

    Posted Under: Home Buying in Aston  |  February 22, 2011 8:04 AM  |  423 views  |  No comments
    We are so excited about this new listing! Come join us this Sunday from 1-4 and get more information about buying, selling and investing in real estate.
 
Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer